Shopping Credit Card

• Earn 10 reward points for every ₹100 spent on retail transactions

• Earn 20 reward points for every ₹100 spent on your birthday 

• Complimentary Vistara Club Membership included 

2. SBI SimplyCLICK Credit Card

If contactless payments, EMI conversion facility and easy availability of add-on cards is what you are looking for, this credit card is your match. Here are the key highlights of the SBI SimplyCLICK Credit Card:

• An annual fee of ₹499 is applicable on this card, which is reversible if your spends cross ₹1 Lakh

• Get a ₹500 Amazon card as a gift on paying the annual fee

• 10X reward points on online purchases with partner brands like Apollo 24x7, BookMyShow, Cleartrip, Netmeds and more

• 5X rewards on all other online transactions

• Fuel surcharge waiver up to ₹100 per statement cycle

• Get a voucher of ₹2,000 from Cleartrip when you spend ₹1 Lakh online in a year 

3. Axis ACE Credit Card

The Axis ACE Credit Card is one of the best cashback cards offered in the country. Here are some of its key highlights: 

• Joining fee of ₹499 is reversed if your spends cross ₹10,000 within 45 days of issuance

• 5% cashback on bill payments, DTH recharges, and mobile recharges initiated via Google Pay

• 4% cashback on platforms like Swiggy, Zomato and Ola

• 2% cashback available on all other eligible transactions

• Discount of up to 20% at 4,000+ select restaurants

• Up to 4 complimentary domestic airport lounge visits in a year

• 1% fuel surcharge is waived across all fuel stations 

• EMI facility for transactions above ₹2,500  

4. Flipkart Axis Bank Credit Card

The Flipkart Axis Bank Credit Card is one of the best co-branded cards to fulfil all your shopping needs via e-commerce. Here are some of its key highlights:

• Joining fee of ₹500 is applicable on this card

• ₹1,100 worth of welcome and activation benefits upon joining

• 5% cashback on shopping at Myntra and Flipkart

• 4% cashback on shopping with other preferred merchants like Uber, PVR, Cleartrip and more

• 1.5% cashback applicable across all other categories

• Up to 20% off at partner restaurants in India

• 4 complimentary domestic airport lounge visits 

• 1% fuel surcharge waiver applicable on transactions up to ₹400 per month

• You can convert transactions over ₹2,500 into EMIs

5. Amazon Pay ICICI Credit Card

If you are a regular shopper at Amazon.com, the ICICI Amazon Pay Credit Card is ideal for you. The more you spend on Amazon.com, the more cashback you will get. Some of the key highlights of this card include the following: 

• No joining or annual fee

• No limit or expiry on the rewards earned

• Amazon Prime users can get a cashback of 5% on physical goods purchased at Amazon

• Non-Amazon Prime users can get a cashback of 3% on physical goods purchased at Amazon 

• Earn cashback of 2% on 100+ Amazon Pay partner merchants by making use of this card from your Amazon Pay wallet

• Earn a cashback of 1% on all other payments

• Benefit from the No Cost EMI option for a tenor between 3 months and 6 months

6. HDFC Millennia Credit Card

Targeted towards millennials and others who enjoy shopping online, the HDFC Millennia Credit Card offers rewards for almost every purchase. Here are some of the main highlights of this credit card:

• Joining fee of ₹1,000, and you get a gift voucher of an equivalent amount as a welcome benefit

• ₹1,000 gift voucher rewarded on transactions of ₹1 Lakh or above during each quarter

• 5% cashback when you shop from Flipkart, Swiggy, Amazon, Cult.fit, Uber, Myntra, Tata CLiQ, Sony LIV and Zomato

• Earn a cashback of 1% on all other payments except for fuel 

• Complimentary domestic airport lounge access 8 times per calendar year (Twice every quarter)

• 1% fuel surcharge waiver on transactions up to ₹250 per month

7. Standard Chartered DigiSmart Credit Card

The Standard Chartered DigiSmart Credit Card offers the best discounts on multiple brands across various categories like shopping, travel, and food. Here are some of its main highlights:

• No annual fee

• Monthly charge of ₹49  

• Up to 20% discount at Myntra

• Up to 10% discount on Zomato 5 times a month

• 15% cashback on all Ola cab bookings

• Buy one  ticket and get one free on Saturdays and Sundays at INOX

• Up to 20% discount at Yatra on domestic flight bookings

8. HSBC Cashback Credit Card

The HSBC Cashback Credit Card is a good card to earn unlimited cashback and rewards. Here are some of its key highlights: 

• The annual fee is ₹750, which is reversible if you spend more than ₹1 Lakh annually 

• 1.5% cashback on all online transactions and 1% cashback on all other spends

• Cashback on Instant EMI is applicable as long as you avail the service at partner stores/websites

• Cashback is credited within 45 days of the card statement date

• 5% discount on Amazon on spending more than ₹1,000 

• 30% discount on Eazydiner up to ₹600, 

• Flat 10% discount up to ₹100 on Blinkit  

9. HDFC Regalia Credit Card

The HDFC Regalia Credit Card is a premium card offering numerous benefits. These include complimentary airport lounge access, travel insurance, reward points and discounts on dining and shopping. Some of its key features are mentioned below:

• Annual fee of ₹2,500 is applicable

• Welcome benefit of 2,500 reward points on payment of joining fee of the same amount

• Complimentary airport lounge access 12 times domestically and 6 times internationally 

• Earn 10,000 reward points on all annual spends of ₹5 Lakhs 

• 4 reward points on every ₹150 spent on retail purchases

• 1% waiver on fuel surcharge up to ₹500 per statement cycle 

10. HDFC MoneyBack Credit Card

The HDFC MoneyBack Credit Card has a range of impressive advantages, making it a top choice for many. One of the notable benefits is that you can choose to redeem CashPoints against the statement balance. 

Here are some of the key highlights of this card:

• Welcome gift of 500 cash points 

• Earn 10X CashPoints on shopping at Swiggy, Flipkart, Amazon, BigBasket and more

• Earn 5X CashPoints on EMI transactions with partner merchants

• Get 2 CashPoints on every ₹150 spent on all else with exemptions of fuel and vouchers 

• Gift voucher of ₹500 when you cross the milestone of ₹50,000 per quarter 

• Get a discount of up to 20% on restaurants through Swiggy DineOut 

Disclaimer: Some of the aforementioned cards are not available on Bajaj Markets. Visit the issuers’ official website for more information and the application process.