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Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card now!

Yes Bank First Exclusive Credit Card

**Disclaimer: Yes Bank is not a Finserv MARKETS partner. Offers would be from partner Banks/NBFCs only.

The Yes First Exclusive credit card is a premium, top of the line credit card offering from Yes Bank. As the name itself signifies, the Yes First exclusive card offers a host of rewards, discounts, and benefits that are exclusive to the holders of the credit card.

With this credit card, you get to experience unmatched premium services such as preferential foreign currency markups of just 1.75%, life insurance coverage of up to Rs. 3 crores, and more. So, what’re you waiting for? Apply for the Yes bank first exclusive card right now and step into the world of luxury with easy payments and excellent rewards.

Features and Benefits of the Yes First Exclusive Credit Card

Attractive foreign currency markups and insurance coverage are just some of the features and benefits that you get to enjoy by being the holder of a Yes First Exclusive credit card. Here’s a quick look at the various other features and benefits that this one-of-a-kind card offers.

1. Low Interest Rates

At just 1.99% a month (23.88% a year), the interest rate on the Yes bank First Exclusive credit card is extremely competitive. This rate of interest is applicable on overdue amounts, cash advances, and revolving credit.

2. Contactless Card

Thanks to a built-in NFC chip, you can now supercharge your purchases with the Yes bank First Exclusive card. The contactless technology eliminates the need to swipe your card or enter your PIN to confirm payments.

3. Loans on Credit Card

Faced with an urgent need for funds? Don’t worry, with the Yes First Exclusive credit card by your side, you can avail a loan within just a few minutes without any documentation whatsoever.

4. Instant EMI Conversion

Now pay for big ticket purchases at your own convenience. The Instant EMI feature on the Yes First Exclusive credit card allows you to swiftly convert your purchases into EMIs; that too at a tenure that you’re comfortable with.

5. Complimentary Golf Program

With the Yes bank First Exclusive credit card, you can gain access to 4 complimentary rounds of green fees per year at select golf courses. That’s not all. You also get the benefit of a complimentary golf lesson every month too!

6. Airport Lounge Access

Traveling within India? The Yes bank First Exclusive card gives you access to 3 domestic airport lounge visits per quarter. In the case of international travel, you can get unlimited complimentary visits each year at international airport lounges for a small fee of just $27 plus GST.

7. Fuel Surcharge Waiver

Tired of having to pay fuel surcharge? Get a waiver of up to 1% across all fuel stations in India for fuel transactions between Rs. 400 to Rs. 5,000.

8. Discounts on Movie Tickets

You can use the Yes First Exclusive card on either the BookMyShow website or mobile application to book movie tickets and get a discount of up to 25%.

Yes First Exclusive Credit Card Fees and Charges

Knowing the various fees and charges of the Yes bank First Exclusive card is very important. And so, here’s a table outlining the different credit card fees and charges levied on this Yes bank credit card.

Particulars

Fees and Charges

Annual membership fees and renewal fees

Rs. 9,999 plus taxes

Condition for waiver of annual membership fees and renewal charges

The annual fee for the subsequent year will be waived off on spending Rs. 6,00,000 in a year.

Finance charges

1.99% per month (23.88% per year)

Cash advance fee

Rs. 300 or 2.5% of withdrawn amount, whichever is higher

Payment return charges

Rs. 350 per payment return

Foreign currency conversion charges

1.75%

 

Late Payment Charges

Balance as per statement

Late payment charges

Rs. 100 or lower

NIL

Rs. 101 to Rs. 500

Rs. 150

Rs. 501 to Rs. 5,000

Rs. 500

Rs. 5,001 to Rs. 20,000

Rs. 750

 

Over Rs. 20,000

Rs. 1,000

 

Yes First Exclusive Credit Card Rewards Points

The rewards programme of the Yes First Exclusive credit card is easily one of the best and the most powerful. Finding it hard to believe? See for yourself how this Yes bank credit card benefits you.

  • You receive 40,000 reward points for the first ever transaction made through the Yes bank First Exclusive credit card within 90 days of receipt of the card.

  • On each successful renewal, you receive 30,000 reward points.

  • You get an additional 25,000 reward points as bonus for spending Rs. 20 lakhs or more in a year.

  • For select transactions made on YESCART, you get to enjoy accelerated rewards point benefits.

  • For every Rs. 200 you spend on categories other than ‘Select categories’, you receive 12 reward points.

  • For every Rs. 200 you spend on ‘Select categories’, you receive 6 reward points.

  • For the first 3 transactions on YES PayNow, you receive 5X reward points.

  • Yes First Exclusive credit card rewards redemption can be made via the YesRewardz platform.

  • For every 10 Yes First Exclusive credit card rewards points, you receive 1 InterMile or 1 Club Vistara Point.

Yes Bank First Exclusive Card Eligibility Criteria and Documentation

Want to know if you’d be eligible to get a Yes First Exclusive card? Let’s take a look at the Yes bank credit card eligibility criteria set by the bank for this card.

  1. The applicant must be 21 years or above, but below 60 years of age.

  2. The applicant must either be a salaried or self-employed individual.

  3. If salaried, the applicant must draw a net salary of at least Rs. 4 lakhs per month.

  4. If self-employed, the applicant must have an income of at least Rs. 36 lakhs as per their Income Tax Return (ITR).

You also need to submit the following documents to apply for the card.

  1. Your Form 60 or a photocopy of your PAN card

  2. Your color photograph

  3. Any proof of income like your latest payslip, a copy of your IT return or Form 16

  4. A proof of your residence and your identity

How to Apply for a Yes First Exclusive Credit Card?

Applying for Yes Bank First Exclusive credit card is super easy! Please note that Yes First Exclusive Card is not available on the Finserv MARKETS website. However, if you wish to get the best Yes Bank credit card online, you can apply via the bank’s official website.

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FAQs About Yes Bank First Exclusive Card

✔️Is the Yes First Exclusive Credit Card good?

Of course. The features and benefits of the credit card are aplenty and bestows a lot of exclusive privileges to the holder. That’s not all. The Yes First Exclusive rewards programme is also unmatched  

✔️What is the benefit of Yes bank First Exclusive credit card?

You stand to gain plenty of benefits by opting for the Yes First Exclusive credit card. Here’s a quick look at a few of them.

 

  • 40,000 welcome reward points and 30,000 reward points for every renewal

  • Complimentary domestic and international lounge access

  • Complimentary golf programme

  • Life insurance coverage of up to Rs. 3 crores

  • Medical insurance cover of up to Rs. 50 lakhs

  • Low foreign currency markup

  • 1% fuel surcharge waiver 

✔️Is the Yes First Exclusive credit card free?

Unfortunately, no. The Yes First Exclusive credit card has an initial annual membership fee of Rs. 9,999 plus taxes. And for every subsequent renewal, a fee of Rs. 9,999 plus taxes will be charged. That said, if you spend more than Rs. 6 lakhs or more in a year, the renewal fee for the next year shall be waived off.