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Affordable Ways to Furnish Your Home on EMI

By Finserv MARKETS - Jan 22,2020
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Affordable ways to furnish your home on EMI

When you bring in the right furnishings and fittings, an ordinary house becomes a welcoming home. However, if you’re not careful, the costs of decorating your home and fitting it with the essentials can quickly add up to a sizable amount. With the right tips to guide you, you’ll find that it’s easier to furnish your home on a budget without loosening your purse strings.

One of the best ways to shop around for furnishings is to head online and take a look at what’s on offer on the many e-commerce sites available out there. On the Bajaj Finserv EMI Store, for instance, you can find incredible deals and discounts on a variety of appliances needed for your home and your kitchen. With Bajaj Finserv EMI Card online shopping, you can take advantage of several features like no-cost EMIs and zero down payment when you go online shopping on the Bajaj Finserv EMI Store or any of its partner portals/stores.

Read on to know, how you can use your Bajaj Finserv EMI Card to shop for no cost EMI shopping:

What is no-cost EMI?

No-cost EMIs are essentially equated monthly installments on which no interest is charged. Typically, when you purchase a product or avail a service, you sometimes have the option to convert the price payable into EMIs across a specific period. The principal amount is divided across this period, and interest is levied on the EMIs at a predetermined rate. When this interest is nil, the monthly payments are known as no-cost EMIs. Additionally, you get to avail the benefit of affordable online shopping and buying on EMI without a credit card.

In this case, you’re essentially only paying the actual price of the product or service across several months, instead of paying it all at once. This method of payment has become so popular that EMI online shopping now accounts for around 20% of the gross merchandise value of sales on e-commerce platforms.

There are several ways to furnish your home affordably using EMIs and other great deals and discounts.

Here are some ideas that can help you successfully complete your home furnishing project on a budget.

Visit the Bajaj Finserv EMI Store

On the Bajaj Finserv EMI Store, you’ll find all essential home appliances and gadgets available at unbelievable deals. With the Bajaj Finserv EMI Card, you can purchase the furnishing of your choice at no-cost EMIs. This way, you don’t need to pay a huge sum of money upfront. This way, also get to spread the cost of the product across several months. Additionally, you can also avail a host of exclusive EMI Card benefits.

The EMI Store is home to several useful appliances such as refrigerators, air conditioners, geysers, washing machines, water purifiers and more. You can take your pick from among the latest appliances and furnish your home with essentials from various top brands like LG, Samsung, Godrej, Whirlpool, and Haier. Simply swipe the Bajaj Finserv EMI Card and convert your purchase into easy EMIs.

Shop on e-commerce platforms

Online shopping is another great way to furnish your home in an affordable manner. Most e-commerce platforms almost always offer the best furnishings and home appliances at a discount, so you’re nearly always guaranteed to find just what you need at a reasonably affordable price. The best thing about online shopping is that you can get to see reviews from other users before making a purchase.

Bajaj Finserv has also partnered with popular e-commerce platforms like Amazon, Flipkart, and Pepperfry, among others. These online shopping stores have all kinds of home furnishings available at attractive discounts, right from essentials like wardrobes, chairs, and tables, to supplementary décor like curtains, table lamps, and flower vases. You can purchase all the furnishings you want from these e-commerce platforms, and then convert your expenses to EMIs that can be repaid at ease over flexible repayment tenures ranging from 3 months to 24 months.

Head to any of our partner stores

If you’d rather check out a product first-hand before putting your money on the table, online shopping may not be the best channel for your sensibilities. Fortunately, Bajaj Finserv has partnered with various retail chains across the country, so you can use the Bajaj Finserv EMI Card at any of the brand’s plethora of partner stores to source your home furnishings.

With the Indian market celebrating one festive shopping season after another every other month, there’s no dearth of seasonal sales as well. All you need to do is keep an out for these seasonal shopping festivals, when most retail chains across the country come out with incredible discounts and deals. Head to your favorite home furnishing retail outlet and use the Bajaj Finserv EMI Card to convert the cost of your home furnishings into no-cost EMIs.

All said and done, there are innumerable discounts both online and offline that you can take advantage of. On the Bajaj Finserv EMI Store, you can purchase the best furnishings and appliances for your home using the Bajaj Finserv EMI Card. With this facility, you can bring home the finest products by paying the price using no-cost EMIs. Some of the products even come with the advantage of zero down payments, so you can own the appliance or furnishing of your choice without any immediate outlays.

To read more interesting blogs, check out: Bajaj Finserv EMI Card-Everything You Need To Know , How to get your own Netflix subscription on EMI , Top 5 Gadgets that will help you stick to your 2020 resolutions and many more!

Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we work towards fulfilling all your personal and financial needs. What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App.

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Bajaj Finserv Direct Limited ("BFDL"), erstwhile Bajaj Financial Holdings Limited is a registered corporate agent of Bajaj Allianz Life Insurance Company Limited and Bajaj Allianz General Insurance Company Limited under the IRDAI composite registration number CA0551 valid till 10-Apr-2021. BFDL also renders services to Bajaj Finance Limited (‘BFL’) and Bajaj Housing Finance Limited (‘BHFL’) (referred hereinafter as ‘Lending Partner’) in sourcing of customers, providing preliminary credit support activities, fulfilment services and post-acquisition customer services related to lending business. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522