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Amazon Pay is a mobile wallet and payment solution developed by Amazon.com, Inc. It is not just used to digitally pay for products bought on the Amazon site or app, but also used to pay for a variety of utilities, services, and third-party merchants. Electricity bills, mobile recharge, gas cylinders, DTB bills, railway tickets, movie tickets, etc.

How To Add Money From Credit Card To Amazon Pay

To be able to use the Amazon Pay service seamlessly, you need to ensure it has sufficient funds in it. This is easily achievable by adding money to Amazon Pay using your credit card. Here’s how you can do it.

  1. Visit the Amazon Pay page

  2. Click on the ‘Add Money’ option

  3. Enter your desired amount

  4. Select ‘Continue’

  5. Choose your payment method of choice, which could be your credit card


The updated balance should reflect in 15 minutes.

Limit to Add Money

Here are the monthly and annual addition and expenditure limits for your reference: 



Monthly Limit


Monthly Expenditure Limit


Annual Limit

₹1 Lakh

Additional Charges

If you are concerned about paying additional charges for adding money from credit card to Amazon Pay then you can rest assured. Amazon levies no additional charge on this transaction. This means, you can conveniently keep adding money to your Amazon Pay balance using your credit card You also stand to benefit by accruing points on using your credit to add money.


Frequently Asked Questions

Are there any charges for adding money in Amazon Pay from credit card?

No, there are no charges for doing this.

Can I use a credit card with Amazon Pay UPI?

UPI is linked directly to your bank account. Hence, it cannot be used with a credit card. However, you can conveniently pay your credit card bills using Amazon Pay UPI.

Is it possible to transfer my unused Amazon Pay balance back to my credit card?

Amazon Pay balance can only be used to pay for products bought and services availed using the Amazon platform. It cannot be transferred back to your credit card or bank account.

What is the Auto Reload setting in Amazon Pay?

If you are a frequent user of Amazon Pay, then this is a very useful option. Instead of adding money from your credit card, you can ensure that a fixed amount is automatically deducted on a monthly basis. This setting can be changed anytime you wish, through your Amazon Pay settings.

What is the time taken for the amount to load in my Amazon Pay account?

Upon successfully adding money to amazon pay using credit card, the amount is, reflected instantly. In some cases, there may be a slight delay owing to technical glitches. Amazon recommends waiting for 15 minutes after completing the transaction. In case the amount doesn’t appear in your balance even after that, you may contact the customer service team.

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