As much as one can love travelling, it is widely known that travelling light can drastically improve the experience. The mantra extends to the currency you carry – which is to say that travelling with enormous amounts of cash can quickly become a source of distress, spoiling the fun and frolic that is supposed to characterise a vacation. You need to be constantly alert, safeguard the cash at all times, not to mention, exchange it for local currency if you are travelling across countries.
This is where credit cards jump in to make themselves useful. If you travel frequently, credit cards make for your best currency. Of course, there is the obvious physical benefit of the convenience of carrying a single card instead of reams of cash in notes and coins, but there are additional advantages too. These benefits present themselves in the form of customised features meant for travel credit cards. For instance, the Bajaj Finserv RBL Bank SuperCard available on Finserv MARKETS. This card entitles you to complimentary access to airport lounges, deals on flights, reward points for international spends and several other travel perks.
If you have the right card with you, your wait for your flight does not need to be a harrowing experience anymore. The right travel credit card comes with the perk of complimentary or paid unlimited access to airport lounges across the world. Here is an example: the Bajaj Finserv RBL Bank World Prime SuperCard entitles you to complimentary airport lounge access up to 4 times a year and unlimited paid access. There’s nothing more refreshing than having the right place to crash before taking off for a vacation or to reinvigorate before a work trip.
Every transaction that you make with your credit card earns you certain points as a reward. But when you purchase something abroad, the rewards can magnify. These are in addition to the welcome reward points you get upon the receipt of your card. For instance, the Bajaj Finserv RBL Bank World Plus SuperCard gives you a welcome gift of 20,000 reward points the moment you get your card. On top of that, you can collect reward points at the rate of 20 for every Rs. 100 spent internationally. You also get 20 points for every Rs. 100 spent on dining and so on. If you are overseas, paying for your shopping, sightseeing locations, adventure activities, or splurging on food using a credit card, you can rest assured, it is paying off by loading your reward points balance.
Another perk of owning the right kind of credit card is the sheer amount of reward points associated with a flight booking. Purchasing airline tickets won’t hurt as much, knowing you are able to reap the benefits in the form of a greater balance of reward points. If you have the right kind of credit card, you could also be entitled to offers of cashback or discounts or schemes on combo bookings, among other things. In certain credit cards, there is even scope to convert your purchases into EMIs, so you do not have to bear the burden of the entire cost at once.
Did you know that taking a personal loan against your credit card is an easier process and a lower interest rate? Bringing the best of both worlds, any of the Bajaj Finserv RBL Bank SuperCards can provide you with this benefit. How does this work? Your credit card’s limit is converted into a personal loan. This way you can avail cash advances interest-free for 90 days. This is in addition to the flexibility it accords, i.e you can pay back the amount in three easy EMIs later.
Ask any regular traveller and they will tell you how frequent flier miles are a godsend. As a jet-setter, you will understand the importance of being able to redeem these air miles on air tickets or hotel bookings or other travel-related expenses. Enough flyer miles and these could be funding an entire flight for you!
If you are an avid traveller, do yourself a favour and get a credit card to enjoy your travels without the stress of having to handle cash. Every time you pay with a credit card, you’d know you are also getting rewarded for it! Get a Bajaj Finserv RBL Bank SuperCard available on Finserv MARKETS – check your pre-approved credit now!