When it comes to health care, we want nothing but the very best – but surely none of us are interested in spending any more of our hard-earned money than we need to. Medical expenses can run up high and healthcare costs, no matter the illness, can be extremely expensive. This can cause a huge drain on finances if a critical illness or medical emergency strikes. This is a cause for concern, because most of us would prefer investing that money for our futures, our homes, families and on things we can enjoy.
Thus, having a good health insurance plan becomes more important than ever to provide coverage for us or our family. This is where a competent insurer, like the Bajaj Allianz health insurance, available on the Finserv MARKETS platform can be a saviour. Here, you can easily buy health insurance online for yourself and your family with additional benefits, making Finserv MARKETS the one-stop-shop for any health insurance needs you may have. When you find the right health insurance plan, you can save your hard-earned finances for a rainy day.
But did you know that if you follow certain points as well as find the right health insurance policy, you can save money on your policy too? Indeed, you can save a handsome amount of money on your health insurance premium by following just one simple step: being healthier!
If a person takes care to maintain a good lifestyle, then he or she can pay a much lower health insurance premium than those who indulge in habits like smoking or drinking, when they avail a health insurance policy. The three simple things that can help you live longer, be healthier and save money are simply: following a good diet, exercising regularly and avoiding drinking, smoking and processed foods. That’s it!
Insurance providers in India (like Bajaj Allianz health insurance) offer you online health insurance quotes based on your health status. If you really want to get an affordable health insurance plan, then you must strive to be as healthy as possible. In cases of zero pre-existing medical conditions, the health insurance applications on Finserv MARKETS can be processed even quicker and swifter than usual. And if you’re looking to simplify things even more, by downloading the Finserv MARKETS App, you can utilise the UPI facility to carry out hassle-free transactions like paying your premium. And that’s not all. You can link multiple bank accounts, ensure your transactions are processed with complete confidentiality and bring up transaction related queries directly with your bank. Since that’s one less thing you have to worry about, you can focus on entirely on you and your loved ones’ health and security.
Healthy lifestyles guarantee that a person will have far less pre-existing health issues. Conversely, unhealthy lifestyles only increase chances of having or developing health issues and a pre-existing health condition can increase the cost of your health insurance premium. Therefore, when you decide to buy a health insurance plan, it truly pays to work hard towards getting healthier by choosing a good lifestyle.
Preventive care is another important factor that can help you reduce your health insurance costs. If there is any medical treatment you really should have done, then don’t think too much and get it done as soon as possible. If you avoid such expenses, then you might have to pay enormous health insurance premiums in case the problem grows.
Last but not the least, do thorough research before finalizing the best health insurance policy that suits both your needs and budget. Get online quotes from different insurance companies in India and then take a decision. Provide all the relevant details to the insurer while generating quotes online. Careful analysis will help you to bring down the health insurance premium cost.
Health insurance in India is quite essential for an individual as a means of protection against rising medical expenses and cost of treatments in our country. Which is why it is important to entrust your healthcare to a sound policy such which covers pre and post medical treatment expenses within the defined period.
Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we work towards fulfilling all your personal and financial needs. What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App.