The festive season is about to start and yet again, it is going to be the most promising time of the year. With this year’s Diwali sale set to break all records of grandeur, it is time for you to have your financial arsenal up & ready to fire. If there would be any such thing as the right time to shop, this would be it.
However, you need to be aware of the festive buying binge leaving you with the hangover of a long credit card bill. So, before you launch off into your shopping spree, here are a few things to keep in mind when using your Credit Card this season.
1. Get a fresh start
The one thing that will certainly put a damper on your festivities is not having enough money to buy what you’ve got your heart set on. That’s why it’s strongly advisable to clear pending dues before the Diwali season so you don’t end up short during your splurge.
2.Go festive offer hunting
The festive season is already abuzz with exciting cashbacks & rewards. The best way to cash on them? Opt for a credit card purchase. Scan various websites for Credit Card offers. Chances are, with the discount on credit cards, you might get it for cheaper rate even if the price is higher. Get SBI Cards on Finserv MARKETS & get some of the best offers.
3.Go big on savings
While there are assured discounts on credit card, most credit card companies also give additional reward points for shopping during the festivities – both offline and online. Credit cards like the Axis Bank Credit Cards & Bajaj Finserv Super Card allow you to save up to Rs. 55,000 a year by using the credit card for purchases.
4.Caution is key
While the festive shopping binge is extremely fun, you must remember not to get carried away and exceed your credit limit, as this can have a negative impact on your credit score. With a little bit of control, you can give yourself credit for a great shopping experience this festive season. So, bring out the cards and satisfy your urge to splurge this festive season.
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