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This Diwali, make the most out of your Credit Cards

By Finserv MARKETS - Oct 31,2019
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Using your Credit Card during the festive season

The festive season is about to start and yet again, it is going to be the most promising time of the year. With this year’s Diwali sale set to break all records of grandeur, it is time for you to have your financial arsenal up & ready to fire. If there would be any such thing as the right time to shop, this would be it.

However, you need to be aware of the festive buying binge leaving you with the hangover of a long credit card bill. So, before you launch off into your shopping spree, here are a few things to keep in mind when using your Credit Card this season.

1. Get a fresh start

The one thing that will certainly put a damper on your festivities is not having enough money to buy what you’ve got your heart set on. That’s why it’s strongly advisable to clear pending dues before the Diwali season so you don’t end up short during your splurge.

 2.Go festive offer hunting

The festive season is already abuzz with exciting cashbacks & rewards. The best way to cash on them? Opt for a credit card purchase. Scan various websites for Credit Card offers. Chances are, with the discount on credit cards, you might get it for cheaper rate even if the price is higher. Get SBI Cards on Finserv MARKETS & get some of the best offers.

3.Go big on savings

While there are assured discounts on credit card, most credit card companies also give additional reward points for shopping during the festivities – both offline and online. Credit cards like the Axis Bank Credit Cards & Bajaj Finserv Super Card allow you to save up to Rs. 55,000 a year by using the credit card for purchases.

4.Caution is key

While the festive shopping binge is extremely fun, you must remember not to get carried away and exceed your credit limit, as this can have a negative impact on your credit score. With a little bit of control, you can give yourself credit for a great shopping experience this festive season. So, bring out the cards and satisfy your urge to splurge this festive season.

Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we works towards fulfilling all your personal and financial needs . What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App.

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Bajaj Finserv Direct Limited ("BFDL"), erstwhile Bajaj Financial Holdings Limited is a registered corporate agent of Bajaj Allianz Life Insurance Company Limited and Bajaj Allianz General Insurance Company Limited under the IRDAI composite registration number CA0551 valid till 10-Apr-2021. BFDL also renders services to Bajaj Finance Limited (‘BFL’) and Bajaj Housing Finance Limited (‘BHFL’) (referred hereinafter as ‘Lending Partner’) in sourcing of customers, providing preliminary credit support activities, fulfilment services and post-acquisition customer services related to lending business. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522