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How to buy Xiaomi Smartphones on No Cost EMI

By Finserv MARKETS - Aug 31,2019
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Gone are the days when you had to settle for less when it came to buying smartphones. Today, almost all mobile phones including India’s top-selling Xiaomi smartphones, popularly known as Redmi phones, are available in easy EMIs.

As of 2019, Xiaomi mobile was the top selling smartphone brand in India with close to 29% market share. Xiaomi smartphones are known for their exceptional quality and affordable price. Even on a low budget, Xiaomi’s flagship Redmi phones are so feature-rich that they easily outclass the competition.

We are aware that Xiaomi smartphones sell like crazy and are off the shelves in no time. So, if you are wondering how to lay your hands on the just launched Xiaomi mobile sensation without digging too deep into your pocket, we are here to help. This article explains how to buy Xiaomi smartphones on No-cost EMIs even if you don’t have a credit card. So go on, read on to know how you can get that Mi mobile on EMI without emptying your pockets.

The Bajaj Finserv EMI Store is the leading destination for Xiaomi smartphone buyers in India. You can enjoy zero down payment and zero interest on EMIs. To top it all you also get same-day delivery even when you order online from a network of 43,000+ stores across India.

You don’t have to worry even if you don’t have a credit card. With the Bajaj Finserv EMI Card you can buy the Xiaomi mobile phones such as the Redmi Note 7 Pro, Redmi Note 7S and Redmi Y2 on the Bajaj Finserv EMI Store without paying any down payment or interests.


Why should I buy Xiaomi Redmi smartphones on EMI?


  1. Freedom to buy expensive models

When you buy a premium Xiaomi smartphone model online, paying a large sum upfront is not only discouraging but it may impact your monthly budget. Buying Xiaomi mobile phones at no-cost EMI helps you spread the outflow into easy monthly instalments; and the best part is there is no interest charged on the loan. So if you want to buy that MI mobile right now and do not want to wait till you actually get the money, then buying the Mi mobile on EMI is your best option.

  1. Flexible payments

You can select the tenure, loan amount and rate of interest before buying the Mi phone on EMI. You don’t have to pay a large amount of money upfront to own India’s most loved Redmi phones.

  1. Doesn’t derail your financial planning

You had your life insurance premium due next month but you couldn’t resist buying a Xiaomi smartphone in cash. Your financial planning is seriously derailed now and you will have to resort to using expensive credit from your credit card. Instead, buying Mi phone on EMI takes care of such situations without putting too much stress on your finances.

  1. Helps improve your credit score

With ample time to make payments in EMIs for your smartphone, you will be able to make timely payments and improve your credit score when you buy in EMIs.

  1. Better offers

Buying redmi mobile on EMIs online will get you better deals than buying offline. There are lesser overhead costs in selling products online and sometimes companies want to share this surplus profit with customers by giving them attractive deals on smartphones.

For instance, when you buy Xiaomi smartphones on the Bajaj Finserv EMI Store you get attractive product discounts, as well as discounts on processing and other loan charges. This ensures that no cost EMI on Mi phones is possible! You can also get huge discounts during MI flash sales periodically at the Bajaj Finserv EMI Store. For example, on the occasion of the 5th anniversary of Xiaomi in India, Bajaj Finserv EMI Store offered up to Rs. 5,000 off on MI Redmi phones.

How to buy Xiaomi smartphones online on no-cost EMI?

If you have a Bajaj Finserv EMI Card, and you are still wondering how to buy MI phone on EMI, then look no further. It’s very easy to buy the latest Xiaomi smartphones at easy and zero cost EMIs with the Bajaj Finserv EMI Card. You can just log into the Bajaj Finserv EMI Store and choose from hundreds of latest and bestselling Xiaomi smartphones. Then, you can just select the EMI tenure, confirm the delivery address and complete the transaction. Your product will be delivered within 24 hours. Yes, it’s that easy to buy the Redmi mobile phone at no cost EMI with your Bajaj Finserv EMI Card.

Bajaj Finserv EMI Network Card Eligibility & Documents

  • Eligibility criteria
  • You should be between 21 to 60 years of age
  • You must have a regular source of income
  • Documents required
  • PAN card
  • Aadhar card
  • Cancelled cheque
  • Letter of authority for ECS

You can buy the top Xiaomi mobile phone models at the Bajaj Finserv EMI Store with a Bajaj Finserv EMI Card, which comes loaded with a pre-approved limit of up to Rs.4 lakh that you can avail at any of the 60,000+ partner stores present in more than 1,300 cities.

The Bajaj Finserv EMI Store offers an extremely convenient option for customers looking to buy these Xiaomi Smartphones at low-cost EMIs with zero down payments and no extra processing fee. The customer can choose his/her product from a wide product catalogue, and the product is delivered by authentic dealers within just 4 hours. An instant exchange facility is also available if there’s any problem with the product or should the customer happen to change his/her mind. The Bajaj Finserv EMI Store and Xiaomi is the most apt combination for customers looking to buy the best Xiaomi smartphones.


Also, check out the Top 5 Smartphones on EMI


Read more about How to Buy iPhone on No-cost EMI, Redmi Note 7 Pro: Does it have the industry’s highest megapixel count?, Redmi Y2 64GB & Redmi Y2 32GB – MI Y2 Price & Features at Bajaj Finserv EMI Store and more on the Bajaj Finserv MARKETS Blogs.


Get cyber security for your smartphone from Bajaj Finserv MARKETS for protection against any potential cyber threats and risks.


Finserv MARKETS, from the house of Bajaj Finserv, is an exclusive online supermarket for all your personal and financial needs. We understand that every individual is different and thus when you plan to achieve your life goals or shop for the gadget of your dreams, we believe in helping you Make it Happen in a few simple clicks. Simple and fast loan application processes, seamless, hassle-free claim-settlements, no cost EMIs, 4 hours product delivery and numerous other benefits. Loans, Insurance, Investment and an exclusive EMI store, all under one roof – anytime, anywhere!


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