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10 Questions Answered about The Bajaj Finserv EMI Network Card

By Finserv MARKETS - Oct 9,2019
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10 questions answered about the Bajaj EMI Card

Online shopping is fun, especially during festival seasons, when several online stores will be flooded for online shopping at a discount to attract more and more customers. However, to make sure that you get the best out of your shopping experience with the Bajaj Finserv EMI Network card which offers you the best discounts and offers, we will look at ten Bajaj FInserv EMI Network card FAQs that will help you better make use of these offers.

Bajaj EMI Card

These Bajaj Finserv EMI Network card FAQs have been generated from popular queries people have around it.

1. What is the Bajaj Finserv EMI Network Card?

The Bajaj Finserv EMI Network Card is a product which lets you convert your purchases into easy installments — all with just a single swipe. It has pre-approved loans that are added to your wallet and can be used for online shopping at a discount to buy appliances, electronics, gym membership, apparels, flights and bookings, and many more.

2. How can I avail EMI finance through Bajaj Finserv?

The steps are quite straightforward. For the Bajaj Finserv EMI Network Card Apply online process, do the following on the checkout page:

  • Enter your EMI card number and select the payment tenure
  • Generate the OTP
  • Enter the OTP which is received

That’s it, and your shopping is complete.

3. Do I need to pay anything additional to avail EMI finance through Bajaj Finserv?

No, you purchase is not subject to any additional charges

4. What documents will I have to submit on approval of the loan?

There are no documents needed for loan approval. The product will be dispatched as soon as your loan is approved based on your credit limit.

5. What will be the tenor of my EMI loan?

You have the option to choose the tenor, and numerous options are available to fit your needs in partner stores.

6. Do I have to make any down payment when I transact using my card?

It depends on the kind of product that you are purchasing. A few of the products, such as a gym membership and travel bookings do require a bit of down payment. However, purchases in most of the categories do not require any down payment.

7. Is the EMI Card a credit card?

No, the Bajaj Finserv EMI Network Card is not a credit card. It can only be used to purchase things across more than 60,000 stores across more than 1300 cities with minimal documentation and no cost EMI.

8. Can I apply for family card(s) on my Bajaj Finserv EMI Network Card?

Yes, you have to apply for a card for up to two of your family members. This will ensure that the shopping experience is shared across your family members and that they can take the benefits and do online shopping at a discount.

9. How do I repay the loan availed on my EMI Card?

You have the option to repay your loan in the form of Equated Monthly Installments (EMI). In case you need to know more about how to go about it, you can contact the customer care who will thoroughly explain this matter to you.

10. What is the process for cancellation of a loan or a transaction?

If you want to cancel a loan taken from any of the online partners, you can do so from going to the “My orders” page and requesting a cancellation. It usually takes around two days to have the amount refunded in your bank account.


These Bajaj Finserv EMI Network Card FAQs might have helped you understand the details of shopping better. You can get an EMI card quickly on Finserv MARKETS. Getting an EMI card on Finser MARKETS is incredibly easy, and it can be done in a few simple and easy steps.

Besides, you do not have to pay any commission in between. By getting an EMI card on Finserv MARKETS, you can ensure that your purchase experience is smooth and hassle-free — something which everyone wants during festival seasons and in general looks forward to. It can be your perfect shopping companion.

With easy access to no cost EMIs, you can even purchase things that are slightly out of your present budget if you have a consistent source of income. A well-split EMI plan ensures that your shopping never gets heavy on your pocket.

Finserv MARKETS, from the house of Bajaj Finserv, is an exclusive online supermarket for all your personal and financial needs. We understand that every individual is different and thus when you plan to achieve your life goals or shop for the gadget of your dreams, we believe in helping you Make it Happen in a few simple clicks. Simple and fast loan application processes, seamless, hassle-free claim-settlements, no cost EMIs, 4 hours product delivery and numerous other benefits. Loans, Insurance, Investment and an exclusive EMI store, all under one roof – anytime, anywhere!

Read More on the Bajaj Finserv EMI Network Card:

3 Reasons Why the EMI Card is Facilitating Payments

7 Things That The Bajaj Finserv EMI Network Card can help you buy

Is The EMI Card a Safe Product?

Shop Smart with the Bajaj Finserv EMI Network Card

What is Bajaj Finserv EMI Network Card?

7 Things to Know About the Bajaj Finserv EMI Network Card

All You Need to Know About EMI Cards

EMIs Redefined – Bajaj Finserv EMI Network Card


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Bajaj Finserv Direct Limited ("BFDL") is primarily engaged in distribution of financial products and services through its digital platform (“Bajaj Finserv MARKETS”) and inter alia renders services of customer acquisition, providing preliminary credit support activities, fulfilment services and post-acquisition customer services to Banks, NBFCs, HFCs. BFDL is also a registered Corporate Agent (Composite) under valid IRDAI registration number: CA0551 valid till 10-Apr-2024 for solicitation and servicing of Insurance Products. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522