We just celebrated Navratri in all its glory and now Diwali isn’t too far away. There’s so much to do- house cleaning, house painting and of course, shopping. Besides the mythological significance of the day, Diwali is like Eid for the Indians. For those who live away from home, it’s time for homecoming. They visit their hometown and join their family for the Diwali holidays.
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Another festival called Dhanteras which precedes Diwali marks the beginning of the celebrations. Dhanteras is considered to be highly auspicious and it is believed to bring great luck & prosperity to the family. While all of this means togetherness, happiness, and celebrations it may lead to lightening your wallet. But this bliss shouldn’t have to cost you a fortune.
Another way to make sure that your finance does not go overboard is to opt for Shopping on loan or EMI will also go a long way to keep your budget in check. EMI store offers No cost EMI which implies that you will not be charged any interest on your credit amount if you repay within the stipulated time. Shopping on credit can help ease off the burden on your pocket as the expenses are split up in equal installments over months. Besides ease of application and approval, this can also help improve your credit history and CIBIL score.
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