A first job offer is every reason to celebrate with your friends and family, since you shall soon get your first salary. Seeing your first salary credited into your bank account or getting that first pay cheque in hand is a euphoric feeling that not only boosts your confidence but also gives you a sense of achievement. With the first salary, you have the financial tasks of bills, savings and fun lined up to fulfil in that order. While it is crucial to reward yourself with the fruit of your labor, it is even more important to not splurge on shopping but begin to save money for future from your first salary onwards. Choosing the EMI payment option for shopping purchases from your first salary onwards is a convenient way that can enable you to save up and build your bank balance while you simultaneously treat yourself. Here are 6 products to consider buying on an EMI basis to treat yourself with your first salary:
The phone in your hands today is indicative of the lifestyle you can afford. You can indulge in a high-end smartphone with upgraded technical specifications and features like faster RAM speed, large storage capacity, heavy battery capacity and good screen display with a top class camera. Most leading mobile brands in the market like Xiaomi, Samsung, Vivo, and Oppo launch a range of new android based OS smartphone models every 2-3 months, that can be easily availed using the EMI payment option online or at a retail store. If you draw a heftier first salary, you can also shop for your desired iPhone model.
A wrist watch is an essential accessory for office goers and working professionals to keep time and stick to a daily routine. A durable wrist watch can service your daily schedule for a long time into the future. If you are looking for a premium fashion watch or a sports watch that looks trendy on your wrist, you can select from a large number of brand options available online, and buy your favourite one with an EMI payment option that fits your budget.
Professional Clothing Wardrobe
As you get the hang of the rules in your new office, it is important to ensure that the apparel you wear matches with those around you. Work clothes generally tend to be pricier than the casual ones that you wear over the weekends. Also, since this is your first job, you might have to build your professional clothing wardrobe from scratch making it an even more expensive affair. Choosing to pay through No Cost EMIs ensures that you can afford to buy the relatively pricey professional clothes ranging from formal blazers and ties to business skirts and trousers instantly by repaying the entire cost in parts later.
As a working professional, a bag is not just a carrier of your stuff, but also a style statement. If it is a luxury brand bag, its immaculate craftsmanship and intriguing history can only add to its iconic status. With your first salary, you can gift yourself a luxury bag by choosing from several of the luxury brands available in the market. The right EMI payment option can help you attain your desire of treating yourself with a luxury bag.
Home Gym Equipment
Work pressures do add to your stress over the course of time. Exercise is the best recommended way to tackle stress and build your physical stamina, and buying some home gym equipment is the best way to treat yourself with your first salary . You can now create your own gym at home to stay fit by making a one-time investment on bare minimum gym equipment such as the treadmill, cross elliptical, rowing machine, dumbbell and kettlebell weights, etc.without worrying to buy a monthly gym subscription. Buying gym equipment for home on an EMI basis shall ease the burden on your monthly expenses too.
If you are an avid book reader, books must be your go to option to treat yourself with your first salary. Scout for your favourite books online or step into your favourite bookstore and buy the book collections you have been eyeing for a long time. If you want to indulge in a large number of books, or that single expensive coffee table book, you need not shell out the money upfront. Instead, you can buy them on an EMI basis without financially stressing out yourself.
EMI cards- the way to go
EMI cards are the way to pay for future. Whether it is shopping for your favourite luxury bag or premium wrist watch, or upgrading yourself with the latest smartphone or contemporary books, you can afford them all by availing the EMI cards. EMI cards such as the Bajaj Finserv EMI Card and Future Group Bajaj Finserv EMI Card available on Finserv MARKETS provide the cardholder with a high pre-approved loan limit upto Rs. 1.5 lakhs, and enable you to shop for your latest smartphones, flight tickets, holiday packages, lifestyle appliances, apparel and luxury accessories on online platforms like Bajaj EMI Store, Amazon, Flipkart, and several other Future Group stores, on easy EMIs repayable within tenure range of 3-24 months, and 3 or 5 months respectively. Other features of these EMI cards include cheaper interest rates and zero foreclosure charges.
Availing the Bajaj Finserv EMI Card and Future Group Bajaj Finserv EMI Card on Finserv MARKETS is easy and quick with minimum documentation, and nominal joining fees. The cards can be used on the above listed e-commerce platforms and also thousands of partnered retail stores across the country.
Finserv MARKETS, from the house of Bajaj Finserv, is an exclusive online supermarket for all your personal and financial needs. We understand that every individual is different and thus when you plan to achieve your life goals or shop for the gadget of your dreams, we believe in helping you Make it Happen in a few simple clicks. Simple and fast loan application processes, seamless, hassle-free claim-settlements, no cost EMIs, 4 hours product delivery and numerous other benefits. Loans, Insurance, Investment and an exclusive EMI store, all under one roof – anytime, anywhere!