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The Essential Guide of How to Purchase Products through No Cost EMIs

By Finserv MARKETS - Jun 2,2020
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bajaj emi card online customer portal

What is No Cost EMI?

No Cost EMI is a plan where you have the option to pay for products or services through affordable installments each month with no interest applied. Hence, No Cost EMI means you pay only for the product over time, without any additional charges. The Bajaj Finserv EMI Card lets you purchase a slew of products through No Cost EMI.

Shop Using the Bajaj Finserv EMI Card

By incorporating the concept of regular monthly installments, Bajaj Finserv EMI Cards make the means of borrowing funds for your purchase a much more seamless and hassle-free process. Essentially, the EMI Card by Bajaj Finserv acts as an instrument to make No Cost EMI payments across any online and offline store part of the Bajaj Finserv EMI Network.

A pre-decided loan amount that ranges from ₹30,000 to ₹1.5 lakhs comes pre-set with the Bajaj Finserv EMI Network Card. While the exact preapproved loan amount might vary from person-to-person, this amount will be duly provided to you during your EMI Card application. You can use this preapproved amount to make No Cost EMI purchases of gadgets, lifestyle products, appliances, and more, both offline and online. Keep in mind that your very first transaction using the Bajaj Finserv EMI Card should be at any one of Bajaj Finserv’s partner stores. You can pay the full amount back through monthly installments at zero interest.

With Bajaj Finserv, you can customize your own repayment tenure to suit your needs. Choose a tenure of 24, 18,12, 9, 6, or 3 months, based on your lifestyle requirements. There will be no foreclosure charges to deal with that are often associated with loan schemes. You get the convenience of being able to buy the product of your choice on easy EMIs at the swipe of a card. Besides this convenience, you can easily keep track of your purchases, transactions, updated EMI card limit, or payments, through the Bajaj Finserv EMI Network customer portal.

Where Can You Make No Cost EMI Purchases?

Use the Bajaj Finserv EMI Card on Bajaj Finserv’s EMI Store, and partner stores, both online and offline. On the EMI store, a myriad of products is available at zero down payment, No Cost EMI, and same-day delivery options. Apart from the Bajaj Finserv EMI Store, you can swipe your EMI Card in any of the 84,000+ Bajaj Finserv partner stores across 1300+ cities!

Some online partner stores that accept the Bajaj Finserv EMI Card are Amazon, Flipkart, MakeMyTrip, Paytm Mall, Samsung, Pepperfry, Vivo, Yatra, and many more. Shop for anything on easy EMIs ranging from travel bookings to big-ticket appliances through Bajaj Finserv’s vast network.

Benefits of Using Bajaj Finserv No-Cost EMI

  • Large pre-approved loan limit of up to ₹1.5 lakhs.
  • Special offers are constantly circulating for Bajaj Finserv EMI cardholders.
  • Customizable repayment tenures ranging from 3–24 months.
  • Minimal documentation and none for existing EMI cardholders.
  • Zero foreclosure charges or interest.
  • No cost EMI facility on a slew of appliances.
  • 84,000+ partner stores in 13,000+ cities.

In short, the Bajaj Finserv EMI Network Card offers the best way of making hassle-free No Cost EMI purchases on a range of products. Get your Bajaj Finserv EMI Card today.

Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor-made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no-cost EMIs to 4 hours product delivery, we work towards fulfilling all your personal and financial needs. What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App

Read More on No Cost EMI with the Bajaj Finserv EMI Network Card:

Shopping on EMI is the Smarter Choice

Affordable Ways to Furnish your Home on EMI

What is No Cost EMI and what does it mean?

Benefits of Buying on EMI

How EMIs Help you Increase your Standard of Living

Shopping on Amazon in No Cost EMI

Shopping on Flipkart in No Cost EMI


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Bajaj Finserv Direct Limited ("BFDL") is primarily engaged in distribution of financial products and services through its digital platform (“Bajaj Finserv MARKETS”) and inter alia renders services of customer acquisition, providing preliminary credit support activities, fulfilment services and post-acquisition customer services to Banks, NBFCs, HFCs. BFDL is also a registered Corporate Agent (Composite) under valid IRDAI registration number: CA0551 valid till 10-Apr-2024 for solicitation and servicing of Insurance Products. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522