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Tips for Millennials to Own Things without Going Broke

By Finserv MARKETS - Nov 6,2019
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Millennials are the generation that is much aware of that is happening in the world, has interest and opinions in wide fields ranging from technology to politics and from science to fashion. The millennials are curious for knowledge and relentlessly ambitious. They constantly want to know things and own a few things. They want to travel and experiment and make a collection of experiences and things. For such millennials who want to own things and gain experiences, here are tips to do it without going broke on their budget:-

  • Smart choice:

If you want to own multiple things, you need to think rationally. Prioritize what’s important, identify the functionalities of similar products and then chose the best. Especially while buying gadgets, choosing the right product becomes critical. You need to choose things that will last and will not be replaced soon. If you are looking to buy an electronic device, buy a future ready device which will be self sufficient and will not need enhancements. This way you will save on the money you might spend in buying extensions for the devices and too many devices.

  • Manage your finances:

Spending cannot be impromptu, it must be planned and organised. You need to plan ahead of time and plan your spend. However, it is highly unlikely of millennials to plan head of time and sometimes there can be unforeseen and unpredictable expenses on the way. This is when the facilities like credit cards and EMI cards are very helpful. It is important to have a credit card and an EMI card to be able to meet emergency situations. You must also have a thorough knowledge about the eligibility to own a card, how and when to use it and the cards’ spending limits.

  • Assemble/ re-use:

How many of you have known that the internal memory storage device of a computer/ laptop can be converted into an external hard device? Well, that the power of reusing. You can assemble old things from the dorm or the basement, use different DIY techniques and make a great interior which are quirky, customised, and will not make you broke.

  • Reach out for the best offers:

The ever-growing online stores and the cut throat competition between the competitors compel the websites to roll several offers. There are offers by the credit card companies, the EMI card companies, the payment wallets, the different stores and various other stores. Many websites also run a continuous referral point system and a loyalty points system. You need to invest some time in research on these offers and grab the best of the offers. The simplest way to keep yourself updates is to enable all the notifications and frequently visiting all the sites that display coupons.

  • Trade:

As children we used to trade candies for toffees and Beyblades for trump cards. Well, if we look back, it was a ninja technique to own what we want and give away what we do not want now. It is time to bring back this technique. Books we have read against the books we want to read, the artefacts we have had for a long-time vs an antique lamp, the X box against the PS-3- all can be traded and this way, everyone can have everything without going broke.

As a millennial, you now know the importance of being smart in your finances. This has been made extremely easy by Finsev MARKETS. The company brings financial products that ease up your life and help you build a more stable future.

These were the SMART techniques to own things without going broke that every millennial can use!

“Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we works towards fulfilling all your personal and financial needs . What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App.”

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Bajaj Finserv Direct Limited ("BFDL") is primarily engaged in distribution of financial products and services through its digital platform (“Bajaj Finserv MARKETS”) and inter alia renders services of customer acquisition, providing preliminary credit support activities, fulfilment services and post-acquisition customer services to Banks, NBFCs, HFCs. BFDL is also a registered Corporate Agent (Composite) under valid IRDAI registration number: CA0551 valid till 10-Apr-2024 for solicitation and servicing of Insurance Products. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522