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What is The Eligibility Criteria for Bajaj Finserv EMI Network Card?

By Finserv MARKETS - Aug 13,2019
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Bajaj EMI Card Eligibility Criteria

The season of shopping might just be around the corner — it always is. However, once you are out shopping, there are so many things that you have a tendency of purchasing. Shopping, if done at a large scale, or if you just end up buying particularly expensive things, leaves a big hole in your pocket — something which can take months of salary to fix.

Your shopping routine needs some discipline — some shape which can help you cut down on those extra expenses, and get the assurance that you can purchase the most expensive of things at a reasonable EMI.

The Bajaj Finserv EMI Network Card can help you split your shopping cost into equal installments that can lighten up your shopping experience.

Eligibility for an EMI card

A Bajaj Finserv EMI Network Card is for anyone who wants the experience of shopping to not burden them up. You can avail an EMI card on Finserv MARKETS by providing the following documents: PAN card, Aadhaar card, a cancelled cheque, and a duly signed ECS mandate.

These documents help the company complete the KYC process. It is usually completed on the same day that you apply for the card. Since the process doesn’t require a lot of documents, it can be done quickly; the verification can happen easily considering the authenticity of government documents.

When it comes to the age, to ensure a successful Bajaj Finserv EMI Network Card Apply procedure, you have to be between 21 and 60 years of age, and between 25 and 60 years for a Bajaj Finserv EMI Network Card. You must also have a regular source of income so that the company has a pre-fixed amount to deduct the EMI from.

If you match the eligibility for Bajaj Finserv EMI Network Card mentioned above, then you can apply for an EMI card. The process is fast and efficient, and if you run into any trouble or have any questions regarding sharing your information and data, you can contact the Bajaj Finserv team.

Benefits of an EMI card

At a time when credit cards have taken over the shopping industry, an EMI card can turn out to be handy if you want to take a more disciplined approach to spending money. It can also come to your aid if you have to go out and spend quite a bit of money shopping, buying things for a wedding, or any significant function for that matter.

The Bajaj Finserv EMI Network Card on Finserv MARKETS comes with a pre-approved loan of up to Rs. 4 lakh through which you can access across any of Bajaj Finserv’s 60,000+ partner stores in more than 1,300 cities.

With a Bajaj Finserv EMI Network card, you get the flexibility of paying back your EMI loan in the form of flexible EMI tenors. You can take between 3-24 months to repay the amount. You can customise your EMI plan according to your requirements so that it doesn’t weigh you down like any other form of credit.

Online shopping with offers

You can use your EMI card to buy products such as TV, fridge, washing machine, laptop, and other gadgets from numerous stores across India. You are also eligible to more offers if you make your payment through the Bajaj Finserv EMI Network Card. All you have to do is walk into a store, select the products of your choice, and produce your EMI card to complete your transaction — a few simple steps to better your shopping experience.

Besides, a one-time submission of documents means that all of your transactions on EMI are document-free and that the whole process is without any hassle. There are also no charges levied upon you if you foreclose your loan after paying your first EMI instalment — an approach you can take to balance your shopping well.


An EMI loan on Finserv MARKETS can also be taken offline through the EMI card. The EMI loan can then be sparsed out to months – depending on the kind of tenure that you are willing to take.

With a network EMI card, you will be ready to bring in a new shopping experience – something which can help you take care of the shopping needs of you and your family without having to worry too much about the finances.

Finserv MARKETS, from the house of Bajaj Finserv, is an exclusive online supermarket for all your personal and financial needs. We understand that every individual is different and thus when you plan to achieve your life goals or shop for the gadget of your dreams, we believe in helping you Make it Happen in a few simple clicks. Simple and fast loan application processes, seamless, hassle-free claim-settlements, no cost EMIs, 4 hours product delivery and numerous other benefits. Loans, Insurance, Investment and an exclusive EMI store, all under one roof – anytime, anywhere!

Read More on Bajaj Finserv EMI Network Card Eligibility Criteria & Documentations:

Pre Requisites of Availing Bajaj Finserv EMI Network Card

Easy Documentations on EMI Card

Hassle Free Application for Bajaj Finserv EMI Network Card


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Bajaj Finserv Direct Limited ("BFDL") is primarily engaged in distribution of financial products and services through its digital platform (“Bajaj Finserv MARKETS”) and inter alia renders services of customer acquisition, providing preliminary credit support activities, fulfilment services and post-acquisition customer services to Banks, NBFCs, HFCs. BFDL is also a registered Corporate Agent (Composite) under valid IRDAI registration number: CA0551 valid till 10-Apr-2024 for solicitation and servicing of Insurance Products. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522