We live in a time and age where living a healthy life has become one of the most expensive luxuries. Healthcare in India is becoming more expensive by the day and even seemingly minor medical treatments can feel burdensome. So, how can you battle illnesses without blowing your savings? The answer is quite simple – get Health Insurance. We are all familiar with the saying “health is wealth”, and Health policy really does reiterate this ideology. A Health Plan will not only help you secure yourself and your family against unexpected healthcare costs but will also safeguard your savings. Here’s how: –
Save on Healthcare Expenses
As much as we would like to stay healthy, accidents and illnesses are unavoidable and often strike without any warning. A Health Insurance policy protects you against the financial implications of medical emergencies. Besides covering hospitalization costs, a Health policy also covers pre-and-post-hospitalization costs. If you take up a family Health Insurance Plan, you never have to worry about dealing with emergency medical expenditures. Additionally, Health Policies by Finserv MARKETS offers a cashless facility, so you don’t even have to undergo the hassle of arranging cash for hospital deposits. We offer medical coverage ranging from Rs. 1.5 Lakh to Rs.50 Lakh and cashless services across 6000+ network hospitals.
Protects Your Long- Term Savings
Health Insurance acts as a financial safety net and protects you from unexpected health care costs. If you need a lifesaving surgery or any other medical treatment, you don’t need to compromise your children’s education fund or your retirement savings. By paying a health insurance premium, you can secure quality medical care for yourself and your family without worrying about the costs.
Save On Taxes
Tax Saving is another great benefit of buying a health insurance policy. You get tax rebates up to Rs. 25,000 annually, on the premium paid for self, spouse and children under section 80D of the Income-tax Act, 1961. Additionally, if you pay the premium for your parents, you can avail an additional tax benefit of Rs. 25,000 or Rs. 30,000 (depending on the age of the parents). Policies on Finserv MARKETS are eligible for all of the above health insurance tax benefits.
Save more with No Claim Bonuses
A No Claim Bonus is a special incentive given by Health Insurance companies for every claim free year in the form of a discount on the premium. If you don’t file a claim for consecutive policy terms, you can enjoy discounts of up to 50% on your premium.
As you can see, Health Insurance can help you protect your precious savings in several ways.
So take a smart step forward, and invest in a Health Insurance policy with Finserv MARKETS.
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