When you are young and still learning how to drive a bike properly, it is often a good idea to purchase a second-hand bike. It allows you to learn with a carefree mind and the occasional dents won’t hurt as much as it would on a brand-new bike. Apply for bike insurance online before venturing too far though!
Any second-hand bike that you see in the market will have its strengths and weaknesses, but it is ultimately up to you to decide what you want. However, make sure to invest in a two wheeler insurance policy in India, available on Finserv MARKETS, to ensure that any parts you may need to replace after an accident can be settled through insurance claims
Scroll below for five handy tips to keep in mind when you set off on your search for the perfect second-hand bike.
- Before you start actively hunting for a bike, decide the purpose of its use. Is it going to be used for your daily commute, or will you be riding it just on the weekends, use it for travelling within the city or on the highways; these are all questions you need answers to before you start searching for a bike. It is because all of these requirements could be met with different kinds of bikes, and your budget would have to adjust accordingly as well. If you plan to get into drag racing, you need a different kind of bike than, say, if you are just looking for a handy vehicle to aid your daily commute through the city. The kind of bike you need for either of these purposes would be different than if you were just planning to use the bike on weekends to travel on highways and go to dhabas a little far away from the city. Once you have the answers to these questions, begin your hunt for the perfect second-hand bike.
- How do you plan on searching for the perfect second-hand bike? Do you plan to approach a dealer outlet, or do you plan on reaching out to owners directly? The second-hand bike market is a thriving industry in every part of the country, and it wouldn’t be difficult to find one for your needs. Everything will mostly be in order when you purchase a second-hand bike from a dealer’s outlet, since they would have refurbished damages if any, and made the bike look appealing before they attempted to resell it. Alternatively, you can search through online portals that allow you to directly contact the bike’s owner. While this approach has its pros as you can negotiate a price that doesn’t involve paying a commission to the dealer, it also has its cons since you’ll have to inspect the bike yourself to check that everything is in good/working condition. Once that is done, you can also apply for bike insurance online, and save yourself sometime searching for the best insurance in India.
- If you decide to follow the latter route described above, be sure to conduct a very thorough check of the bike before you make any purchase commitments. Inspect the bike carefully, if possible in natural daylight hours, and take along a friend who may have more knowledge or experience regarding bikes.
- Check for leaking fluid, rust or any signs of corrosion, especially in the fuel tank. Check the wiring, check the tires, the tread; continuity of the cables, condition of the chain and sprocket, as well as cracks in the wiring. Placing the bike on centre stand allows you to examine it more thoroughly. Turn on the ignition, and check the engine for any fumes or smells emanating from it. You should ideally also check the spark plug, air cleaner, battery, brakes, clutch, gears, etc. The bike insurance policy, available on Finserv MARKETS, provides cover in case of damages and especially for those arising out of accidents. Buying an insurance plan will ensure that from day one, you never have to burn a hole in your pocket to keep your bike in mint condition.
- Once you have inspected the bike in a stationary condition, make sure to take it on a test ride. With a vehicle, running it is always the best way to get an idea of its working condition. It will give you an opportunity to check the steering, accelerator, etc.; while also providing you with a sneak peek of how much you would enjoy riding this bike. During the test ride, if you feel any discomfort regarding any sounds emanating from the bike, make sure to take it up with the owner once you return.
- Lastly, but most importantly, check that the bike’s papers are in order. Check for the Registration Certificate (RC), insurance coverage, PUC certificate, and ask the owner to provide you with details regarding the servicing and maintenance of the bike. Make sure to ask regarding the last time the bike was serviced since that will give you a fair estimate of how much more you will need to spend once the bike is bought. Find out about the bike’s insurance coverage, and buy a policy which can provide you facilities like cashless claim settlements, zero depreciation cover, and has a wide network of enlisted garages. All of this and more is available if you buy bike insurance online at Finserv MARKETS.
Once you have inspected the bike and found it satisfactory, make sure to decide firmly upon the price you are willing to pay for it before you start speaking to the owner. Remember to negotiate firmly, and do not pay more than you were previously willing to pay.
Also, be sure to check the terms of the insurance policy and compare it to the two wheeler policy available on Finserv MARKETS to make sure you get the best benefits. Apply for an insurance plan online to avail the best deals. Bike insurance starts for as little as Rs. 1389 a year, and provides access to 4,000+ garages across the country with 24×7 bike roadside assistance, covers damages caused by natural and man-made disasters, covers the bike rider and the person riding pillion.
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