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Does Travel Insurance Cover Bad Weather?

By Finserv MARKETS - Jul 25,2019
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Travel Insurance Coverage

Imagine spending thousands of rupees on planning your dream vacation but having to cancel at the last moment due to bad weather. Not only does this dampen the excitement of your travel plans but also leads to considerable losses in terms of booking expenses and wastage of office leaves.

There is no sure shot way of predicting a bad weather. Sometimes, you might be enjoying your vacation but have to halt your plans midway owing to bad weather conditions.

Some common bad weathers situations that travelers have faced during their vacation are-

  1. Heavy snowfall in mountainous regions
  2. Violent thunderstorm and winds in the desert
  3. Heavy rainfall and floods in coastal areas
  4. Unexpected hailstorms at hill stations
  5. Hurricanes and typhoons near beaches

Such unfortunate weather conditions often lead to inconveniences such as road blockages, train derailments, power cuts, flight delays, etc.

Travel Insurance for Bad Weather Conditions

Travel insurance inclusions cover any inconvenience faced by the policyholder during his/her travel. Thus, in order to salvage your travel plans in the event of unfavorable weather conditions, most plans provide the following travel insurance benefits

  • Trip Cancellation Cover Due To Bad Weather

It may happen that you plan a trip well in advance but have to cancel it at the last moment due to bad weather conditions at your holiday destination. In such cases, your plan will offer coverage for reimbursement of flights and hotel bookings.

  • Trip Interruption Cover Due To Bad Weather

Some online travel insurance plans offer coverage for trip interruptions. In case, your travel has already progressed, but you have to cut it short due to bad weather conditions, your travel insurance plans will offer reimbursement for the remaining tour costs or cover expenses used for transportation to get you safely back home.

  • Travel Delay Cover Due To Bad Weather

Many times, airports are shut down because of torrential rains or heavy fogs leading to flight cancellation or delays. In such scenarios, you might miss upon your connecting flights. Flight cancellations may also require you to change the entire schedule of your trip, leading to additional charges for last minute tickets and hotel reservation changes. However, there are certain travel insurance coverages for these additional expenses.

  • Coverage for Medical Emergencies Arising Out Of Bad Weather

Some plans offer coverage for injuries sustained in accidents caused due to bad weather conditions. Under these coverages, you can easily manage the unexpected treatment costs and hospital bills while traveling.

Buy Travel Insurance

As is clear from the above-mentioned points, a policy can offer major financial respite in case of bad weather conditions. However, the benefits of travel insurance are not limited to the above-mentioned inclusions only. For instance, Bajaj Allianz Travel Insurance plans available on Finserv MARKETS come with customizable benefits and coverages depending on the type of travel policy: individual, family, or student. If you are planning a trip abroad, make sure you check out the affordable interest rates offered on our travel insurance. For more details on Bajaj Travel Insurance plans, visit Finserv MARKETS today!

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