Growing old comes with a lot of independence but it also brings a plethora of illnesses and health issues. It is imperative that you take steps to maintain the best of health. Along with these precautions, it is important to make provision for the hard times. If you do fall sick, it could mean a gigantic financial setback. To avoid such a situation in your golden years, get health insurance policy online. A health insurance policy helps you to be better prepared in case any medical emergencies arise. In the event of hospitalization due to an illness/injury, you can get cashless treatment benefits and/or reimbursement of your medical bills. Once you’ve secured yourself financially with a health insurance policy, the other actionable steps you can take include:
Watch what you eat
The suggested plan of action, as far as diet is concerned, is to load up on veggies, fruits, whole grains, nuts, and low-fat dairy. Eliminate fatty meats, butter, sugar, salt, and packaged foods from your diet. Old age comes with higher risks of dementia, cancer, heart disease. Such a diet will help protect against heart disease, cancer, Parkinson’s, and Alzheimer’s disease. There are other little changes you can make: when looking for a snack, munch on nuts and fruits. Switch to whole grain bread from the white variant. Add kidney beans to your soup or apple slices to your salad. Ensure plenty of fibre in your diet through salads or main course. Fibre helps avoid constipation and other digestive issues associated with old age.
Again, your body will need more vitamins and minerals from food. However, if it feels right, you should opt for supplements too: add calcium to keep your bones strong, which are otherwise getting thin and brittle; Vitamin D because sunlight can be elusive; Vitamin B12 because it fortifies your food absorption; Vitamin B6 to keep your red blood cells going.
Walk and stay physically active
Exercise of any kind releases the feel-good hormones called endorphins. Therefore, it is always good to take up physical activity. You can start with a harmless wee walk – aim for 30 minutes per day, with the flexibility to break it into shorter strolls. Indulge in brisk exercise to boost your immunity, keep the blood flowing in your body, and pumping oxygen. Exercise brings other benefits like controlling your weight, boosting your mood, keeping bones and muscles functional and strong, aid in a robust sleep cycle and makes you less likely to get heart disease, type 2 diabetes, high blood pressure, and high cholesterol.
Loneliness is endemic amongst older people who have become detached from their regular professional lives. Loneliness and isolation can be harmful for your health. It makes you more prone to dementia or other mental illnesses like depression, mood disorders, etc. Isolation can have a damaging impact on your outlook towards routine tasks, triggering unhealthy patterns and decay. It would be wise to get involved in society. Since you have so much time at hand, consider volunteering in your idle time. Mentor someone young in your profession. Keep in touch with old colleagues and friends. Have an active social circle.
It is a known fact that smoking is injurious to health. Tobacco, consumed in any form and mode, harms almost every organ in your body. Cigarettes, chewing tobacco, and other products with nicotine cause heart disease, cancer, lung and gum disease, and many other health problems. It increases the likelihood of death by a heart attack during old age. The solution? Quit smoking. And while we are at it, try and reduce alcohol consumption too.
Keep sleep issues at bay
It is also key to good health – a good night’s sleep. Old age is often synonymous with unhealthy sleep patterns such as waking up intermittently during the night, insomnia, and daytime sleepiness. Take steps to counter the low quality of sleep. Keep artificial light to a minimum as it suppresses the production of the hormone called melatonin which induces sleep. Invest in a comfortable mattress and improve your bedtime rituals. Bedtime reading or music can help you sleep better.
The fragility of life at an older age is often made visible in medical issues, and at that age, it may not be easy to deal with the burden of disease. With rising medical expenses, unbalanced lifestyle and increase in pollution, you never know when you might need medical care. A Bajaj Allianz Health Insurance, available on Bajaj Finserv MARKETS, can help you be prepared for any medical emergency instead of arranging for finances at the eleventh hour which could result in unnecessary stress. Also read about pre existing diseases in health insurance to help you choose a plan with adequate coverage.
A strong health insurance plan will extend cover for hospitalization charges, ambulance, hospital room charges, ICU charges, diagnostic charges during hospitalization, pharmaceuticals/medicine, in-house medical expenditure, cost of surgery and procedures, health checkups etc. What are you waiting for? Compare health insurance plans online and choose the best health plan on Bajaj Finserv MARKETS to be ready to dive into your golden years with confidence!
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