Coronavirus (COVID-19) has been creating a havoc across the globe. With each country going on a lockdown one after another, India has taken preventive measures well in advance. Moreover, the Insurance Regulatory and Development Authority of India (IRDAI) issued a memorandum on March 04, 2020, to the insurance providers in India to cover COVID-19 related treatment expenses, effective immediately.
The National Health Authority (NHA) is prepared to offer COVID-19 special package under the PMJAY scheme. The Pradhan Mantri Jan Arogya Yojana (PMJAY) scheme is a government-funded healthcare facility that covers the medical needs of the poor and vulnerable families in India.
Treatment of COVID-19 under PMJAY scheme
Amidst the COVID-19 outbreak, the NHA chief, Indu Bhushan, explained that the authorities have taken every preventive step to ensure that the treatment of this disease is covered under the PMJAY scheme.
So, the beneficiaries of the PMJAY scheme seeking medical assistance for coronavirus treatment will be provided necessary coverage under it. As of now, the PMJAY scheme provides INR 5 Lakhs to each eligible family in India.
The coronavirus cover under PMJAY can be utilised for the treatment of the disease at the empanelled hospitals across the country.
Do all the empanelled hospitals cover for COVID-19 treatment?
As a matter of fact, all the empanelled hospitals are liable to treat coronavirus patients that fall under the PMJAY scheme.
The NHA authorities are encouraging the PMJAY beneficiaries to seek medical guidance in case they are experiencing COVID-19 symptoms. All the empanelled hospitals falling under the PMJAY scheme are likely to be well-equipped for the coronavirus treatment, testing and quarantine facilities.
However, before availing the PMJAY benefits for coronavirus treatment, ensure that you are eligible for it. To check your eligibility, here’s what needs to be done.
Before proceeding for the Ayushman Bharat registration, it is necessary to check whether you are eligible for the scheme or not. Generally, all individuals identified under the Socio-Economic Caste Census (SECC) 2011 and the ones who are already a part of the Rashtriya Swasthya Bima Yojana (RSBY) plan are eligible for the PMJAY scheme.
To check whether you are eligible to avail PMJAY benefits or not, follow these simple steps –
- Visit the official website of the PMJAY scheme (https://www.pmjay.gov.in/) and select ‘Am I Eligible’
- Enter your contact details and click on ‘Generate OTP’
- Enter the OTP sent to your contact number
- Choose your residential state and search by name/HHD number/ration card number/mobile number
- Based on the results, you can check whether or not your family is covered under the PMJAY scheme
You can check the eligibility offline by contacting the Empanelled Health Care Provider (EHCP) or Ayushman Bharat Yojana call centre at 14555 or 1800-111-565.
How PMJAY scheme can be of assistance during COVID-19?
As stated above, the COVID-19 hospitalisation cost and treatment expenses are completely taken care of under the PMJAY scheme healthcare packages with medical conditions that include –
- Acute Fiber Illness
- Severe Pneumonia
- Pyrexia of unknown origin
- Respiratory failure due to any cause
According to the current norm, you can get tested for coronavirus only if you have cough, fever, or difficulty in breathing along with one of the following conditions –
- If you have an international travel history
- If you come in contact with a laboratory-confirmed positive case
- If you are a healthcare worker handling patients with this disease
With the PMJAY scheme, the poor and vulnerable families in India can seek immediate care for coronavirus treatment and testing and stop the spread of the disease across the country.
As individuals, we should be responsible and understand the seriousness of this pandemic. Furthermore, we should not only take care of our personal and family’s hygiene but also encourage others to follow the same. The spread of COVID-19 in India can only be contained if each citizen does their part of social distancing, and provides utmost support to the healthcare workers.
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