Paralysis is a condition where the muscles fail to function, either temporarily or permanently. It can happen at any time in life and to any part of the body. The person who has paralysis tends to lose sensation in that part of the body completely.
It usually happens when an individual injures their brain or spinal cord in an accident or due to some disease. A few other things that can cause paralysis are strokes, peripheral neuropathy, or multiple sclerosis. Having to live a life as a paralysis patient is not easy. The one with the paralytic condition is not only dependent on their family, but its treatment cost can be expensive on the pocket.
Let us understand what paralysis is and what the cost of its treatment is in India.
What is Paralysis?
As explained briefly earlier, paralysis is the loss of muscle functioning in a particular part(s) of the body. The condition can be temporary, but can also be permanent in most cases. While paralysis is not limited to particular parts of the body, it is highly observed in limbs.
The treatment is recommended based on the nature and type of the condition. It either can help the patient recover completely or at least ensures that their daily lifestyle is not drastically affected.
Types of Paralysis
Some of the most prominent types of paralysis are as follows –
|Type of Paralysis||Details|
|Monoplegia||where the person loses control over the limbs|
|Hemiplegia||where the person loses control of one side of the body|
|Paraplegia||where the person loses control of the muscles from the waist down|
|Quadriplegia||where all four limbs of the person are affected|
|Locked-in syndrome||where the person is unable to control any part of their body from under the eye|
Conditions That Can Cause Paralysis
Some of the health conditions that can cause paralysis are as follows –
|Acute Flaccid Myelitis||Amyotrophic Lateral Sclerosis|
|Brachial Plexus Injury||Brain Injury|
|Cerebral Palsy||Guillain-Barre Syndrome|
|Multiple Sclerosis||Muscular Dystrophy|
|Spinal Tumours||Brain Tumour|
|Spinal Cord Injury||Transverse Myelitis|
What are the Symptoms of Paralysis?
Paralysis can be sudden, but it is often a side effect of injuries caused to the brain or spinal cord. At times, a stroke or cancerous cell can also cause paralysis in an individual. Some of the most common symptoms of paralysis are as follows –
- Loss of sensation in the affected area
- Reduced muscle functioning
- Reduced motor functioning
- Losing the ability to talk
What Causes Paralysis?
As explained earlier, stroke is one of the most prominent causes of paralysis. Over 30 percent of people suffering from this condition had previously suffered from a stroke before. Other causes of paralysis are multiple sclerosis, cerebral palsy, post-polio syndrome, brain and spinal cord injury, neurofibromatosis, and certain genetic conditions from birth.
What Are The Complications Involved?
Most paralytic conditions do not let individuals lead a normal life. In fact, it can cause serious health complications. The patient will be in constant need of crutches, wheelchairs, full-time nursing, and many other things.
Some of the common health complications during paralysis are chest pain, high blood pressure, and depression. Also, intercourse and fertility of the patient are affected severely. For men, it becomes difficult to maintain a psychogenic erection for a prolonged time. But in the case of complete paralysis in men, the psychogenic erection is impossible. When it comes to women, the sex drives are unaffected by partial or complete paralysis.
Treatment Cost of Paralysis in India
The one suffering from paralysis needs to be taken immediately under medical observation, diagnosis, and treatment. But as of now, there is no cure for paralysis. However, the patient can avail extensive care and mobility to improve their lives in several ways.
Overall, the paralysis medication, consultancy, and mobility cost somewhere around INR 1 Lakh or more. As explained, it depends on the level of paralysis and the medical condition of the patient at the given time. Having to deal with this expense from your pocket can be a little overwhelming. Plus you cannot rely on your life savings to cover the cost.
Paralysis is not an easy medical condition to deal with. The patient, as well as the family, has to deal with a lot of trauma and financial overburden. Having an additional insurance plan to take care of these expenses if the health coverage falls short can be boon. Term insurance plans with a critical illness benefit will cover the paralysis treatment and protect your loved ones financially in your absence.
Bajaj Allianz Smart Protect Goal Term Insurance at Finserv MARKETS offers critical illness cover to you at an affordable price. With this plan under your name, you can avail a lump sum benefit for the treatment of over 55 critical illnesses, including paralysis treatment in India. Apart from this, the policy also offers death benefits to the beneficiaries if the patient dies during the treatment.
Read more on term insurance benefits at Finserv MARKETS online, and know how you can use the policy for covering the expenses arising due to paralysis treatment and medication.
FAQs related to Paralysis Treatment in India
Q: Can one prevent paralysis?
A: If paralysis is caused at an early stage in life, especially as a side effect of polio infection, it can be avoided by getting the child vaccinated. Having said this, the other types of paralysis caused due to a side effect to a reaction in the brain or spinal cord can be prevented.
Q: Are there any secondary effects of paralysis?
A: Yes. Some of the common secondary effects of paralysis are depression, reduced sex drive, complications in conceiving, respiratory issues, muscle weakness, nerve damage, joint pain, skin inflammation, headache, and chest pain.
Q: What are the early symptoms of paralysis?
A: Some of the early symptoms of paralysis are as follows –
- Change in mood, personality, or behaviour of the individual
- Confusion or loss of consciousness for a brief time
- Difficulty in thinking, talking, comprehensive writing, or reading
- Loss of hearing
- Loss of vision
- Neck pain
Q: What are the five types of paralysis?
A: The following are the five types of paralysis.
- Complete – when the suffering individual is not able to move the muscles at all
- Partial – when the suffering individual has a little control over the muscle movements
- Permanent – when the suffering individual can never gain control over the muscles
- Flaccid – when the muscles of the suffering individual get flabby and shrink
- Spastic – when the muscles of the suffering individual get tight and jerk oddly
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