There’s barely any guy who hasn’t demanded a bike from his parents for his birthday each year on getting into the legal driving age. A bike is a boy’s best friend. It can brave any weather – scorching heat, heavy downpour or winds to help you traverse the tricky traffic of the Indian roads and reach your destination well in time.
The cool quotient
Of course, whizzing past the traffic on Indian roads brings in a lot of adrenaline rush. The image of someone driving a car strikes as something of a responsible professional off to work or a parent driving the kids to school. Driving a bike brings a unique experience altogether. It brings the freedom of being able to feel the wind in your face, through your hair and cut through your body. The adrenaline pump is unlike any other experience. With snazzy designs and increasingly better features and fuel efficiency, it also helps you become less of a burden on the environment. Lone bike rides are also the perfect distraction from the humdrum of daily routine. Your time on the road, riding your bike can even be your ticket to Zen. That said, it is easy to loosen up when driving and let go of control. While you’d still look cool and reach your destination, it is important to ensure you reach your destination unscathed. Comprehensive insurance can help address this issue with its accident cover rider. In the event of death or total disability in an accident caused by your two-wheeler, the expenses are compensated up to a certain amount with the personal accident cover. For a little extra premium on your insurance plan, you can also opt for a personal accident cover for the co-passengers for your two-wheeler. Apart from being mandatory under the law to buy bike insurance, it can serve you in times of crisis.
The ease of commuting
Bikes are the best answer to the Indian roads that are always crammed with traffic, blocked with potholes and devoid of driving lanes. You can manoeuvre the traffic easily on a bike, and drive smartly to reach your destination well in time. It also brings you peripheral advantages. With the paucity of parking spaces in Indian cities, a motorcycle can be easily moved into narrow spaces. The same cannot be said for cars or any other vehicle. Any four-wheeler would mean an added stress of figuring out the parking space whenever you are headed to a crowded area.
Bikes also mean lower fare on parking, if there are parking spaces available, and lower fees to be paid at toll booths. Your love for your bike is, therefore, ergonomically justified too.
Considering all the fun and frolic your bike brings to you, it comes as no surprise that the bike is vulnerable to a lot of wear and tear and unwelcome events. You cannot avoid all such circumstances, but what you can do is buy two wheeler insurance for your bike that provides a financial cover for your two-wheeler in case of theft, damage or a natural disaster
When you buy two wheeler insurance, a minimum cover of third-party liability is mandatory by law. It covers the risks or expenses of injury or death of the third-party, any damage caused to the third-party and liability in the case of the death of the third-party or if any injury stated is unlimited.
If you opt for comprehensive coverage as you buy bike insurance, it can bring you reams of benefits, including financial protection against damages caused by fire outbreaks, lightning strikes, earthquakes, floods, typhoons, hurricanes and landslides and other such natural calamities and even man-made acts like burglary/theft and damages caused to your two-wheeler due to communal riots and other such malicious acts. Repairing a damaged vehicle or replacement of a particular component can amount to skyrocketing expenses. With two wheeler insurance, you are covered for such expenses. You can even renew your bike insurance policy online.
With Allianz Bike Insurance plans available on Finserv MARKETS, you can enjoy exclusive benefits like cashless claim facility across 4000+ garages, quick claim settlement, round-the-clock assistance and much more. What are you waiting for, head over to Finserv MARKETS to buy two wheeler insurance in a hassle-free and quick manner.
Read our top blogs to know more about two wheeler insurance in India:
Finserv MARKETS, from the house of Bajaj Finserv, is an exclusive online supermarket for all your personal and financial needs. We understand that every individual is different and thus when you plan to achieve your life goals or shop for the gadget of your dreams, we believe in helping you Make it Happen in a few simple clicks. Simple and fast loan application processes, seamless, hassle-free claim-settlements, no cost EMIs, 4 hours product delivery and numerous other benefits. Loans, Insurance, Investment and an exclusive EMI store, all under one roof – anytime, anywhere!