Home Discover Journals Your bike is your ticket to the joys of travel - keep it safe!

Your bike is your ticket to the joys of travel - keep it safe!

By Finserv MARKETS - Sep 4,2019
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Exploring places with a bike.


Riding a bike brings you some pleasures that no four-wheelers can. The sensation of the wind in your hair, whether you are the one driving or riding pillion, is unlike anything else. As you see vehicles stuck in a traffic jam, you can whizz past them on your bike by manoeuvring it through the narrow streets – a thrill offered by no other mode of transport. If you like some adventure and chase an adrenaline high, you have probably thought about how your bike could be your ideal companion for a road trip. Adventure junkies take their travels seriously and zipping through the hairpin bends on mountainous roads, or navigating a swarming city street – both bring a different sort of thrill and magic.

But if you are venturing into unfamiliar territories, you also need to be extra cautious. There are risks always associated with driving a bike. But when you cannot assess with certainty the vibe of the places in your journey, the risks magnify: what if the place is prone to bike theft? What if the state or the area you are visiting is under siege due to fire outbreaks, lightning strikes, earthquakes, floods, typhoons, hurricanes and landslides and other such natural calamities? The cost of repairs or replacement of motor parts can be backbreaking and gigantic. On top of it, being in a strange land means that losing or damaging your bike could be a major hassle. Not to mention, it will be highly inconvenient and disruptive of your travel plans. You don’t want the thrill of your solo trip to be dampened by such incidents!

In India, it is compulsory to buy bike insurance that covers third-party liability. In addition, you can get a comprehensive cover in order to extend this cover. Your vehicle is protected against damages incurred due to unforeseen situations like theft, personal accident, third party liability and many more. Investing in an all-encompassing two-wheeler insurance policy is definitely worth it.

Another important bit to consider is the coverage provided under the bike insurance. For instance, the Bajaj Allianz Bike Insurance bought online on Bajaj Finserv MARKETS, will also offer a few additional covers like a personal accident cover for the pillion rider, and cover for spare parts or accessories, or a zero depreciation cover, should you choose to get them. These covers will add to your premium amount by a slight amount but will give you peace of mind.

Finally, make sure to factor in the weather and climatic conditions of the places you intend to travel through or the destination you intend to spend time at. In order to assuage the financial impact of the possible unfortunate developments, you should buy two wheeler insurance policy that is comprehensive in nature. The Bajaj Allianz Bike Insurance is available online on Bajaj Finserv MARKETS that offers 24*7 bike roadside assistance, swift claim settlement and covers any damage that may occur. It will be a wise choice to go for a safety net of vehicle insurance, considering that the tropical vortex is rough for your vehicle in the same way that water-logged hairpin bends on the hilly terrain pose a great threat to your safety.

The key to getting through the rough weather is to be well prepared. Taking the right precautions will allow you and your vehicle to get through this time without any hiccups. If anything does go wrong because of the sweltering heat or the streaming waters, you will always have the Bajaj Allianz Bike Insurance policy to fall back upon!


Getting a bike insurance policy is quick and convenient, but make every effort to ensure you get the best out of your deal when buying it online. When you buy bike insurance online, it should be an informed decision, so make sure you verify what coverage you are going for, the insurer’s track record and your details. Then, hit the road as you feel secure about the financial safety of your life. If you buy two wheeler insurance online on Bajaj Finserv MARKETS, you can avail services from 4000+ partner garages that offer cash-free servicing. Also, for garages that don’t offer this facility the policy provide 75% on account payment. They also provide round-the-clock assistance, which can be really handy for a solo trip!

Bajaj Finserv MARKETS, from the house of Bajaj Finserv, is an exclusive online supermarket for all your personal and financial needs. We understand that every individual is different and thus when you plan to achieve your life goals or shop for the gadget of your dreams, we believe in helping you Make it Happen in a few simple clicks. Simple and fast loan application processes, seamless, hassle-free claim-settlements, no cost EMIs, 4 hours product delivery and numerous other benefits. Loans, Insurance, Investment and an exclusive EMI store, all under one roof – anytime, anywhere!


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Bajaj Finserv Direct Limited ("BFDL"), erstwhile Bajaj Financial Holdings Limited is a registered corporate agent of Bajaj Allianz Life Insurance Company Limited and Bajaj Allianz General Insurance Company Limited under the IRDAI composite registration number CA0551 valid till 10-Apr-2021. BFDL also renders services to Bajaj Finance Limited (‘BFL’) and Bajaj Housing Finance Limited (‘BHFL’) (referred hereinafter as ‘Lending Partner’) in sourcing of customers, providing preliminary credit support activities, fulfilment services and post-acquisition customer services related to lending business. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522