When you require financial help, the first step is to decide how to do it. You might consider applying for a loan. With a personal loan, you are not required to pledge any collateral or security. Gone are the days when availing a loan was a painful task. The advancement in technology has made things more comfortable; you can get your loan approved online through a personal loan app. Do not wait for the right time, use a loan EMI calculator & apply for an instant loan with the help of the Finserv MARKETS app in a hassle-free manner. Moreover, you also get the option to customize your loan according to your requirements. The app will cover all your financial shortcomings coming and help manage your finances better.
Why Choose Finserv MARKETS App?
1. Instant Loan Disbursal
The advancement in technology has made the loan application process to apply for a personal loan with ease. Once you fill in the required details for your loan application in the Finserv MARKETS app, your loan is processed, approved and disbursed into your bank account within 24 hours! With the Finserv MARKETS app you can avail Bajaj Finserv personal loan of up to Rs. 25 Lakhs, with instant disbursal of loan amount.
2. Smooth and Easy App Interface
Get instant access to your loan application, track your purchase history, or make payments online. This app offers an enhanced user experience and greater control over various aspects of money management. Finserv MARKETS App is relatively easy and effortless to use.
3. Get Access To App Exclusive Rewards
One significant benefit of getting the app is that you get tailor-made fast personal loans online. Private loan funds can be used to meet all your financial requirements. You also get access to app-exclusive B-Coins & unlock exclusive rewards like a Digital Goldback, CIBIL Report and a Life Accident Cover of Rs. 1.50,000/-. With a personal loan, you also get personalized pre-approved offers and value-added services that can make your experience of availing a loan even better.
4. Secure Login To Your Account
Once you login to your account you can avail customized offers, access your shopping cart & order history. You can also raise service requests if required simply through the app. The app has an inbuilt friendly BOT – YARA that offers assistance for all your account and payment related queries. This app is an efficient and practical way of looking after your finances. You can perform multiple tasks through one account.
5. Use the Loan As Per Your Requirement
A personal loan availed at Finserv MARKETS can be used to fulfil any of your financial needs. Unlike other loans, a personal loan can be used for a variety of purposes. The loan amount can be used for almost anything. There are no restrictions on the end usage of the amount borrowed unless you use it for any illegal purchases or activities. You can use the loan funds to finance your travel expenses, financing your wedding, buy business machinery or expensive furniture for your home. Be whatever you need, their loan has got you covered!
6. Trustworthy Loan App In India
Most lenders in India provide loans on a fixed interest rate basis. At Finserv MARKETS, you can avail two forms of Bajaj Finance personal loan plans. The first type of personal loan is the Term Loan, and the interest rate for this plan starts from 12.99% per annum. They also offer a top-up facility which is an extremely reliable and flexible option to meet your financial needs and enjoy a whole variety of benefits. There’s also a Flexi Personal Loan facility that serves as a security when in need of financial help. Flexi Personal Loans just like a term loan, allows you to repay the principal amount at the end of the loan tenor. Also, you have the option to shift back from a Flexi personal loan to a conventional loan any time during the tenor. The Finserv MARKETS app offers a variety of products from trusted group companies like Bajaj Finance, Bajaj Housing Finance, Bajaj Allianz Life Insurance & Bajaj Allianz General Insurance.
7. Flexible Loan Tenure
One of the benefits of a personal loan is that you have the liberty to choose the tenure of the loan based on your repayment capacity. The repayment tenure for Bajaj Finserv Personal Loan is flexible and usually ranges from 1 to 5 years. Thus, you can choose your tenure and repay the dues over that period. A more extended period of loan means lower EMI, which can be quickly repaid. With the help of an EMI calculator, you can determine the loan duration and the EMI to be paid every month. It’s a one-time fee that you have to pay to process your loan amount. The processing fee for a loan is considered concerning the applied amount. You can then pay the processing fee from your pocket, or have it deducted from the actual loan amount during disbursal. Though the fee charges may vary from lender to lender, it usually ranges between 0.5% and 2.50% of the loan amount.
Additional Financial Features
- Insurance: With the Finserv MARKETS app, you can avail insurance plans with affordable premiums, more comprehensive coverage, and a hassle-free claim settlement process. Whether it be health insurance, car insurance or a two-wheeler insurance.
- Investments: Invest your money wisely with the Finserv MARKETS app, you can opt for ULIPs, fixed deposits, mutual funds, and Digital Gold to obtain profitable returns on your investments.
- MARKETS Pay UPI: This feature provides a safe, secure & instant money transfer of up to Rs. 1 lakh per transaction.
- EMI Card & Credit Card: With the Bajaj Finserv EMI Card on the Bajaj Finserv App, you can get a maximum pre-approved loan of Rs. 4 Lakhs.
- Money Manager: This is an excellent feature with which you can glance at the screen for a couple of seconds and know exactly how much you have spent, and on what, it’s that simple. The app also offers financial assistance and tips on making investments and saving money.
- EMI Store: Shop at No Cost EMIs from a range of 25,000+ electronic products & household appliances from our retail partners & Partner Brands on our EMI Store.
Numerous fintech apps in the market are available to both individual users and businesses. The Finserv MARKETS app is one such mobile app that is designed to cater to all your financial needs, such as money management, carry out digital transactions and make investments. The app has a Money Manager feature to help keep a track on your expenses, savings and help you stick to your budget. With the Finserv MARKETS app, you can avail personalized choices for Loans, Cards, Insurance, investments & UPI Payments along with No Cost EMIs.
“Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition–Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we work towards fulfilling all your personal and financial needs. What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App”.