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How much does a freelance photographer in India earn?

By Finserv MARKETS - Aug 30,2019
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How Much Does a Freelance Photographer in India Earn?


There is a strong competition in the photography business and that is why as an individual photographer, you must be ready to face the heat. According to a survey, only 40% of photography businesses survive in the first year. For those who possess higher freelance photography skills, they try and turn their skills into a thriving business. Many photographers work on a freelance basis and earn their livelihood successfully. Though starting a photography business is not an easy task for many right away, as most of the gadgets are expensive. So, if you are investing a great amount of fund, you need to be extra careful in conducting your business in a professional way. If you are planning to pay the full cost upfront, you better avoid any risk by choosing the smart way to pay for the latest DSLR cameras on easy loans through Bajaj Finserv Business Loans. Choose from top brands like Canon, Nikon, Sony, and others and divide the cost into easy EMIs, and repay it over a suitable tenure.

Financial institutions like banks can also grant you business loans. The only drawback is that you will need a good credit history for this as banks will need evidence that you can pay loans. Business loans for photographers won’t get approved if you do not have a good credit history. However, some may offer credit builder loans, which means that they help you rebuild your credit by taking out a loan which you can only access after you have fully paid for it. For most financial institutions, your credit rating is crucial as it helps them decide on whether to finance your business. Other companies will fund you even with a poor credit rating, but in that case the interest will be too high. Other options that you have include crowdsourcing, equipment financing from financiers, investments, credit cards and personal savings.

Freelance photography is not easy as it poses some special challenges. First, photography is an art. It takes a whole lot of passion and skill to successfully capture the beauty of a scene. Second, as already mentioned before, all the gadgets you need are pretty expensive compared to other freelance options. For example, if you want to start web development, pretty much all you need is a laptop. In India, any citizen who has a business plan for a non-farm sector income generating and whose credit need is less than 10 lakh can approach either a bank for availing of business loans.

How to start off as a freelance photographer?

To succeed at your photography business, you will need to have a good understanding of photography techniques and also make an initial investment in some gear. Through business loans you can buy an up-to-date camera, lenses, and a flash, three main pieces of equipment that you’ll need to start your freelance photography business. As a freelance photographer, you’ll need a professional website to showcase your work and help you spread the word about your photography business. You can use this website to communicate with clients, schedule sessions, manage orders, and deliver your completed work. Next important thing is portfolio. Every freelance photographer needs a strong portfolio in order to deliver good work and attract clients. When you are first starting out, this gives a strong support. You can also find local models who need portraits for their modeling portfolio, and that way you both benefit.There are many online platforms for photographers to get traction like Pinterest, imgur.com, and blogging. A blog also helps your website visitors to become clients by teaching them about your work and helping them to trust you as a professional. Make a proper schedule to manage your time and finances.

Freelancing is not an easy road to take but after years of working for free, even spending your own money for shoots and not getting any credits, when you pursue your goals, it becomes worth every penny spent. There will be years and days when you will be forced to work for free, spending your own money in travelling to locations and it will even get difficult to pay your own bills but don’t give up, it gets better. If you are good enough, an average photographer can earn 80,000 to even 1 lakh a month after starting for Rs 21,000 per month. If you want to earn some extra cash, sell your photos on your own website or upload them to related sites. You can also try to bring framed copies of your photos to sell at art and craft fairs and get your photos displayed at coffee shops, restaurants and other outlets. Take a business loan for photography on Finserv MARKETS and chase that dream. And don’t fret about bearing the entire cost of expensive equipment required in the endeavour. Business loans available on Finserv MARKETS help you avoid paying the full cost upfront, and give you the smart choice to pay for the latest DSLR cameras in easy installments spread over a tenure of your choice. Choose from top brands like Canon, Nikon, Sony, and others and divide the cost into easy EMIs.


If you are a budding photographer venturing into wedding photography, or a veteran looking to upgrade your existing camera and accessories for capturing only the best wedding photos, you can apply for the Bajaj Finserv Business Loans. Available on Finserv MARKETS, this business loan offers easy and quick finance up to Rs 30 lakh for businesses like photography at low interest rates. Bajaj Finserv Business Loans have a fast online process, and the money is credited in your account within 24 hours. There is no need for collateral while applying, and you can have your repayment scheduled between 12 to 60 months. With minimal documentation and much transparency, these startup loans are custom made for you so that you can set up your platform for your photographic ventures.

Get to know schemes for business loan for women. You can also read about myths related to business loan EMI.

Finserv MARKETS, from the house of Bajaj Finserv, is an exclusive online supermarket for all your personal and financial needs. We understand that every individual is different and thus when you plan to achieve your life goals or shop for the gadget of your dreams, we believe in helping you Make it Happen in a few simple clicks. Simple and fast loan application processes, seamless, hassle-free claim-settlements, no cost EMIs, 4 hours product delivery and numerous other benefits. Loans, Insurance, Investment and an exclusive EMI store, all under one roof – anytime, anywhere!


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