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How to Manage Your Unexpected Wedding Expenses

By Finserv MARKETS - Jan 31,2019
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How to Manage Your Unexpected Wedding Expenses


Weddings are a grand affair, especially in a country like India. They last for two to three days and involve a lot of pre-planning and of course, finance. A wedding in India is expected to include décor, extensive cuisine, expensive jewellery and clothes, gifts and a minimum of 200 guest invitations in every function. It’s quite a show, really.

Unfortunately, not everyone is backed by a comfortably large bank account. Hence, it is quite reassuring to know that you can apply for a personal loan that can help you take care of all your wedding expenses. Finserv MARKETS offers personal loans, which come with swift disbursal, collateral/guarantor free, exclusive offerings and flexible range of tenure that makes it perfect for your wedding and other financial needs.

These are some of the unexpected wedding costs that you may come across when planning a budget for a wedding:


Sending invitations are one those expenses that is usually overlooked and a budget is not set aside for this. Invitations, especially in India, are usually big in number and if you are using a postal system then postal charges will add to the already piling expenses.

Paying Tips

Paying tips for services like catering, valet, room service, makeup artists and the likes during a wedding celebration can burn a hole in your pocket It usually doesn’t seem much, but when you finally add up, the numbers can sometimes give you a shock.

Last-minute Attendees

For a wedding, it’s always advisable to have your guest list prepared well in advance. This should be done so that your budget can be planned accordingly. It is recommended that you keep a few extra seats, hotel rooms and food, just in case those who cancelled, show up!

Service Tax and GST

Yes, taxes and GST are those hidden costs that can shock you once the final bill comes in. Marriage expenses come under luxury items and this can attract high tax slabs. So always make sure to include all the taxes and GST whenever you plan your budget for a wedding.

Overtime Penalties

Indian marriages are those marriages that have a lot of rituals that need to be completed. When you book a caterer or a venue for a certain period of time, you may not complete all your rituals within the specified time. Hence, you may have to cope with overtime charges and penalties during such situations.


If you’re looking to have a grand wedding where your guests are treated with comfort you may want transport services to pick-up and drop your guests to the venue. These expenses are overlooked at times and they are never planned or executed at all. You would still require additional financial help to pay off your bills.

Hotel Bookings

Sometimes guests need to be put up at hotels if they happen to come from far off places to attend your wedding. This could also add to additional costs and expenses since a hotel stay can be quite expensive.

All these unexpected wedding costs can add up to a number you hadn’t anticipated, hence you should always keep aside extra cash so that the proceedings do not stop. Visit us at Finserv MARKETS and benefit from the features like quick disbursement, low EMI, minimal documentation and a list of other features. What’s more? Your online personal loan application can be approved under just 3 minutes and the loan amount will be credited to your bank account within 24 hours! Apply for Bajaj Finserv Marriage Loan with us, today!

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Bajaj Finserv Direct Limited ("BFDL") is primarily engaged in distribution of financial products and services through its digital platform (“Bajaj Finserv MARKETS”) and inter alia renders services of customer acquisition, providing preliminary credit support activities, fulfilment services and post-acquisition customer services to Banks, NBFCs, HFCs. BFDL is also a registered Corporate Agent (Composite) under valid IRDAI registration number: CA0551 valid till 10-Apr-2024 for solicitation and servicing of Insurance Products. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522