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Is It Safe to Apply for A Personal Loan on a Digital Platform?

By Finserv MARKETS - May 3,2019
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The financial industry’s presence in the digital sphere has grown exponentially. The presence is fierce and dominant, given the growth of the usage. Monetising in the digital sphere is a mandatory move. Most people are turning towards online transaction for banking, loan and insurance. However, there is also a group of people, who still believe in using the traditional method of transactions and have their inhibitions towards the Fintech industry. The question is, is it safe? Let’s discuss why:

Online platforms and trust building

When debit and credit cards were launched, people refrained from using them and still relied on cash transactions. Things are different now, every working individual has at least one debit card and credit card. Online transactions are now a way of life. Bills are paid online, tickets are booked online, insurance is bought online, passports are acquired online. Likewise, loans can be applied for online too. Any trustworthy website like Finserv Market, is safe and any transaction done on such platforms are risk free.


Professionals these days prefer online transactions. Getting a loan online from a bank or a non-banking financial company (NBFC) is hassle-free for the following reasons:

  • Saves travel time
    You don’t have to stand in a queue
    No need to fill lengthy forms
    Don’t have to physically carry all documents

Applying for a loan online only involves requesting for your desired amount and uploading KYC documents. The bank or NBFC takes care of the process from here.


As we know personal loans are unsecured, Finserv MARKETS takes the CIBIL score into consideration. The moment you apply for a loan and upload documents, we check your transaction history and if you meet the eligibility, we start processing the loan. The minimum CIBIL score for availing a loan is 750. There are several methods to check your CIBIL score online and to generate your CIBIL score report within minutes.

Repayment Options

Finserv MARKETS facilitates several methods of repayment for personal loan and the tenure ranges from 12 – 60 months. You have the option to select the EMI amount which is suitable for you bearing in mind your monthly expenses.

Availing a loan online is risk-free, it is as good as visiting a branch. Do not hesitate to apply online as it easier and only the PAN ID and KYC documents are needed. The digital space is expanding so is the fintech market. If you’re looking for a personal loan, look no further and visit Finserv MARKETS to apply for a Personal Loan today and enjoy various benefits like attractive EMI, zero hidden costs and instant approvals to name a few. What’s more? Your online personal loan application can be approved within just 3 minutes and the loan amount will be credited to your bank account within just 24 hours!

Finserv MARKETS, from the house of Bajaj Finserv is an exclusive online supermarket for all your personal and financial needs. Loans, Insurance, Investment and exclusive EMI store, all under one roof- anytime, anywhere!


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Bajaj Finserv Direct Limited ("BFDL") is primarily engaged in distribution of financial products and services through its digital platform (“Bajaj Finserv MARKETS”) and inter alia renders services of customer acquisition, providing preliminary credit support activities, fulfilment services and post-acquisition customer services to Banks, NBFCs, HFCs. BFDL is also a registered Corporate Agent (Composite) under valid IRDAI registration number: CA0551 valid till 10-Apr-2024 for solicitation and servicing of Insurance Products. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522