The monsoon season is finally upon us and how! While rainfall in India is eagerly awaited, it does bring with it, a fair share of problems such as waterlogging, or in extreme cases, floods and landslides in several parts of the country! While these are just some of the after-effects of torrential rains, some people start worrying, even before the onset of monsoon. This is because one of the major concerns during monsoon in India is home maintenance. Rainfall promotes general dampness in the air that often leads to leaky ceilings, cracks in the wall and water seepage from the grounds. Hence, it is advisable that one takes all the necessary precautions before the monsoon arrives, as otherwise, fixing all these issues, every year, can prove costly. However, one need not worry as facilities like personal loans, help in such situations. Below discussed are tips on how you can use a personal loan to rainproof your home this monsoon-
Personal loan to raising the height of your home and structure repair
The worst effect of water-logging is faced by residents living on the ground floors or in low-lying areas. Water seepage through floors and tiles is the most common problem faced by these people. However, Elevating your house above the flood level can minimize this problem to a large extent. Moreover, you can also utilize your personal loan amount to repair any other structural damages to your home caused due to previous year’s rains.
Heavy rains often damage the exterior coloring of your walls. This gives the house a very shabby appearance. However, with water-proof paints, you can reduce the damage caused to the exterior walls of the house. These water-proof paints reduce the dampness and moisture accumulation on the wall, thus ensuring that they do not become weak due to leakage or cracks. This considerably helps increase the life of your house’s structure. If you feel painting your house could become an expensive affair, you can always avail a Bajaj Finserv personal loan.
Change your old electric connections
There is a considerable threat of electrocution in rains due to old or open wires in and around your house. Hence, it is wise to get the entire wiring of your home checked before the arrival of rains. Moreover, you can also use this loan to repair and change any old wiring in your house or vicinity.
Repair the drainage system in your house
Any problems in your drainage system can lead to a perpetual blocking and clogging during the rainy season. This might lead to stench and unhygienic conditions in your home. Hence, it is advisable to repair or replace your drainage system before the monsoon. However, replacing a drainage system might become an expensive affair. To cover these expenses, you can always avail a personal loan.
Why choose a personal loan to rainproof your home?
A personal loan is extremely easy to avail. Unlike other loan types, the interest rates and charges levied are minimal. Moreover, you do not have to provide any collateral against the loan amount. The chances of getting your loan application denied are also very less as there are very minimal requirements to qualify for a personal loan and it can be availed for a number of reasons.
So, if you are looking to get a hassle-free loans to protect your house this monsoon, your search ends at Finserv MARKETS. The Bajaj Finserv Personal Loan comes with affordable interest rates and flexible repayment options. With Finserv MARKETS, you can avail loans with zero collateral and value-added services. Apply now and get your home monsoon-ready this season!
You can also read about how to get a personal loan with low credit score.
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