Everyone loves a good wedding — the celebration of love, of families coming together, and of a shared future make for memories that last a lifetime. In India, weddings are usually a grand and colorful affair, with an abundance of events and rituals before you’re finally married. And while wedding week may be a whirlwind of food, festivities and fun, the many months of preparation leading up to it are definitely not.
Planning a wedding can be stressful, especially if both you and your spouse are working full-time. But it’s important to keep a cool head, bring your organizational A-game, and never lose sight of your end goal. Here’s a quick primer to make your journey easier: ten important things to remember when you’re planning for one of the most important days of your life.
1. Bring out that calculator!
You have to start with some of the boring stuff — but also the most crucial! At the outset, take some time to plan your budget for the whole wedding. Start with the non-negotiables first: venues, catering, outfits, and the like. Delve into the nitty-gritty: how much you’re willing to spend on flowers, photographer, invitations, and gifts for your guests. Finally, allow yourself some space in the budget to splurge on the things that will make this your dream wedding! And if you’d rather not dip into your savings, you can avail a Bajaj Finserv Wedding loan, available on Finserv MARKETS.
2. Create a realistic timeline
Besides preparing an elaborate budget, setting a timeline for the whole process will prove to be a lifesaver. Map out different tasks and schedules on your timeline so you don’t end up stretching yourself thin, or scrambling to get things done at the last moment. Thankfully, the internet can help. There are many websites that provide checklists with timelines, like this one. Pick one that suits you best or modify an existing template!
3. Make your guest list
This is one of the most important steps because it decides pretty much everything that comes in the next steps of planning your wedding — including the choice of venue.
4. Figure out if you need a wedding planner
Depending on the size of the wedding and your budget, you may opt to outsource your planning to an agency. There are many emerging end-to-end wedding service providers in the Indian market that can make the whole process hassle-free for you.
5. Pick a venue well in advance
As soon as you set the date for your wedding, start scouting for venues and book for all functions at least six months in advance. If you’re getting married in peak wedding season, then booking early can ensure that you get a better deal, and you’re able to secure the venue of your choice.
6. Find your inspiration
Together with your partner, you should conceptualize the theme, tone and look of your wedding so you can create something that’s uniquely yours! This will then decide your decorations, colour scheme, flowers, and even your outfits.
7. Select your vendors
Sample and shortlist vendors for the many things you’ll need in your wedding week — caterers, photographers and videographers, florists, beauticians, musicians/DJ and the like. Again, it’s best to book these a few months in advance because the good vendors will be in high demand during peak wedding season.
8. Sort out your logistics
Make sure you have transportation and accommodation (hotels or serviced apartments close to the venue) booked well in advance for any outstation guests that you may be hosting.
9. Anticipate roadblocks
No matter how meticulously you plan, things are going to go awry. That’s normal. But instead of scrambling to do damage control, anticipate any potential problems you can think of, and develop contingency plans for them. This includes emergency funds — as much as you try to stick to your budget, some unplanned expenses can be unavoidable. To meet any urgent requirements, you can avail a collateral-free Bajaj Finserv short-term personal loan, available on Finserv MARKETS, up to Rs 25 lakhs with instant approval and short repayment period.
10. Consider taking out a personal loan
Finally, you don’t have to exhaust your savings to have your dream wedding. You can avail a personalised Bajaj Finserv Personal Loan for Wedding offered on Finserv MARKETS. It’s collateral-free and pre-approved, up to Rs 25 lakhs with a Flexi Interest-Only option that can reduce your EMI by 45%. For larger weddings, you can also avail the Bajaj Finserv Loan Against Property for Wedding. With loans up to Rs 3.5 crore, you can rest assured that this end-to-end financial product will take care of all your wedding expenses.
Now that you have your essential checklist — and the financial resources to make your dream wedding a reality — it’s time to start planning!
Get to know how marriage loan can solve all your wedding expense. You can also read about how travel loan can assist you to take a stress-free vacation.
Finserv MARKETS, from the house of Bajaj Finserv, is an exclusive online supermarket for all your personal and financial needs. We understand that every individual is different and thus when you plan to achieve your life goals or shop for the gadget of your dreams, we believe in helping you Make it Happen in a few simple clicks. Simple and fast loan application processes, seamless, hassle-free claim-settlements, no cost EMIs, 4 hours product delivery and numerous other benefits. Loans, Insurance, Investment and an exclusive EMI store, all under one roof – anytime, anywhere!