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What are the different personal loans available on Finserv MARKETS?

By Finserv MARKETS - Nov 28,2019
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Different Types of Personal Loans

A recent study concluded that millennials are more likely to take loans to finance high-value and low-value spends than other age groups.1 Millennials plan their finances in a different way than their parents or grandparents. They believe that life is short, take a loan and fulfil your dreams. For these dream-chasing champs, on Finserv MARKETS you can get your hands on a diverse product- the Bajaj Finserv Personal Loan. Here’s a personal loan online that offers you maximum convenience, instant approval, instant disbursal, and a hassle-free process. It has features like:

  • Instant loan upto Rs.25 lakhs to finance your dreams
  • Exclusive, tailor-made products suited to different financial needs
  • Zero collateral
  • Flexibility in repayment, tenure can range from 12 to 60 months with easy EMIs
  • Value Added Services like free financial fitness report
  • No third party involvement

The eligibility criteria, too, is very simple

  • Must be an Indian citizen
  • Must earn a salary
  • Must be of age between 23-58

While a Personal Loan can help you instantly, an extension of this loan is Hybrid Flexi Personal Loan.

Hybrid Flexi Personal Loan

This product is for the times when you urgently require a personal loan but need repayment to be flexible. It offers multiple benefits, which are as follows.

  • In the initial period, you only pay your interest as EMI, which is an exclusive benefit offered by Bajaj Finserv Hybrid Flexi Personal Loan.
  • You get to withdraw as much as you want, and as many times as you want from your principal loan amount.
  • There is no unnecessary paperwork for withdrawal. You can conveniently avail your loan 24×7.
  • You have the flexibility to decide how to repay your principal amount. You can do it in part payments as well.
  • There are no extra charges on part payments.

There are various offerings under Bajaj Finserv Personal Loan , which you can avail on Finserv MARKETS, and they are as follows.

Exclusive personal loan for doctors

This is a product made especially for salaried doctors. It has a quick online process with minimal documentation. You can avail a loan of upto Rs.35 lakhs in just 3 minutes. Once approved, the loan amount will be in your bank account in just 24 hours. It takes only a day for the entire Bajaj Finserv Personal Loan process. There is also flexibility with the repayment process.

Travel loan

This generation of millennials is probably the one with the most interesting bucket lists. With the entire world at their fingertips, they want to explore the unknown, they want to visit places unknown to the world. To avail this personal loan online, you just need to be between 23-58 years of age, a citizen of India and a salaried employee. Your loan amount can be as high as Rs.25 lakhs and yet you will receive instant approval with flexible repayment, amongst other features.

Marriage loan

When your loan amount can go as high as Rs.25 lakhs, you need not worry about that dream destination wedding or theme wedding you want to have. Avail this loan with an instant approval process and a repayment tenure ranging from 12 to 60 months and make your dream come true. After all, you only do this once.

Home Renovation Loan

Has your home become really old and needs renovation? You might be worried about the magnanimous cost that comes with it. Well, not if you go through the instant Bajaj Finserv Personal Loan process and pay it back at your convenience. You can also check out Guide to use Home Renovation Loan.

Top Up Personal Loan

Let’s say you take a loan for your foreign trip. After making your bookings, you realise that the money you have left would not be enough for the actual trip. A top up personal loan can come to your rescue. It comes at an extremely low interest rate, and requires minimal documentation. You can repay it through easy EMIs, and there are no prepayment or foreclosure charges either. This loan can be availed by any existing or new customer who has opted for the Balance Transfer facility. The basic eligibility criteria are the same as those of the original loan.

If you have been putting off taking that personal loan for avoiding the tedious process, availing a Bajaj Finserv Personal Loan available on Finserv MARKETS could be just the right thing for you. Its credibility is proven by the 100 million+ customers. The process is transparent with no external entity involved. With approval in 3 minutes and disbursal in 24 hours, you need not wait to fulfill your wishes.

Read more to know details about types of loans

“Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we work towards fulfilling all your personal and financial needs. What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App.”


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Bajaj Finserv Direct Limited ("BFDL") is primarily engaged in distribution of financial products and services through its digital platform (“Bajaj Finserv MARKETS”) and inter alia renders services of customer acquisition, providing preliminary credit support activities, fulfilment services and post-acquisition customer services to Banks, NBFCs, HFCs. BFDL is also a registered Corporate Agent (Composite) under valid IRDAI registration number: CA0551 valid till 10-Apr-2024 for solicitation and servicing of Insurance Products. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522