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Unlike their parents, millennials are a generation that takes risks and wants to try everything that’s new. Buzzwords like foodie and wanderlust are on everybody’s mind. A millennial will hardly think twice before borrowing money for a dream trip they always wanted to take. And why would they, with the availability of diverse, feature-rich personal loans in the market?
Bajaj Finserv Personal Loan
This is a personal loan product that offers instant financial help in times of need. Whether it is a holiday, a wedding, house renovation, or any other expense- this loan covers everything with its exclusive offerings. It is available in the top metro cities of India. Interest rates begin from 12.99% p.a. Annual maintenance charges and flat processing fees 0.25% and 3.99% respectively of the loan amount.
Why should you take Bajaj Finserv Personal Loan?
There are many reasons as to why this could be an extremely convenient and reliable option for you.
Diverse options
There are tailor-made products for various expenses that could come up in your life- travel, weddings, house renovation, NRI personal loan or fresher funding. There is also the option of a top-up loan in case you need just a little more money than you have borrowed earlier. The personal loan for salaried doctors helps them with their professional expenses.
Easy eligibility criteria and documentation
There are only 3 simple conditions that you need to fulfil to avail this personal loan online.
- You need to be an Indian citizen
- You need to be in the age group of 23-58
- You need to be a salaried employee
The documents you require are
- PAN Card
- Aadhaar Card/Passport/Driving License
- Bank Statement for the last 3 months
Instant approval and disbursal
Your loan could be approved in 3 minutes and the amount could be in your account in 24 hours! The next time you have a financial emergency, you don’t need to bother with long processes and avail a personal loan online quickly.
No collateral
You can borrow any amount upto Rs.25 lakhs without collateral or a guarantor. This makes the loan process even more convenient.
Flexibility in repayment
You can pay back your loan with easy, flexible EMIs spanning from 12 months to 60 months. This greatly reduces the pressure of repayment off your backs.
Value Added Services
You will receive a Financial Fitness report absolutely free on Finserv MARKETS. You can use this to keep up your credit rating. You also get insurance plans to secure your loan liability without any third party involvement in any part of the loan process.
Flexi Personal Loan
If you are not sure about the amount you are actually going to use, you can also take a Hybrid Flexi Personal Loan. It is a first-of-its-kind loan that gives you the option of paying interest only on the amount you actually use. EMIs are only for interest repayment, principal can be prepaid in part or even completely when your tenor ends. Read more about Hybrid Flexi Personal Loan.
Digital finance
When you buy this personal loan online, you get an online account to check on your repayment, review your interest certificate, and find all information pertaining to the loan. Moreover, while applying, you first get to check a pre-approved offer. This helps you in understanding your account better.
Advantages of Finserv MARKETS
Finserv MARKETS has 100 million+ customers to vouch for their fast and efficient process. Avail your loan from this platform which provides maximum transparency with minimum paperwork. The fast online process ensures you don’t have to cultivate the patience for a long ordeal.
Whether it is your dream wedding, your dream international trip, or even making your house look like your dream home, the Personal Loan on Finserv MARKETS has something for every personal need. With such a convenient process and diverse options, you need not turn to any other source of money for borrowing.
Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we work towards fulfilling all your personal and financial needs. What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App.
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