The essential rule of shopping is this: you get what you need. However, it is often that what you need turns out to be an expensive item – something which could burn a hole in your pocket. You could buy these expensive items on an EMI, however EMIs take away the burden of paying the entire amount at once. They can be broken down into months and years, depending on the repayment scheme you are comfortable with.
This is where the Bajaj Finserv EMI Card comes handy. With 84,200+ partner stores, shopping with this EMI card has become extremely easy, both online and offline. Now, buying products like apparel, footwear, a new phone or other gadgets have become more convenient as you can finance them with recurring EMI payments.your perfect shopping buddy to carry around.
Here are some of the Bajaj EMI card benefits that make it a good and smart shopping option.
1. No documentation EMI
Before EMI cards were introduced, and their effectiveness was known and made accessible, it would often take extensive documentation before an offline store could trust an individual with their product at a low upfront payment. With the pre-verified feature on Finserv MARKETS, you can buy heavy appliances, apparel, gadgets, and all kinds of things without the documentation. All you have to do is produce your card online or offline. Post this, your purchase will be made.
2. Shopping big
The Bajaj Finserv EMI card offers a pre-approved loan of up to Rs 1.5 lakh which can be availed across the 84,200 partner stores. These stores are spread across 1,300 cities. An EMI loan for 1.5 lakh means that you can go big on shopping — buy things for daily usage, or even go shopping for a family function. This way, you do not have to continually depend on your savings in the bank.
3. Affordable and secure shopping
Across the partner stores, there are over 1,000 active offers that you can avail on the purchase of furniture, LED TVs, and smartphones from these shopping cards. If you are shopping online, you can use EMIs as a payment method. Bajaj Finserv has partnered with stores and websites such as MakeMyTrip, Yatra, Amazon, Flipkart, Vivo, Samsung and others to provide you with a wide range of offers across products.
An EMI loan through a card also means that your shopping is risk-free and everything is one record. You can decide on the tenure while checking out, and the payment terms will be set up accordingly.
4. Easy repayment terms
The Bajaj Finserv EMI card on Finserv MARKETS lets you choose a payment tenure which is comfortable for you. It can range from 3 months to 24 months. There is also the option to foreclose the whole amount after six months of regular payment, and there are no charges deducted for that.
It is easy to make your EMI payments. All you have to do is log in to the customer portal or use the Bajaj Finserv Mobile Wallet app to make the payment for your EMI card — this lets you keep track of your payments as well.
5. Flexible charges
EMI loans have a flexible joining scheme, and it costs only Rs 412.
Having an EMI option in a shopping card, can make shopping much more fun. You no longer have to stray away from your dream purchases with the fear that it will leave a massive hole in your pocket that will take a big chunk of your savings away. It is quite easy to get a hold of EMI Card. All you have to do is submit basic KYC documents . The documents include Aadhar card, a cancelled cheque, PAN card, and a duly signed ECS mandate.
With the Bajaj Finserv EMI Card card at hand, you can bring home new shopping experiences.
Finserv MARKETS, from the house of Bajaj Finserv, is an exclusive online supermarket for all your personal and financial needs. We understand that every individual is different and thus when you plan to achieve your life goals or shop for the gadget of your dreams, we believe in helping you Make it Happen in a few simple clicks. Simple and fast loan application processes, seamless, hassle-free claim-settlements, no cost EMIs, 4 hours product delivery and numerous other benefits. Loans, Insurance, Investment and an exclusive EMI store, all under one roof – anytime, anywhere!