Bajaj Finserv EMI Card is a no cost EMI card. A no cost EMI card works exactly like a pre-approved loan only, without any hidden charges. All you must do is pay the original price of the product in easy installments. The EMI is calculated simply and transparently by dividing the purchase price by the number of months you choose to repay the amount. Most importantly, you no more pay the inflated interest. Also, unlike other loans, Bajaj Finserv doesn’t charge you any extra charges or prepayment penalties if you choose to pay off the balance and foreclose the loan earlier. The EMI card gives consumers the power to buy more products with less hassle, both in stores and online. What more? You can use the No Cost EMI Card to choose from the one million products in the Bajaj Finserv network spanning a wide range of categories like smartphones, furniture, consumer durables, apparel, accessories, life care services and more. Moreover, customers are not required to remember to pay there EMI just like we do in Credit card, EMI of your product will be debited every month from your bank account till loans gets matured, it’s a hassle-free process to buy good on Bajaj Finserv EMI Card. With a pre-approved loan limit of up to 4 lakhs, Bajaj Finserv does not stipulate any number of times that you can use the EMI Card either online or in stores. However, depending on your credit behaviour, when you apply for Bajaj Finserv EMI Card you may be given a particular amount that you can use within a specific time period ranging from 3 to 24 months. So the only thing you need to know is how much of your loan limit is available on your Bajaj Finserv EMI Card. With that knowledge, you can shop at over 60,000 Bajaj Finserv partners in over 1,300 cities, plus, our online partners. The credit limit on your Bajaj Finserv EMI card is increased based on a review of your repayment history. You can request for an increase by calling the Bajaj Finserv customer care. Depending on your credit behaviour, this request can be raised on a quarterly basis.
“Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we works towards fulfilling all your personal and financial needs . What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App.”