Home Discover Journals How to Manage The Undeniable Expenses This Diwali

How to Manage The Undeniable Expenses This Diwali

By Finserv MARKETS - Oct 22,2019
Views Icon182 Views 0 0 Comments

How to manage the undeniable expenses this Diwali

Diwali, is a festival that brings together the entire family, from around the country and sometimes from around the world. The fun-filled days pass so quickly as if in a haze, filled with pujas, fun, long talks, laughter, love and most of all enjoying in each other’s company. Diwali truly signifies bringing lights into our lives. We forget about the worldly tensions, our work and everything else and indulge ourselves in the guilt free sweetness of food and people. Everyone indulges the other, to bring a smile on their face. The feeling of giving and making others happy is seen not only in family but also amongst strangers.

While planning our monthly budget, we generally account for expenses in the form of rent, children’s education and other regular household expenses. We tend to ignore planning for non-committed expenses like shopping for clothes and presents, travelling expenses, Bonuses to the maids, lunches and dinners with friends and family during this period. If we don’t plan efficiently, we are likely to end up overspending during the festive season. One should also avoid excessive credit card usage during this season.

Diwali sees a spike in expenses as people spend 1.5 to 2 times their average monthly spends. But if one plans for this in advance, one can spend without disturbing investments or cash flows.

Splitting some expenses into easy EMIs can help us accommodate some expenses which are of big amount but has been pending since long. We plan to buy many electronic items in for our houses like TV, Fridge, Laptop, Mobile phone etc. Here, we can be a little mindful and decide how to split our expenses without disturbing expenses of next months to come.

Bajaj Finserv EMI Network Card makes life easy by helping you shop without second thoughts in mind. This Card can be used at many retails stores like Big Bazaar, Chroma, Vijay, Hometown etc. So do not worry if you have to bring in new furniture, Gadgets, Electronics (TV, Fridge, Washing Machine, etc) or for that matter groceries(Sweets, Gifts etc.) home this year. Get you EMI card ready to use and enjoy a hassle-free experience with Bajaj with 0% interest!!

Log onto the below link and fill in your details to check availability of this card.

https://www.bajajfinservmarkets.in/emic/#/login

Get minimum Rs 20000 Pre Approved limit. Card will be activated within 3 – 4 days once card fee payment of 530/-(including taxes) is done and our executive come to verify your documents.

“Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we works towards fulfilling all your personal and financial needs . What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App.”

Comments

Connect with Us
Connect with Us

Bajaj Finserv Direct Limited ("BFDL"), erstwhile Bajaj Financial Holdings Limited is a registered corporate agent of Bajaj Allianz Life Insurance Company Limited and Bajaj Allianz General Insurance Company Limited under the IRDAI composite registration number CA0551 valid till 10-Apr-2021. BFDL also renders services to Bajaj Finance Limited (‘BFL’) and Bajaj Housing Finance Limited (‘BHFL’) (referred hereinafter as ‘Lending Partner’) in sourcing of customers, providing preliminary credit support activities, fulfilment services and post-acquisition customer services related to lending business. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522