A crisis cannot be predetermined. Planning your finances, therefore, is crucial to ensure you are not faced with a sudden financial setback. If you are eyeing to buy something expensive or opting for a loan it might be wise to plan it out well in advance so that you have sufficient funds in advance. However, it is also important to maintain a steady savings for when emergency strikes. While maintaining the balance between the two, it is often possible that you can fall short of money to invest in something new. Using EMI as a payment option can come in handy in such a situation. The Bajaj Finance EMI facility using the EMI card is one such option you can consider for your purchases.
In this regard, let’s dive into the details about how EMI payment, using the Bajaj EMI card, facilitates long term financial planning.
Bajaj Finserv EMI Card Reduces Your Financial Stress
The amount of money that can be set aside for paying monthly instalments varies from person to person. Keeping this in mind, the Bajaj Finance EMI facility offers you the opportunity to customize your repayment tenure according to your savings capacity so that the pressure of the loan amount does not seem like a burden to you.
Bajaj EMI Card Offers No Cost EMI
Looking for the lowest interest rate is critical when it comes to EMIs. However, the Bajaj EMI card goes a step above in ensuring that your precious savings is well protected. Opting for Bajaj Finance EMI lets you purchase items on loan by charging you no additional amount over and above the actual cost of the product, i.e. No Cost EMI.
Bajaj EMI Option involves No Foreclosure Charges
It is possible that you suddenly get a lump sum amount that you think would be useful in pre-paying or foreclosing the loan, lest you end up spending it unwisely on luxuries. The Bajaj Finance EMI facility offers you the option to prepay as well as foreclose the loan at your convenience. No foreclosure charges are applied in such a case to the loan you acquired using your EMI card.
The EMI card by Bajaj Finserv is a cashless payment option that takes care of your current expenses so that you can preserve your precious savings for when an emergency strikes. So go ahead, apply for Bajaj Finserv EMI card online and plan your finances smartly using Bajaj Finance EMI option, today!
“Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we work towards fulfilling all your personal and financial needs. What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App.”