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What is The Pre-Approved Loan Limit of The Bajaj Finserv EMI Card?

By Finserv MARKETS - Aug 28,2019
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What is the pre-approved loan limit of the Bajaj Finserv EMI Card?

A Bajaj Finserv EMI Card is pretty much the best version of paper money and plastic money, all rolled into one shiny package that combines utility and style with the utmost of ease. When you shop with Bajaj Finserv EMI Card, you get access to over one million products available at 84,200 retail partners, located both online and offline. So regardless of whether you want to buy your next new phone at one of your favourite online ecommerce platforms, or whether you want to visit the store nearest to you and get your smartphone super quickly, you can always use the Bajaj Finserv EMI Card, available on Finserv MARKETS.

The Bajaj Finserv EMI Card gives you a pre-approved loan amount of Rs. 1.5 lakh as soon as you avail the card. You can use this card for a range of products, across a range of shops and repay the loan at leisure. Availing the card is a matter of minutes, since the online processing of your application is a one-time process that ensures you will not have to constantly keep updating your information. With the Bajaj EMI Card apply process, you will be asked to pay the card fee. The joining fee is only Rs. 530, and that too, it is inclusive of taxes! This one-time payment will ensure your access to a whole new world, where everything you want to buy is accessible to you at hugely discounted rates and for a wide range of payment options.

Once you have paid the joining fees, you will be required to submit documents which affirm your eligibility for availing the Bajaj Finserv EMI Card. Since the card is eligible for use by anyone who’s not less than 25 years of age and not more than 60 years, with a regular source of income; your documents will just have to verify your residence and identity. Make sure to submit the correct documents, since the authentication and verification of the information you provide is the first step to you becoming an owner of the valued Bajaj Finserv EMI Card, available on Finserv MARKETS.

Read on below to learn about the various benefits you get with the Bajaj Finserv EMI Card.

  1. The pre-approved loan limit:
    As a valued owner of the Bajaj Finserv EMI Card, you will gain access to a pre-approved loan amount of Rs. 1.5 lakh which you can use to purchase a plethora of items across sales channels. Not only will you be able to buy these products at a huge discount, but you will also have access to several special offers which allow you to own premium products available in the market at a huge bargain. You can shop with Bajaj Finserv EMI Card at 84,200 shops, both online and offline, across more than 1,300 Indian cities. Avail your Bajaj Finserv EMI Card now, and start experiencing firsthand, the benefits of owning it.
  2. Flexible loan repayment tenures:
    While availing a loan, it is important to estimate how long it will take you to repay the loan since the loan tenure will also determine the amount of the premiums you will be required to pay. The interest rate you are charged for availing the loan will also depend upon the loan repayment tenure you choose. However, with the Bajaj Finserv EMI Card, available on Finserv MARKETS, you can opt for flexible loan repayment tenures which ensure that you don’t have to start repaying a huge amount immediately . Based on your individual requirements and convenience, you can choose to repay the loan over a period of three to 24 months.
  3. No foreclosure charges on early repayment:
    Most lenders maintain clauses on the extra foreclosure charges the borrower must pay, if they wish to repay their loan earlier than the period initially decided upon. However, with the Bajaj Finserv EMI Card, you can make your entire repayment as early as you want without having to pay an additional charge for foreclosing your loan. This makes the Bajaj Finserv EMI Card the best of all since not only can borrowers choose to extend their loan over a period of time, but they can also repay the loan without having to make extra payments.
  4. No cost EMI and a host of other benefits:
    When you buy the Bajaj Finserv EMI Card, available on Finserv MARKETS, you gain access to a host of benefits including the option to avail no cost EMIs. By purchasing products that offer the option of no cost EMIs, you are ensuring that you pay only the price of the product without having to pay additional interest on it.

A Bajaj Finserv EMI Card, available on Finserv MARKETS, is the ideal companion for shopping no matter where you are. Shop with Bajaj Finserv EMI Card and avail offers such as zero downpayment on certain products and also avail benefits such as no cost EMI. Not only does the card come equipped with a pre-approved loan limit of Rs. 1.5 lakh, but you also get to repay the loan over a flexible repayment tenure ranging from 3 to 24 months, and number of other benefits.

Finserv MARKETS, from the house of Bajaj Finserv, is an exclusive online supermarket for all your personal and financial needs. We understand that every individual is different and thus when you plan to achieve your life goals or shop for the gadget of your dreams, we believe in helping you Make it Happen in a few simple clicks. Simple and fast loan application processes, seamless, hassle-free claim-settlements, no-cost EMIs, 4 hours product delivery and numerous other benefits. Loans, Insurance, Investment and an exclusive EMI store, all under one roof – anytime, anywhere!


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Bajaj Finserv Direct Limited ("BFDL"), erstwhile Bajaj Financial Holdings Limited is a registered corporate agent of Bajaj Allianz Life Insurance Company Limited and Bajaj Allianz General Insurance Company Limited under the IRDAI composite registration number CA0551 valid till 10-Apr-2021. BFDL also renders services to Bajaj Finance Limited (‘BFL’) and Bajaj Housing Finance Limited (‘BHFL’) (referred hereinafter as ‘Lending Partner’) in sourcing of customers, providing preliminary credit support activities, fulfilment services and post-acquisition customer services related to lending business. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522