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Why Health Insurance is Necessary?

By Finserv MARKETS - Nov 29,2019
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Importance of Health Insurance
A family health insurance plan covers your family during medical emergencies and reduces the financial impact of medical costs. Health insurance is extremely important when you consider how expensive medical treatment can be, while also because healthcare costs have risen by 15% in the last decade alone. Here are some of the approximate costs associated with common ailments:

Cancer treatment costs:

PET Scan to confirm cancer – Rs. 30,000
Chemotherapy – Rs. 80,000 to Rs. 1 Lakh
Cervical cancer – Rs. 5 Lakhs
Oral cancer – Rs. 4.3 Lakhs
Lung cancer – Rs. 4.6 Lakhs

Heart-related treatment costs:

Open heart surgery – Rs. 1.5 to Rs. 2 Lakhs
Valve surgery – Rs. 2.25 to Rs. 3.5 Lakhs
Bypass surgery – Rs. 2 Lakhs

Bone-related treatment costs:

Spinal surgery – Rs. 4.2 Lakhs
Knee/hip surgery – Rs. 4 Lakhs
Spondylitis and shoulder joints – Rs. 50,000 to Rs. 1 Lakh

Thankfully, a comprehensive family health insurance plan covers all such treatment expenses and provides instant funds when you need them the most.

Here are some of the advantages of availing a Bajaj Allianz health insurance plan through Finserv MARKETS:

Swift Claim Settlement

No third party involved, no delays and a claim settlement rate of 94%

Reinstatement Benefit

Get reinstatement benefit for the same illness, even when your sum insured is exhausted

Tailor-made Insurance Plans

With Bajaj Allianz customized plans, get covered for bariatric surgery along with a medical coverage for your parents-in-law too.

Extensive Coverage

With medical cover from Rs. 1.5 Lakhs to Rs. 50 Lakhs and tie-up’s with 6500+ hospitals across India, get extensive financial coverage.

To ensure that your family is well protected, both, medically and financially with a family mediclaim policy, be sure to explore the Finserv MARKETS website.


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Bajaj Finserv Direct Limited ("BFDL") is primarily engaged in distribution of financial products and services through its digital platform (“Bajaj Finserv MARKETS”) and inter alia renders services of customer acquisition, providing preliminary credit support activities, fulfilment services and post-acquisition customer services to Banks, NBFCs, HFCs. BFDL is also a registered Corporate Agent (Composite) under valid IRDAI registration number: CA0551 valid till 10-Apr-2024 for solicitation and servicing of Insurance Products. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522