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Protect Your Road-Trip Plans with These Comprehensive Insurance Plans

By Chanel Rick - Jul 19,2022
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Road trip mishaps are unpredictable, and plenty of movies have taught us that. Also, it’s not as uncommon as you once might have thought! Of course, alien invasions and supernatural events are fictional (for most of it!), but busted car engines and road accidents are real. In the excitement of creating an adventurous itinerary, you might lose sight of the precautionary measures every road-trip plan needs. 

For this long-awaited trip, you may have set aside a fund for months together or applied for a holiday loan. Regardless, the goal is to rejuvenate your body and mind before heading back to the toils of regular life. To ensure uninterrupted enjoyment, safeguard the trip with enough backup measures. After all, every trip is prone to the same misfortunes as any other. 

Common Road-Trip Mishaps

Unless this is your first road trip, you may already be aware of mishaps encountered by travellers. However, first-timers must acquaint themselves with these problems. Whether it’s related to poor planning choices or unfortunate road accidents – here are a few common casualties people have reported. 

●    Loss of Baggage: It’s the most common cause of trip grievances, with people often losing their money, tickets, etc 

●    Overspending: Poor expense management can quickly dwindle funds, leaving most vacationers without finances mid-trip 

●    Misplaced Smartphones: Solo trips can quickly go sideways without access to phones, potentially leaving you stranded in deserted locations 

●    Vehicle Breakdowns: Two-and-four-wheelers are susceptible to breakdowns that may require the expertise of professional mechanics 

Unfortunately, there is no scarcity of road-trip mishaps – despite all the caution, it is hard to avoid them. It’s crucial to arrange precautionary steps to rise out of these situations. Luckily, small-ticket insurance solves your road-trip woes for a minimal premium. That’s right, save your trip without the stress of decreasing trip funds! 

Pocket Insurance for Every Road-Trip

By tackling road-trip-specific concerns, these pocket-friendly insurance policies will help you let out a sigh of relief. They provide a variety of benefits along with complimentary covers. The following pocket insurance caters to all your needs to guarantee an enjoyable road trip! 

1.  Road Trip Cover 

Before heading out towards your next road-trip destination, consider purchasing this road trip cover. It offers services like on-road assistance and financial support for an emergency stay and a return journey. Furthermore, it provides complimentary personal accident insurance with coverage up to ₹3 Lakhs. Use this amount to cover hospitalisation costs or reimbursement for emergency medical evacuation. 

The premium is ₹599 for ten days. 

2.  Weekend Travel Insurance 

For the perfect weekend road trip, opt for this weekend travel insurance to wade through any mid-trip pitfalls. Curated to provide extensive coverage, it offers up to ₹3 Lakhs for accidents encountered during the trip. In case of misplaced or stolen bank cards, get 24/7 assistance for quick one-call card blocking services. Additionally, the policy offers roadside facilities like towing services, tyre replacements, etc. 

For a premium of ₹599, get access to roadside assistance facilities and more at over 750 locations spread across India. 

3.  Mumbai Pune Road Trip Insurance 

While a ride on the expressway can offer a great scenic view, it’s prone to accidents. Purchase the Mumbai Pune road trip insurance to avail features like temporary smartphone replacement and PAN card replacement. If either of these items is stolen or lost, the policy will provide you with a temporary phone for up to 7 days and offer a free PAN card replacement. 

Pay ₹599 to stay covered for ten days and avail up to ₹1 Lakh for emergency travel assistance. 

4.  Mumbai-Pune-Goa Road Trip Insurance 

An adventurous road trip with multiple detours sounds exciting, but it could be vulnerable to twice the many risks. The Mumbai-Pune-Goa road trip insurance covers you against the most unforeseeable events that may occur during this period. You can avail yourself of services like blocking cards with a single call, access on-road assistance at over 750+ locations (India), etc. 

In exchange for a fee of ₹599, you can receive a complimentary personal accident cover of up to ₹3 Lakhs. 

5.  Leh Ladakh Road Trip Insurance 

Enjoy this snowy escapade without the unnecessary thrills of lost credit/debit cards and broken-down bikes or cars. However, claims under certain conditions are ineligible, like damage caused by violation of traffic rules, damaged or missing luggage and losses incurred while intoxicated. 

Purchase these bite-sized policies to protect yourself and fellow travellers from unpredictable trip mishaps. Highly recommended for solo travellers who may require additional backing or the availability of roadside support.

Planning for domestic or international trips? Pocket insurance can over those holiday plans, too! Head over to Bajaj MARKETS and browse through all the pocket insurance available. 


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