✕

LOANS

INSURANCE

INVESTMENTS

CARDS

eCom

Discover

MY OFFERS

CUSTOMER PORTAL

ABOUT US

CONTACT US

☰

Get No-Cost EMIs at leading online stores. Shop using your Bajaj Finserv EMI Network Card
Apply Now

Overview

EMI Network Card How to Apply Documents & Eligibility Features & Benefits Offers Partners Stores

How to Withdraw Money from Bajaj Finserv EMI Network Card

The Bajaj Finserv EMI Network Card does come with a pre-approved limit of up to ₹4 lakh; however, you cannot withdraw or obtain spot cash on the EMI Card. Regardless, you can use the EMI Network card to purchase electronics, home appliances, lifestyle products, etc., and convert the expenses into EMIs. The repayment tenor can be adjusted between 3 to 24 months and you can enjoy no-cost EMI as well as zero down payment against certain purchases.

 

The Bajaj Finserv EMI Network Card can be used at online partner sites such as Amazon, Flipkart, MakeMyTrip, etc., as well as at any of 1.2 lakh Bajaj Finserv partner stores located in over 2,900 cities in the country. So, apply for a Bajaj Finserv EMI Network Card today to enjoy its many benefits.

 

FAQs on EMI Card Cash Withdrawal

✔️Can I withdraw cash from a Bajaj Finserv EMI Network card?

No, it is not possible to withdraw cash on the spot at an ATM and make a Bajaj EMI card cash withdrawal. EMI card cannot be used as a debit card or credit card to withdraw cash as it is simply a digital payment tool to buy products in easy No Cost EMIs. 

✔️Is it possible to transfer money from a Bajaj Finserv EMI Network card to a bank account?

No, you cannot transfer money from a Bajaj EMI card to a bank account as this is a simple digital tool to buy your favourite products from partner retailers of Bajaj Finserv. The card cannot be used for any other purpose than a digital payment tool to purchase products in No Cost EMIs. Hence, to reiterate, you cannot make a Bajaj Finserv EMI card cash withdrawal. 

✔️Can we convert Bajaj Finserv EMI Network Card to cash?

No, the Bajaj Finserv EMI Network Card does not provide a card to cash facility. However, you can buy products via this card online or offline.

✔️Can I transfer money from my EMI Network Card to my Paytm account?

No, you cannot add money from your EMI Network card to your Paytm account.

✔️Is there any extra processing fee charged for cash withdrawals?

Since you cannot withdraw cash using a Bajaj Finserv EMI Network Card, no processing fee can be charged for cash withdrawal.

✔️Will I be charged any processing fee for using the Bajaj Finserv EMI Network Card?

Yes, you will be charged certain processing fees to use a Bajaj Finserv EMI Network Card. Here’s a breakdown of these fees:

  • Add-on card fee of ₹199

  • Insta EMI card fee of ₹530

  • Loan enhancement fee of ₹99

  • Convenience fee of ₹99

  • Annual fee of ₹117.