The Bajaj Finserv EMI Network Card does come with a pre-approved limit of up to ₹4 lakh; however, you cannot withdraw or obtain spot cash on the EMI Card. Regardless, you can use the EMI Network card to purchase electronics, home appliances, lifestyle products, etc., and convert the expenses into EMIs. The repayment tenor can be adjusted between 3 to 24 months and you can enjoy no-cost EMI as well as zero down payment against certain purchases.
The Bajaj Finserv EMI Network Card can be used at online partner sites such as Amazon, Flipkart, MakeMyTrip, etc., as well as at any of 1.2 lakh Bajaj Finserv partner stores located in over 2,900 cities in the country. So, apply for a Bajaj Finserv EMI Network Card today to enjoy its many benefits.
Shopping on No Cost EMI with the EMI Card
No, it is not possible to withdraw cash on the spot at an ATM and make a Bajaj EMI card cash withdrawal. EMI card cannot be used as a debit card or credit card to withdraw cash as it is simply a digital payment tool to buy products in easy No Cost EMIs.
No, you cannot transfer money from a Bajaj EMI card to a bank account as this is a simple digital tool to buy your favourite products from partner retailers of Bajaj Finserv. The card cannot be used for any other purpose than a digital payment tool to purchase products in No Cost EMIs. Hence, to reiterate, you cannot make a Bajaj Finserv EMI card cash withdrawal.
No, the Bajaj Finserv EMI Network Card does not provide a card to cash facility. However, you can buy products via this card online or offline.
No, you cannot add money from your EMI Network card to your Paytm account.
Since you cannot withdraw cash using a Bajaj Finserv EMI Network Card, no processing fee can be charged for cash withdrawal.
Yes, you will be charged certain processing fees to use a Bajaj Finserv EMI Network Card. Here’s a breakdown of these fees:
Add-on card fee of ₹199
Insta EMI card fee of ₹530
Loan enhancement fee of ₹99
Convenience fee of ₹99
Annual fee of ₹117.