• EMI Network Card
  • How to Apply
  • Documents & Eligibility
  • Features & Benefits
  • Offers
  • Partner Stores

What is the Bajaj Finserv EMI Network Card?

The Bajaj Finserv EMI Network Card is a unique online payment tool to help you shop for the latest products on easy and convenient EMIs on the Bajaj Finserv EMI Store and the partner stores.

What can you shop for?

The products on offer at the EMI Store or the partner stores are mostly lifestyle products ranging from refrigerators, air-conditioners, washing machines, microwave/ovens, water purifiers, inverters/generators; electronics such as smartphones, tablets, laptops, television sets & home entertainment sets, speakers and cameras; home, kitchen & furniture products; fitness, travel and fashion deals.

Why people prefer to get a Bajaj Finserv EMI Network Card can be answered in one word: convenience.

The Bajaj Finserv EMI Network cards come with a pre-approved loan amount of up to Rs 1.5 lakhs. The exact amount of the pre-approval for purchases is decided at the time of your EMI card application. Once you have a pre-determined amount sanctioned for you, you can go shopping online up to that limit without any worry. No further paperwork has to be drawn, no more details to be furnished. You can just simply use the EMI card to make purchases on the Bajaj Finserv EMI Store without even having to pay the entire amount upfront. This convenience makes EMI Cards a big hit among the millennial consumers who are interested in upgrading their gadgets, devices, electronics and appliances every now and then. On top of this, EMI Cards bring the enormous benefit of No Cost EMIs, zero downpayment and flexible repayment options. You can choose from repayment tenure of 3, 6, 9, 12, 18 or 24 months as per your convenience. At the time of purchase, all the possible tenure options are presented for you to choose from. Once you do decide to go ahead, the Bajaj Finserv EMI Network Card ensures safe and secure transactions. Every time you make a purchase, you will receive SMS on your registered mobile number. When making online transactions, you will receive an OTP on the number to authenticate it. While the security is at par with a credit card, an EMI Card counters all the cons of the same. It does not charge any amount if you want to close the loan before the predefined tenure. The Bajaj Finserv EMI Network Card can be a really handy financial instrument to enable you to afford the latest in gadgets, travel, appliances among other things.

Can the EMI Card be applied for, online?

The answer is an emphatic yes. It is possible to apply for and use the Bajaj Finserv EMI Network card online at Finserv MARKETS.

Eligibility to apply for Bajaj Finserv EMI Network Card

  • The applicant must be at least 25 years old (and less than 60) to apply for the Bajaj Finserv EMI Network card.

  • Documentation and contact

Some documents need to be furnished for compliance with KYC norms. At the time of application, the applicants must have the following basic documents:

  1. An active mobile number,

  2. PAN card,

  3. Bank account with one of the selected banks, and

  4. Address Proof (Aadhaar/Voter ID/Driving License and Utility bills that are in your name.)

  5. ECS Mandate (duly signed)

  6. Passport-sized photographs

Bajaj Finserv EMI Network Card Application Process

Step 1: Simply check out the Bajaj Finserv EMI Network card apply online process and fill in your personal details. You need to enter the basic personal details like Name, Gender, Date of Birth, PAN and Address. Your profile will be assessed after you fill the details. Once it is done, your credit limit will be set which will appear on the next screen.

Step 2: Make an online payment of Rs. 530. This joining fee is inclusive of taxes. You can pay the EMI card fee through your debit card/ Net banking / UPI.

Step 3: Set up auto-payment mechanism: When using the limit for your monthly EMI repayments, linking your bank account/debit card is necessary. As per the Bank Schedule of Charges, you will be charged by your bank, for successful auto repayment setup.

Step 4: Upload the required documents

Step 5: Get the card activated

Your information is protected by robust security systems. Data security is our highest priority and we always adhere to the best cybersecurity standards.

Types of Bajaj Finserv EMI Network Card

You could choose from two variants of the Bajaj Finserv EMI Network Card namely – Gold and Titanium.

  • Bajaj Finserv Gold EMI Network Card

Bajaj Finserv Gold EMI Network Card provides you with the ability to make expensive purchases on easy EMIs. With this card, you can avail a pre-approved loan amount which can be conveniently used both online and offline. Along with that, you can also get pre-approved offers which will be communicated to you after approval through SMS on your registered mobile number.

  • Bajaj Finserv Titanium EMI Network Card

Bajaj Finserv Titanium EMI Network Card is an advanced version of the Gold Card. It has all the general benefits of the Gold Card, but along with that, it provides you with a higher pre-approved loan amount of up to Rs. 3,00,000. Titanium Cardholders are also eligible for an express personal loan from Bajaj Finserv and pre-approved offers on their other loan products.

It is important to note that the Bajaj Finserv EMI Network card joining fee is different for both cards.

Once you have the card, you can keep track of all your transactions, purchases, payments and card limit on either the customer portal – Experia or through the Bajaj Finserv DIRECT mobile App.

Now that you have decided to get a Bajaj Finserv EMI Network Card, you can easily convert your purchases into EMIs with a single swipe and no hassle! You can head over to either the Bajaj Finserv EMI Store or any of the online partner stores spread over more than 84,200 partner stores in India including Flipkart, Amazon, MakeMyTrip, Paytm Mall, Yatra, Samsung, Vivo among others. In totality, they give access to you to shop from across more than 1 million products across an array of brands and models. Get an EMI Card and get swiping for a convenient and comfortable lifestyle.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Finserv Markets, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premium!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!