Apart from taking you from point A to B while saving the environment from polluting gases, the humble bicycle does wonders for your physical health too. Especially at a time when we find ourselves sitting at our desks 9 to 5, riding a bicycle can offer a much-needed break to our body and mind. If you are passionate about gliding down a scenic route on your bike every now and then, invest in a cycle today. You can easily get a bicycle on EMI and enjoy the numerous benefits without burning a hole in your wallet. And no, you will not need your credit card for the purchase. Read on to know more.
By following the steps outlined below, you can quickly purchase your favourite cycles on EMI at no cost. Here’s what you would have to do.
Step 1: Visit any e-commerce website which has partnered with Bajaj Finserv that sells bicycles.
Step 2: Use the website’s search function to search for the bicycle that you wish to purchase.
Step 3: Add the bicycle to your cart and proceed to check out.
Step 4: At the payment page, choose the Bajaj Finserv EMI Network Card as your preferred payment method.
Step 5: Select the tenure from the drop down list.
Step 6: Proceed to complete the payment.
That’s it. Your No Cost EMI purchase is now complete. Alternatively, you can also purchase your favourite bicycle on EMI at no cost by visiting any of the Bajaj Finserv Partner Stores and presenting your Bajaj Finserv EMI Network Card at the time of payment.
If there is anything better than buying a cycle on EMI, it is buying one on a no-cost EMI. Why so? Well, when you purchase a cycle on EMI using the usual channels, you do not have to pay the entire amount upfront. However, this does not exempt you from the interest charges levied on the borrowed sum till the loan is repaid in full.
On the contrary, this is not the case when you buy on no-cost EMI using your Bajaj Finserv EMI Network Card. Not only do you not have to pay the total amount as a lump sum at the time of purchase, but you also do not have to pay any interest charges. Hence, you get to enjoy the advantage of EMI while cutting extra costs!
If you want to enjoy the best deals and offers on EMI without credit card, you should buy a cycle with a Bajaj Finserv EMI Network Card. The card is valid across a host of partner stores, including the Bajaj Finserv EMI Store. Apart from no-cost EMI, you can also enjoy zero down payment and customised offers at the online store. To help you get started, here are some of the top bicycle models you can find on the EMI store.
Available in two different wheel sizes - 29T and 27.5T, the Alloy MTB bicycle from Omobikes offers unmatched comfort even when riding through different kinds of terrain. The dual fork suspension on the front absorbs road undulations well and reduces the stress on your joints. This bicycle presents the option of a 7-gear, 21-gear, or 24-gear system.
Price of Cycle on No-Cost EMI: ₹3,283 per month for 6 months
Designed for short individuals, the Jarvis 24T from Omobikes is a single-speed bicycle meant for the city. The cycle gets disc brakes at both the front and the rear, which offers exceptional braking performance. The double-wall alloy rims of the Jarvis 24T are resistant to corrosion, rusting, and are strong enough to not bend even under heavy impact.
Price of Cycle on No-Cost EMI: ₹1,733 per month for 6 months
The Alloy Hybrid 700c from Omobikes is a customisable bicycle that’s available in 3 different frame sizes - 17-inch, 19-inch, and 21-inch. With this bicycle, you also get the freedom to choose the gearing mechanism. Depending on where you plan to ride the bicycle, you can opt to purchase one without a suspension system or with short-travel or long-travel suspensions.
Price of Cycle on No-Cost EMI: ₹2,731 per month for 6 months
Featuring a light-weight, yet rigid chassis that’s made of high-quality metal alloy, the Ladakh X Geared is designed for both regular and off-road use. One of the more noteworthy features of the bicycle is the fact that you can quickly adjust and fine-tune the suspension according to your needs using the two knobs on the front forks.
Price of Cycle on No-Cost EMI: ₹2,401 per month for 6 months
To shop for a bicycle with the Bajaj Finserv EMI Network Card from any of the partner stores, you need to follow the steps mentioned below:
Visit the website of any Bajaj Finserv partner stores that sell cycles.
Login using your credentials.
Browse through the list of cycles available for sale on the website.
Select the cycle you like best and proceed to check out.
At this stage, choose Bajaj Finserv EMI Network Card’s no-cost EMI as your preferred mode of payment.
Choose the repayment tenure and submit your request.
When you get a cycle with the Bajaj Finserv EMI Network Card, you do not need to make hefty cash payments. Shopping online is convenient thanks to the discounts and no-cost EMI plans offered by the EMI Network Card. So, avail them today!
There are several advantages of purchasing a cycle on an EMI Network Card. These include:
Get a cycle on EMI using the Bajaj Finserv EMI Network Card without a credit card
Enjoy access to a high-limit, pre-approved loan
Save costs by opting to pay for the cycle on no-cost EMIs
Get a cycle on EMI at zero down payment and 4 hour same-day speedy delivery when you purchase from the EMI store
Repay over a convenient tenure of your choice, from 3 to 24 months
Pre-close your loan at any time after your first EMI has been paid without attracting any foreclosure charges
So, what are you waiting for? Continue your journey to buy a cycle with a no-cost EMI by applying for a Bajaj Finserv EMI Network Card. You can easily apply for it online or at one of the offline partner stores.
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If you cannot pay the lump sum amount upfront, you can easily purchase a cycle on EMI using your Bajaj Finserv EMI Network Card. Apart from giving you access to a pre-approved loan, the card also lets you decide on a repayment tenor of your choice and prevents you from having to pay finance (interest) charges on the borrowed amount.
If you wish to explore the no-cost EMI advantage, you can buy a bicycle on the Bajaj Finserv EMI Network Card. The card can be used at partner stores online or offline. If you do not already have an EMI Network Card, you can apply for one today on the Finserv MARKETS website or app.
Yes, you can purchase a cycle of your choice at no-cost EMI without a credit card by using the Bajaj Finserv EMI Network Card. You can also reap the benefit of flexible repayment tenure without hampering your monthly budget.
Yes, no-cost EMI is available for the purchase of a cycle if you pay using Bajaj Finserv EMI Network Card at one of Bajaj Finserv’s partner stores or websites.
With the help of the Bajaj Finserv EMI Network Card, you can buy a cycle without having to pay any interest, thanks to the no-cost EMI facility.
You are not required to pay any down payment when you make use of the Bajaj Finserv EMI Network Card to purchase a cycle on EMI.
You can buy a cycle on EMI online through many e-commerce websites and platforms that have partnered with Bajaj Finserv. Alternatively, you can also physically visit any of the Bajaj Finserv Partner Stores to purchase a bicycle.
In the case of no cost EMI, the cost of the bicycle is divided by the tenure of the loan to arrive at the monthly EMI obligation. In the case of a regular EMI, the cost of the bicycle plus interest is divided by the chosen tenure to arrive at the monthly EMI amount.