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Get No-Cost EMIs at leading online stores. Shop using your Bajaj Finserv EMI Network Card

EMI Without a Credit Card

To enjoy the benefits of purchasing on EMI without credit card and the burden of interest, all you need is the Bajaj Finserv EMI Network Card. With its minimal one-time documentation, you can get a pre-approved loan of up to ₹2 Lakhs for Bajaj Finserv EMI Network Card that you can use to purchase products worry-free. You also get the no cost EMI benefit. This means that unlike traditional forms of credit, you do not need to pay any additional charges or interest for shopping on EMI without a credit card. As a result, you save on the interest amount while also getting exclusive access to attractive EMI offers.

Advantages of Shopping on EMI Without Credit Card 

Shopping on EMI without a credit card using the Bajaj Finserv EMI Network Card has several advantages:

  • The Bajaj Finserv EMI Network Card lets you shop using a pre-approved loan so that high-value purchases such as appliances, gadgets, clothing, and even holiday bookings become less stressful.

  • The loan amount on the Bajaj Finserv EMI Network Card goes up to ₹2 Lakhs.

  • You do not have to pay any interest on the borrowed sum.

  • You can pay the amount spent on the card in flexible, no-cost EMIs ranging from 3-24 months.

  • There are no foreclosure charges if you pay off the amount before the closure of the repayment tenure.

  • There are no additional documentations that are required while shopping on the Bajaj Finserv EMI Network - you only need to carry your EMI Network Card with you.

  • The card can be used to purchase items across categories, online as well as offline, from 1.2 Lakh+ partner stores spread across 2,900+ cities.

  • You get access to exciting Bajaj Finserv EMI Network Card offers so that you can save more on your purchases at partner stores.

  • You can easily manage your EMI Card on the Bajaj Markets customer portal

If you wish to enjoy these benefits, opt for the hassle-free Bajaj Finserv EMI Network Card application process on Bajaj Markets.

Shop from top categories using EMI without Credit Card

  • Laptops on no-cost EMI

Bring home the latest laptop on EMI without credit card from some of the top brands, such as HP, Asus, Dell, Lenovo and Macbook, while also protecting your savings. All you need to do is use the Bajaj Finserv EMI Network Card and enjoy no-cost EMI on popular e-commerce platforms as well as offline partner stores.

  • Furniture on no-cost EMI

With the Bajaj Finserv EMI Network Card, you can buy furniture on EMI without credit card to decorate your home without draining your budget or paying any additional interest charges. You can choose from sofas, bookshelves, beds, shoe racks, cupboards, and more from popular partner stores such as Hometown, @home by Nilkamal, Pepperfry, etc.

  • Mobiles on no-cost EMI

Why settle for less when you can buy some of the best mobile phones on EMI without a credit card. With an array of popular partners such as Oppo, Mi, Realme, OnePlus and more, you can purchase phones on no-cost EMI using your EMI Network Card easily.

  • Home Appliances on no-cost EMI

Be it a refrigerator, washing machine, toaster, or dishwasher; you can buy it all without worrying about your finances. Simply use the Bajaj Finserv EMI Network Card to buy home appliances on EMI and get your favourite products from popular brands delivered to your home.

  • Flight Tickets on no-cost EMI

Why spend more on vacations when you can opt to travel on EMI without a credit card. With the Bajaj Finserv EMI Network Card, you can book flight tickets on EMI as well as get the most lucrative travel deals from partner stores.

 

Shop on EMI Without a Credit Card at Our Partner Stores

Shopping on EMI without a credit card lets you buy without worrying about exhausting your savings. You are only supposed to pay the cost of the product or service you are buying in Equated Monthly Instalments (EMIs). The documents required for Bajaj Finserv EMI Network Card are also minimal when compared to credit cards. To top it all, shopping on EMI without a credit card gives you access to a large number of exciting offers and discounts. The Bajaj Finserv EMI Network Card allows you to choose from a myriad of home appliances, kitchen appliances, furniture on EMI, fitness, and travel, fashion deals, and electronics on EMI without credit card.

FAQs about EMI Without a Credit Card

✔️Can I purchase on EMI without a credit card?

Yes! If you don’t have a credit card, you can still enjoy the benefit of shopping on EMI with a Bajaj Finserv EMI Network Card. The pre-approved loan on the card lets you shop worry-free without having to worry about your finances.

✔️How can I buy on EMI without a credit card?

The Bajaj Finserv EMI Network Card is an exclusive network card, which offers a pre-approved loan and helps you convert your cost of purchase into customised EMIs. It is easily accessible on your Bajaj Markets Wallet app and can be used to shop on leading e-commerce websites as well as 1.2 Lakh+ offline partner stores in India.

✔️How can I purchase products online without a credit card?

If you wish to do away with the hassles of purchasing with a credit card, you can opt for the Bajaj Finserv EMI Network card. It comes with a pre-approved loan to help you buy a wide range of products and services in a hassle-free manner.

✔️How can I buy on Amazon on EMI without a credit card?

The Bajaj Finserv EMI Network Card can be used on Amazon and several other online stores to purchase items on EMI without a credit card. All you need to do is choose EMI, click on No-Cost EMI and select Bajaj Finserv EMI Network Card at the payment gateway. You would then need to customise the payment tenure. As the final step, confirm the card details and select buy.

 

✔️Is an EMI Option only available on credit cards?

You can get  EMI without a credit card by opting for a Bajaj Finserv EMI Network Card. It allows you to use the pre-approved loan on the card to pay for products in convenient EMIs at no additional cost.

✔️Can I buy a smartphone on EMI without a credit card?

Bajaj Finserv EMI Network Card gives you the option of buying a mobile phone or smartphone on EMI without a credit card. Pay in easy No-Cost EMIs with flexible tenures.

✔️Is an EMI possible without a credit card?

Yes, EMI shopping without a credit card is possible. Most banks allow purchases made on debit cards to be converted into monthly instalments. Thus, you can use your debit card to shop on EMI without a credit card. Digital wallets are another great answer to the ‘how to get EMI without credit card’ question. You can use these wallets across partner stores to purchase electronics and lifestyle products on EMI. Lastly, you can also opt for an EMI Network Card, which basically entitles you to a preapproved loan that can be used for shopping. The total expense can then be paid off in easy EMIs without any additional interest charges.

✔️How can I buy anything on Flipkart on EMI without a credit card?

Online shopping without credit cards on Flipkart is quite easy if you own a Bajaj Finserv EMI Network Card. Simply visit the Flipkart website or open the Flipkart mobile app. Browse through the various categories of smartphones, tabs, furniture, ACs, TVs and more to pick the products you wish to purchase. Add them to your cart and head to the checkout window. On the payment page, select the No Cost EMI option, pick a favourable repayment tenor and complete your purchase with the OTP verification. After doing so, the outstanding order expense will be automatically converted into interest-free EMIs.