Bajaj Finserv EMI Network card is a payment instrument that you can use to make purchases both online and offline. This exclusive network card available on Finserv MARKETS, comes with a pre-approved loan amount that makes shopping easier, by converting your big ticket purchases into smaller, customised EMIs as per your needs. You can use it to buy a plethora of products ranging from the latest appliances to lifestyle and fashion products on Bajaj EMI store.
If you are an individual with a regular source of income, between 21 to 60 years of age, you can check out the Bajaj Finserv EMI Network card apply online eligibility criteria. Here is a list of few documents that you will need at the time of application:
A cancelled bank cheque
Duly signed ECS mandate from the bank
A valid address proof such as Aadhar card, passport, voter ID or driving license
An active mobile number
You can explore the Bajaj Finserv EMI Network card apply online and offline process. Once you have checked your eligibility, you simply need to log in to the customer portal of Finserv MARKETS and visit the payments page. Follow the instructions below as mentioned
Enter your basic personal details such as name, gender, date of birth, PAN no and address.
Wait for your details to be verified from the other end.
Post validation, your credit limit will be set and will appear on the next screen.
Now you have to pay the Bajaj EMI network card fee. You can make payment through netbanking, debit card or UPI.
Upload the necessary documents as instructed.
Link your bank account or debit card for auto repayment facility. This is mandatory when using the limit to your monthly EMI repayments.
Your card will be activated.
You can also apply for an EMI card when purchasing any product on easy EMIs through any of the partner stores on the EMI network. Or visit a Bajaj vendor outlet and simply fill out an application form for the EMI card there. You can check your card status by logging in with your user ID and password provided to you by Finserv MARKETS.
A one time joining fees of Rs 530 is charged for the online Bajaj Finserv EMI Network card. Along with this, an annual fee of Rs 117 will only be charged to EMI card holders who have not made a purchase using their Bajaj Finserv EMI Network card in the preceding year. This will be calculated 12 months from last year’s validity month, as printed on the face of your card.
Your EMI card enables you to shop at more than 84,200 partner stores of Bajaj Finserv available in more than 1300 cities across India. You can buy electronic products such as smartphones, laptops, refrigerators, ACs, TVs, washing machines, microwave ovens, water purifiers and smartwatches.
And that is not all. You can also shop for furniture, décor, lifestyle and accessories as well. What’s more? You can use the Bajaj Finserv EMI Network card to make travel bookings and also get medical benefits.
Pre-approved loan: Unlike a credit card that is used to borrow money against a set limit that comes with each card, the Bajaj Finserv EMI Network card available on Finserv MARKETS comes with a pre-sanctioned loan amount that you can then use to fund your purchase. Loaded with a pre-approved loan of upto Rs 4 lakhs, it gives you an instant credit limit, which you can use to buy even the most expensive appliance of your choice across any partner store.
Zero loan foreclosure charges: The amount that you spend on your purchase, can be repaid in easy installments or EMIs, ranging anywhere from three, six, nine to 24 months. Depending on your purchase, relevant plans would be shown for payment during checkout. Not only this, while calculating the repayment charges, your EMIs are interest free on your Bajaj Finserv EMI Network card.
Instant approval: Applying for a credit card can be an arduous process. Most banks go through your financial dealings and assess your credit score before offering you a card. However, you can easily apply for the Bajaj Finserv EMI network card both online and offline by filling a simple application form.
Attractive offers: The Bajaj Finserv EMI network card is your ticket to a world of benefits that you can only dream of. Avail amazing product offers and discounts both online as well as offline with their partners pan India. Not only this, if you download the Bajaj wallet app, you can keep a close tab on all this information on the go.
Minimal documentation: You just need to provide your documents once during registration. Existing customers don’t have to provide any documents during purchases.
You can also shop offline at any of the partner stores of Bajaj Finserv. Once you choose the product of your liking, just make the payment using your EMI card.
You can either log on to the portal or download the Bajaj direct App to keep track of your EMI card transactions. Log into the Bajaj Customer Portal with your user Id and password, go to the dashboard to see your approved, utilised and available credit limit. You can also see the due date and amount of your EMI and check your transaction history. It also lets you know the account status of your Bajaj Finserv EMI network card and the reason for it being blocked.