About EMI Card

About Bajaj Finserv EMI Card

Bajaj Finserv brings to you the EMI store, an online marketplace where you can shop for your favorite electronics at zero extra cost and exclusive offers and benefits for EMI card holders. Simply select Bajaj EMI card as your mode of payment during checkout to avail exciting benefits such as no cost EMI, zero down paymentguaranteed 4-hour/same day delivery, customized EMI options and more!

What is the EMI Card?

Bajaj Finserv EMI Card is an exclusive network card which acts as a pre-approved loan and helps you convert your purchases into easy, customized EMIs. This card facilitates the online shopping experience of customers through easy EMI payments.

Where can I use the Bajaj EMI card?

Bajaj Finserv EMI card allows online shopping at 60,000+ Bajaj Finserv partner stores across 950+ cities in India to buy a multitude of products such as SmartphonesLaptopsTelevisionsWashing MachinesRefrigeratorSpeakersMicrowave OvenAir ConditionersWater PurifiersSmartwatches, furniture, décor, lifestyle and accessories, travel bookings, medical benefits and more!

If you are between the ages of 21 years and 60 years with a regular income, you can join the millions of users who purchase their favourite products on the Bajaj EMI store through the EMI network card.

Want to know what are the offers on Bajaj EMI Card? For more hot offers and great deals, head over to our hot deals page. For more Bajaj Finserv EMI Card details, head over to our other EMI card pages.

What are the Benefits of using the EMI card online?

Shopping with Bajaj EMI Card online is easy and convenient and comes with exclusive offers that don’t burn a hole in your pocket. The Bajaj Finserv EMI card includes a pre-approved loan of up to Rs. 4 lakhs with customized EMI options, zero down payment, minimal processing fees and documentation requirements. This helps Bajaj Finserv finance its customers’ purchases of electronic appliances through easy and convenient EMI payments. 


How to shop on the EMI Store with EMI card

Bajaj Finserv partners with some of the largest brands like Samsung, Apple, Vivo to give you a seamless experience from the comfort of your home. You can now indulge in online shopping on the EMI Store and get everything you want at No Cost EMI without any worries. Want to know how to buy a mobile phone on EMI?

For online shopping with EMI Card at our EMI store, follow these simple steps:

  1.  Log-in to the Bajaj Finserv EMI Store using your credentials
  2.  Browse across catalog of 1 million+ products and choose what you want to buy
  3.  Select the EMI tenure that you are most comfortable with
  4.  Confirm the delivery address
  5.  Complete your purchase! Your product will be delivered to you within 24 hours!

In case you don’t have an EMI card, this is how you can apply for Bajaj Finserv new EMI Card:

If you are already a Bajaj Finserv customer and are eligible for an EMI Card, you can apply for the same through the customer portal on the website. Simply log-in to your account, view all the loan details and apply for the EMI Card. You can also apply for an EMI Card directly when purchasing electronics, lifestyle or other products on easy EMIs through any of our partner stores on the EMI Network

Head over to our blog for more information about EMI Card details, loans and insurance.


Advantages of EMI Card over Credit Card

Here are some of the advantages of EMI Card over Credit Card:


EMI Card

Credit Card


-       EMI card acts like your wallet. Amount is debited every month basis pre-decided installments.

-       Credit card is essentially a loan which you have to pay in full every month to avoid any interest charges (as applicable)

-       No interest is charged

-       Interest is charged (as applicable and basis the card provider)

-       Easy application process, minimal documentation.

-       Somewhat difficult as the application process depends on a lot of factors including your credit score and other details.

-       Pre-approved offers and instant loan approval.

-       Longer turnaround time for loan approval


About EMI Card