Bajaj Finserv Online EMI Card is the hassle-free way to get instant credit, via a completely digital process, for purchases using EMI on 60,000+ retail partners. You have to complete an online application form, our executive will visit your house/ office to do KYC document verification. Once the application is verified, you can avail Bajaj Finserv EMI payment option during checkout to make payments over EMIs ranging from 3 months to 2 years. You can easily track your purchases, repayments, and limits history from our Experia portal/ Bajaj Finserv Direct mobile APP.

• Get instant decision on your credit limit.
• Easy repayment
• No cancellation fee.
• No fore-closure charges.
• No cost EMI
• Seamless checkout on retail partners using Bajaj Finserv EMI payment option.
• Simplified tracking of expenses and repayments on the EMI specific dashboard

You need to have active mobile number, a valid permanent account number ("PAN") card, bank account with one of the selected banks, and one of the officially valid document as address proof - Driving license, Voter ID card, Aadhaar, Utility Bills (not older than 60 days), Passport. You must be 25 years of age or above. Further eligibility is decided basis risk policy and your credit bureau history. Based on these and a host of other factors, we will decide the Bajaj Finserv EMI limit for you.

Go to Bajaj Finserv Markets.in Payments page and follow simple on-screen instructions.

PAN number is mandatory for completing Know Your Customer (KYC) checks. If you don't have a PAN, you will not be able to complete the registration and hence not be able to avail Bajaj Finserv Online EMI Card.

In such cases, you can restart the registration process from the same website, once you have stable internet connectivity. You will start from the last step where you got dropped / disconnected.

• Your pin code is not part of serviceable pin codes for which Bajaj Finserv Online EMI Card registration is available
• You are currently not eligible to avail Bajaj Finserv Online EMI Card as per the relevant and applicable terms and conditions and/or internal policies of our lending partner.
• You did not setup auto repayment successfully
• You did not schedule the visit for KYC document verification
• Your KYC document verification failed

Bajaj Finserv follows globally recognized and certified data security standards to ensure safety of your data and information.

All limit related details along with your transaction & repayment history can be accessed from Experia portal/ Bajaj Finserv Direct mobile APP

Registration is a one-time process. You do not have to share your identity related details such as PAN, every time you make a transaction using Bajaj Finserv Online EMI.

Your Bajaj Finserv Online EMI Card account can be blocked due to multiple reasons:

If your account is blocked due to payments not paid on time, please complete the pending payments. We will re-assess your profile and reinstate your account on successful receipt of overdue payment. If it is blocked due to expiry of KYC, we will provide details of the process to complete Full KYC and extend validity. If it's blocked due to breach of policies,we will re-evaluate your profile on a periodic basis and notify you about reinstatement of your account.

In order to cancel your Bajaj Finserv Online EMI Card, you'll have to ensure that all the outstanding dues are cleared. Only if there are no outstanding dues, we will be able to process account cancellation requests. If all the dues are clear, please call our customer service team or reach out to our lending partner's customer service (details mentioned below) to request account cancellation.

You can keep track of your Bajaj Finserv Online EMI Card transaction history on Experia portal/Bajaj Finserv Direct App. This dashboard will include following information:

Bajaj Finserv Online EMI Card currently offers 3, 6, 9 and 24-month EMI plans. The applicable plans for your purchase will be displayed on the payment page during checkout.

The details about the interest cost payable will be communicated to you on payment page while choosing the EMI plan. From time to time, we will run promotional offers with No Cost EMI on selected products, which will be communicated on product details page & on payments page within EMI plans section.

The interest rate charged to you, as part of the EMI plan you select, will be displayed at the time of placing the order. After placing the order, you can always visit the Bajaj Finserv Direct App dashboard to view the same.

Yes. This is a one-time setup that can be done at the time of registration. We strongly recommend you to setup this once for hassle-free repayments experience.

No transaction fee is charged on use of Bajaj Finserv Online EMI Card.

Yes. Onetime payment of Rs.530 is required.

You will not be able to change the payment method of an order, once the order is successfully processed and placed.

We are sorry to inform you that you will not be able to change your EMI plans once the transaction is made.

No. You will not receive any reward points for making purchases using Bajaj Finserv Online EMI Card.

The field executive assigned to collect your documents will call you 60 minutes before the scheduled appointment. You'll need to ensure that you have your PAN card and any one of your Voter Id card, Driving License, Aadhaar card, Passport, or Utility bills (not older than 60 days) for address proof when the executive arrives at your doorstep. When the executive arrives, he will click pictures of your documents along with his/her employee ID and signature. You don't have to provide physical copies of any of your documents. Before submitting the documents, please verify the executive's company ID card.

When the field executive calls you prior to the scheduled slot, please inform him about your rescheduling or cancellation request. In case of rescheduling, you will have to provide him with alternate date and time.

The executive will not take back any of your documents and NACH mandate with him. He will take pictures of your documents along with his/her employee ID and Name. Please note we have tied up with well-known document collection agencies for this process. The executive will carry his ID card of this collection agency.

As per Indian regulations, KYC checks are mandatory before issuing credit to the customer. By registering Bajaj Finserv Online EMI Card, you will get access to virtual credit limit which can be used for purchases on any retail partners. Hence, KYC check is the mandatory requirement.

PAN number is mandatory for Bajaj Finserv Online EMI Card registration process.

KYC check will happen as per your scheduled date & time. Post successful document verification by lending partner's executive, KYC completion will happen within 2-3 Days.

We will activate your Bajaj Finserv Online EMI Card limit within 24-36 hours post successful completion of the document verification.

Owing to limited capacity for carrying out physical visits to complete document verification checks, currently our lending partner has enabled Bajaj Finserv Online EMI Card registrations only for specific pin codes. We are constantly working with our partners to increase the capacity and expand the pin code coverage.

Once activated, we will send you email and SMS notifications informing about the same. You can also check the status of your Bajaj Finserv Online EMI Card account by visiting Bajaj Finserv Direct App or Experia portal.

Some of the key reasons for KYC rejection are:

Our executive will soon get in touch with you to collect the same.

In case there is change of customer current address, you can reach out to our customer service team and update the address on customer portal.