Terms and Conditions- 2018



  • Aman Electronics(Delhi) For-  LG, Hitachi, Daikin & Voltas
  • Surya Electronics(Pune) For- Daikin, Lloyd, Samsung & Bluestar
  • Eagle Electronics(Chennai) For– LG, Hitachi, Daikin & Bluestar
  • APR Electronics(Bangalore) For- All models provided by seller
  • Satisfaction electronics(Kolkata) For – For Hitachi & Daikin
  • Rahul electronics(Mumbai) For- LG & Bluestar
  • Sai Veerabhadra(Hyderabad) For – LG, Lloyd, Panasonic & Whirlpool
  • NET Mart(Hyderabad) For – LG
  • Sona Systems(Hyderabad) For – Samsung
  • TMC(Hyderabad) For – Lloyd



Please note: Free Installation refers to free standard installation, which covers :

For Split ACs :

Covered under standard installation -

  • Drilling on the wall to create a cavity/hole to facilitate routing of the pipes/tube from indoor unit (IDU) to outdoor unit (ODU)
  • Installation of the copper and the drainage pipe, connecting indoor unit (IDU) to Outdoor (ODU) using standard wire/pipe length provided by manufacturer
  • Connection of separately purchased stabilizer and electrical connections to the AC unit
  • Cooling performance check and product demonstration


Window Air-Conditioners:

Covered under standard installation:

  • Inserting the AC in the pre-cut grill space
  • Sealing the border gaps with Heat insulating material
  • Connection of separately purchased stabilizer and electrical connections to the AC unit
  • Cooling performance check and product demonstration


Not covered under standard installation:

  • An additional voltage stabilizer
  • Wiring extension from Electricity Meter to Installation site, Power point/MCB fitting and any other Electrical work
  • Any extra copper wire length that might be needed for installation 
    Grill/glass cutting and welding work
  • Dismantling/Shifting of old AC


Mobikwik wallet cashback from 1sep-2sep

  • Cashback will be credited in Mobikwik wallet after 1st EMI is paid.
  • Mobikwik wallet cashback offer valid only on Honor, Xiaomi and Techno smartphones
  • Rs. 750 cashback will be credited on purchase of above mentioned smartphones with value than Rs.15,000
  • Rs. 500 cashback will be credited on purchase of above mentioned smartphones with value less than Rs.15,000




Following words shall for the purpose of these terms and conditions, be defined to mean as below:

BFDL” refers to Bajaj Finserv Direct Limited.

EMI Store” refers to the BFL online customer portal https://www.bajajfinservmarkets.in/emistore/ which displays various offers such that Customers may avail loan from BFL to purchase products from empaneled dealers/merchants of BFL

Customer” refers to an existing customer of BFL who is an Indian citizen and has availed a finance facility from BFL using his/her EMI Card on EMI Store during the Offer Period.

 “EMI Card” shall mean the BFL Existing Member Identification Card issued to BFL’s customers.

Offer Period” shall mean the period commencing from 12:00 am on Aug 13th to 11:59pm on Aug 15th, 2018.

Promotion” shall mean the “Independence Sale” promotional program offered by BFL for its Customers during the Offer Period for purchasing Products from EMI Store.

Reward” refers to the reward offered to the Winner under the Promotion, as more specifically detailed in clause 1 of these terms and conditions.

Winner” means such Customer who is participating in this Promotion and who has been declared as a winner by BFL under this Promotion.


  1. To participate in this Promotion and to be eligible to receive a Reward, the Customer should have mandatorily availed a loan from BFL for purchasing select air conditioners, LED televisions, smartphones and refrigerators (“Products”) from EMI Store using a valid EMI Card during the Offer Period.
  2. This Promotion is available only in select cities of India and is valid only for Indian citizens. This Promotion is not applicable in places wherever prohibited and / or on gifts / services for which such offers cannot be made available for any reason whatsoever. For the avoidance of doubt, it is hereby clarified that this Promotion is not applicable to BFL’s employees, their relatives and the Customers in the state of Tamil Nadu.
  3. The Promotion and the Reward are available at the sole discretion of BFL and subject to changes as deemed fit by BFL, without any prior notice.
  4. A Customer can qualify only once for the Promotion during such Offer Period. For the avoidance of doubt, it is hereby clarified that a Customer will be eligible for only one Reward during the Offer Period. 
  5. Participating in this Promotion is voluntary and the Customer is not bound to participate in this Promotion. There is no compensation for non-participation in the Promotion under any circumstances whatsoever.
  6. Images of the Product and/or Reward shown on email, BFL’s website/ EMI Store or any other website or any other advertisement material whatsoever, are for representational purpose only. Notwithstanding anything contained in the Promotion or these terms and conditions, any images, representations etc. and all intellectual property rights pertaining thereto which belong to any third party, shall continue to vest with such party and by using such images, representations etc., BFL in no way claims any right whatsoever relating to such intellectual property. 
  7. The decision of BFL’s selection committee in selecting the Winner eligible for a Reward shall be final and binding on the participating Customers. Such Winner will be contacted by BFL after the expiry of the Offer Period either through email, telephonic call or SMS on the Customer’s registered email address/contact number and will be communicated the details for the collection of the Reward.  In the event such a Winner cannot be contacted despite repeated efforts for 3 (three) continuous days, BFL reserves the right to cancel the Winner’s nomination for the Reward.
  8. The Winners will be eligible to receive their Reward only upon payment of the first equated monthly instalment (“EMI”) payable to BFL for the loan availed under the Promotion.
  9. Where the Winner/Customer has provided any incorrect information at the time of registration for the Promotion and/or at the time of collecting his/her Reward, then his/her selection is subject to cancellation without notice, at the sole discretion of BFL
  10. In case of default in the payment of any first EMI in relation to the loan availed under the Promotion or cancellation/refund of the qualifying loan/purchase transaction, Customer shall not be eligible to receive a Reward under this Promotion.
  11. This Promotion cannot be combined with any other offer/discount/promotion of BFL, including the EMI Card offers available at the merchant and/or dealer outlets, unless explicitly permitted by BFL under any other offer/discount/promotion of BFL
  12. All applicable taxes, fees and levies (excluding ‘gift’ tax or tax deducted at source, where applicable) will need to be solely paid by the Customer(s).  
  13. The tax deducted at source in respect of the Reward, where applicable, shall be paid by BFL.
  14. This Promotion is a special offer for Customers only and nothing contained herein shall prejudice or affect the terms and conditions of the EMI Card. These terms and conditions shall be in addition to and not in derogation to the terms and conditions prescribed by BFL for the EMI Card and/or loan.
  15. Nothing herein amounts as a commitment by BFL to provide further or similar schemes or offers.
  16. BFL is not a manufacturer/supplier/provider of the Products purchased by Customer and will not accept any liability in relation thereto. Accordingly, BFL shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the Products/Reward provided by any third party.
  17. Notwithstanding anything herein, BFL shall not at any time be responsible or held liable for any loss, injury, damage or harm suffered by or in connection with the Products or Reward.
  18. Disputes, if any, regarding the Products/services under the Promotion must be addressed in writing, by the Customers directly to the merchant/dealer and BFL shall not entertain any communication in this regard.
  19. BFL's decision on all matters relating to the Promotion will be at its absolute discretion and will be final and binding on all participants.
  20. BFL reserves the right to revise these terms, modify or withdraw this Promotion at any time without prior notice or reason. These terms and conditions prevail over the contents of any brochure or other promotional material advertising the Promotion.
  21. BFL, its group entities/ affiliates or their respective directors, officers, employees, agents, vendors, etc., shall not be liable for any loss or damage whatsoever that may be suffered, or for any personal injury that may be suffered by a Customer, directly or indirectly, including for reasons arising out of use or non-use of Product(s) and/or Rewards or participation under this Promotion.
  22. BFL shall not be liable for termination or delay of the Promotion or the Rewards forming part of the Promotion due to any force majeure event and will not be liable for any consequences.
  23. The Promotion is non-transferable and non-negotiable and cannot be encashed under any circumstance whatsoever.
  24. These terms and conditions shall be governed by the laws of India. All disputes if any arising out of or in conjunction with or as a result of this Promotion or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts in Pune only. The existence of a dispute, if any, shall not constitute a claim against BFL.
  25. This Promotion is subject to laws, rules and regulations as may be applicable in any jurisdiction in India, from time to time, and accordingly in places where not permissible shall be deemed as not applicable.
  26. The Customers agree to be bound by the terms and conditions contained herein. Without a Customer being required to do any further act, the Customers shall be deemed to have read, understood and unconditionally accepted the terms and conditions herein.