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Before investing in a Bank of India FD, you must evaluate the interest rates, tenor options, and other offers available. These terms of your investments are crucial as they dictate your returns on investment. You can do so using the BOI FD calculator.


By using the calculator you can ensure that you get the best returns and the investment aligns with your requirements. The calculator helps you by giving an estimate of your returns upon providing some basic investment details. 

Read on to know the latest BOI interest rates, the benefits of using a BOI FD calculator, and more.

Bank of India Fixed Deposit Calculator

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Interest Rate
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Your Total Maturity Amount is
Your Total Maturity Amount is
Total Investment
Total Interest Earned

Interest Rates for BOI FD

Here are the latest interest rates for domestic deposits under ₹2 Crores:


Regular Citizens (p.a.)

Senior Citizens (p.a.)

7 days to  10 years

3.00% - 7.25%

3.00% - 6.75%

Disclaimer: The above interest rates are the latest as of October 2023 and are subject to change as per the bank’s policy.

Benefits of the BOI FD Calculator

Once you start an FD, you cannot change the tenor or other terms. So, using a BOI FD calculator to plan your investment is crucial. 


Here are some of the benefits that make the Bank of India FD calculator an essential part of your investment planning:

  • Receive reliable and accurate results while investment planning 

  • Compare interest rates and choose a suitable option generating maximum returns 

  • Avoid manual errors via the calculator’s automated process  

  • Identify investment terms that fit your current finances and give the desired returns 

  • Free-of-cost and easy to use 


Considering these benefits of the Bank of India FD calculator, you can make the right decision. Simply enter the amount you plan to deposit and choose a tenor. Based on the details you provide, the calculator will give you an estimate of the interest. 

On Bajaj Markets, choose from the numerous top FD options. With an entirely digital process and minimal documentation, the investment is seamless and takes just a few minutes.


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial investment advice or endorsement of any sort. 

The information including interest rates with regard to fixed deposit, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any investment or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products. 

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FAQs on the BOI FD Calculator

The BOI fixed deposit calculator is formula-based and uses your investment details, such as investment amount, tenor, and FD type.

The Bank of India FD interest rates for domestic deposits depend on multiple factors, including your age, tenor, and FD type. For non-senior citizens, the interest rate goes up to 7.25% p.a. and senior citizens can enjoy rates of up to 6.75% p.a. You can use the BOI FD calculator to assess which terms give you the best returns.

Your interest rate for a ₹1 Lakh FD in BOI is subject to a few factors, such as your age and the selected tenor. That said, the interest rate can go up to 7.75% p.a. You can use the Bank of India fixed deposit calculator and evaluate which terms give the best rates and returns.

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