DCB Bank Fixed Deposit (FD) Interest Rates & Calculator

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DCB Bank Fixed Deposit Rates for Senior Citizens & Non-Senior Citizens

FD interest rates have a direct impact on the returns you earn. As such, you need to know these rates before investing because it can help you plan your FD. Here are the current DCB Bank FD interest rates for regular investors and DCB Bank senior citizen FD rates for varying tenors:

Tenor	FD Interest Rates
Tenor	Regular Citizens	Senior Citizens
5 years to 10 years	7.75% p.a.	8.25% p.a.
3 years to 5 years	7.75% p.a.	8.25% p.a.
3 years	8.00% p.a.	8.50% p.a.
Above 2 years to 3 years	8.00% p.a.	8.50% p.a.
700 days to 2 years	8.00% p.a.	8.50% p.a.
18 months to 699 days	7.75% p.a.	8.25% p.a.
15 months to 18 months	7.50% p.a.	8.00% p.a.
1 year to 15 months	7.25% p.a.	7.75% p.a.
1 year	7.25% p.a.	7.75% p.a.
6 months to 12 months	6.25% p.a.	6.75% p.a.
3 months to 6 months	4.75% p.a.	5.25% p.a.
46 days to 3 months	4.00% p.a.	4.50% p.a.
15 days to 45 days	3.75% p.a.	4.25% p.a.
7 days to 14 days	3.75% p.a.	4.25% p.a.

Disclaimer: Note that these DCB Bank FD rates are applicable on domestic term deposits up to ₹2 Crores and are subject to change at the issuer’s discretion.

In addition to regular term deposits, DCB also offers Tax-saver FDs. Tax saver DCB fixed deposit rates are higher than regular FD rates. However, in a tax saving fixed deposit, your funds get locked in for 5 years.

Here are the DCB Bank FD interest rates for a tax savings plan.

Tenor	FD Interest Rates
Tenor	Regular Citizens	Senior Citizens
5 years	7.75% p.a.	8.25% p.a.

Disclaimer: Note that these DCB FD rates are applicable on domestic term deposits up to ₹2 Crores and are subject to change at the issuer’s discretion.

Non-Resident External Fixed Deposit or NRE FD interest rates only apply for deposits under ₹2 Crores. Here are the latest Fixed Deposit rates for NRE FDs.

Tenor	Single deposit FD Interest Rates
Above 3 years to 10 year	7.75% p.a.
Above 2 years to 3 years	8.00% p.a.
Above 700 days to 2 years	8.00% p.a.
700 days	8.00% p.a.
18 months to less than 700 days	7.75% p.a.
15 months to less than 18 months	7.50% p.a.
Above 1 year to less than 15 months	7.25% p.a.
1 year (12 months)	7.25% p.a.

Disclaimer: Note that these DCB FD rates are applicable on international term deposits up to ₹2 Crores and are subject to change at the issuer’s discretion.

In addition to NRE deposits, DCB Bank offers NRO FD and FCNR Deposits. The DCB Bank FD interest rates for these deposits vary from those for NRE deposits. So, be sure to check the details before you invest.

DCB Bank FD Calculator

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Compare DCB Bank FD Rates With Top Banks/NBFCs

Comparing the interest rates is crucial in ensuring that you get the best returns. Here are the FD rates from some of the top issuers to compare your DCB fixed deposit rates against.

Fixed Deposit Issuer	Rates for Non-Senior Citizens	Rates for Senior Citizens
Bajaj Finance	Up to 8.35% per annum	Up to 8.60% per annum
PNB Housing Finance	Up to 7.85% per annum	Up to 8.15% per annum
Mahindra Finance	Up to 8.05% per annum	Up to 8.30% per annum
Axis Bank	Up to 7.10% p.a.	Up to 7.85% p.a.
Bank of Baroda	Up to 7.05% p.a.	Up to 7.55% p.a.
Union Bank of India	Up to 7.25% p.a.	Up to 7.75% p.a.
ICICI Bank	Up to 7.10%% p.a.	Up to 7.60% p.a.
HDFC Bank	Up to 7.10% p.a.	Up to 7.75% p.a.
IDFC First	Up to 7.00% p.a.	Up to 7.50% p.a.
State Bank of India	Up to 7.10% p.a.	Up to 7.60% p.a.

Disclaimer: The above interest rates are subject to change at the issuer’s discretion.

With the online calculator, you can also understand the amount you need to invest and the tenor you need to invest it for to get the desired returns. As such, you can use the DCB Bank FD calculator to compare your FD interest rate and choose the best option.

To use the FD calculator, you just need the investment amount, tenor, and interest rates. You can adjust these parameters as times as you want to find the terms that best align with your investment goals.

Features and Benefits of DCB Bank FD

Attractive Interest Rates

Enjoy interest rates up to 8% p.a. to secure great returns

Flexible Payout Options

Choose from multiple payout options to have stable returns

Senior Citizen Benefits

Senior citizens get 0.5% p.a. higher than the regular investors, allowing you to secure higher returns

Nominal Minimum Deposit

You can book your FD with as low as ₹10,000 and start growing your wealth

Get Loan on FD

You can also avail emergency loan on your FD for up to 80% of the deposit value and meet any financial needs

Types of DCB Bank FDs

Here are different FD plans offered by DCB Bank.

DCB Tax Saver Fixed Deposit: This FD allows you to save more while you invest by making section 80C deduction available
DCB Zippi Online Fixed Deposit: You can invest in this FD through an entirely digital process with just your PAN and Aadhaar Card
DCB Suraksha Fixed Deposit: With this FD plan, you don’t just grow your wealth but enjoy free life insurance benefits
DCB Health Plus Fixed Deposit: This FD combines the benefits of attractive returns with free medical benefits and emergency services
DCB Diamond Khushiyali Deposit: Through this deposit, you can make manageable monthly investments and enjoy substantial corpus on maturity

With numerous FD types, DCB Bank offers a quick and easy way to grow your finances. You can choose the right plan based on your need for investment and special benefits. Furthermore, the DCB Bank FD rates calculator can help you assess which plan is the best based on the returns you may earn.

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Disclaimer

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial investment advice or endorsement of any sort

The information including interest rates with regard to fixed deposit, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any investment or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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Monthly Interest on FD

Yes, you can close your DCB bank FD before maturity with a small penalty. This penalty depends on the type of FD you invest and the amount you have invested. Instead of paying the penalty, you can opt for a loan against FD to keep your wealth growing and meet your needs.

The TDS deduction of your FD investments depends on the amount you earn from DCB Bank FD rates and the type of FD you have.

You can invest in DCB Tax Saver with as much as ₹10,000 and enjoy tax benefits with competitive DCB Bank FD rates.

With DCB bank FD, you can opt for monthly, quarterly, bi-annual or annual payout options. Remember that your earnings also depend on the payout frequency you choose. Generally, at maturity payout deposits have higher returns than those with other payout options.

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DCB Bank FD Interest Rates & Calculator

DCB Bank Fixed Deposit Rates for Senior Citizens & Non-Senior Citizens

DCB Bank FD Calculator

Compare DCB Bank FD Rates With Top Banks/NBFCs