Earn interest up to 8.60% p.a. by investing in a Bajaj Finance Fixed Deposit | Rated CRISIL AAA/ STABLE and [ICRA]AAA(stable) Invest Now

Investing in a Federal Bank FD is a secure option for risk-averse investors looking to earn steady returns on their investments. By selecting a suitable tenor, you can maximise your earnings and accumulate wealth through a fixed deposit.


Before investing in an FD, you can use a calculator to assess your interest earnings well in advance. One such tool helping you make informed investment decisions is the Federal Bank FD calculator. 


This tool helps you check if the selected tenor gives you ideal returns that align with your financial goals. If not, you can tweak the parameters to select a better option. 

Read on to know more about the Federal Bank FD interest rates and the benefits of using the Federal Bank FD calculator. 

Federal Bank Fixed Deposit Calculator

Deposit Amount
Interest Rate
Interest Payout
Your Total Maturity Amount is
Your Total Maturity Amount is
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Interest Rates for Federal Bank FD

Here are the current Federal Bank FD interest rates for resident term deposits under ₹2 Crores:

Investment Tenor

Regular Citizens (p.a.)

Senior Citizens (p.a.)

7 days > 5 years 

3.00% - 7.30%

3.50% - 7.80%

Disclaimer: The above interest rates are the latest as of October 2023 and are subject to change as per the bank’s policy.

Benefits of the Federal Bank FD Calculator

Before you book your FD with Federal Bank, forecasting your returns using the FD calculator helps you choose a specific plan. Here are some benefits of using it: 

1. Identify Investment Terms 

With the Federal Bank FD calculator, you can choose a tenor that gives you maximum returns. As the interest rates increase with tenor, staying invested for a longer timeline can help you enjoy higher rates.

2. Quick and Accurate Results

The Federal Bank fixed deposit calculator is a reliable tool that can generate quick results without errors. This is because it works on the formula of simple or compound interest, depending on your investment terms. On the contrary, manual calculations can be cumbersome and erroneous.  

3. Investment Planning 

With the Federal Bank FD calculator, you can try different combinations of investment terms to find an FD scheme that generates handsome returns. In addition, the Federal Bank FD calculator also helps you avoid any errors in your calculation when comparing multiple interest rates. 


Using this tool is also very easy. All you have to do is simply enter the deposit amount, tenor and the interest rate and click on the ‘Calculate’ tab. You can get the maturity amount based on the parameters you have entered on the calculator. 

Compare various options and select one that best fits your requirements on $$BrandName$$%. In just a few clicks, you can book an FD online and grow your wealth to help you meet your financial goals.


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial investment advice or endorsement of any sort. 

The information including interest rates with regard to fixed deposit, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any investment or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products. 

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FAQs on the Federal Bank FD Calculator

To use the Federal Bank FD calculator, enter the amount you want to deposit in your FD account, choose a tenor, and add the interest rate. Once you hit the calculate button, it will give you an estimated return. You can adjust the values of tenor and interest rates to calculate maximum returns.

For a regular deposit, you can get between 3.00% p.a. and 7.30% p.a. for FDs under ₹2 Crores. However, the interest rates for senior citizen accounts are higher, going up to 7.80% p.a. as per the chosen tenor.

Yes. Federal Bank allows you to avail a maximum loan of up to 90% of the deposit amount. 

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