Jana Small Finance Bank FD Rates

Recognised by the RBI as a scheduled small finance bank, Jana Small Finance Bank offers a safe investment avenue to grow your wealth. With a secure digital investment process, you can start your investment whenever you want. 

The Jana Small Finance Bank Fixed Deposit also comes with flexible tenor options, allowing you to invest as per your goals. The minimum investment requirement which is as low as ₹1,000 ensures that you can invest as per your convenience. 

All of this combined with the fact that the FD interest rates go up 8.85% per annum, makes it one among the best investment options. You can also take advantage of the multiple payout options to tailor the investment to your current needs while securing your future finances.

The FD rates in Jana Small Finance Bank go up to 8.85% depending on your investment tenor, FD type, and whether you are a senior citizen investor or non-senior citizen investor.

Given below are tables that show returns for both these investor types across different tenors with an investment amount of ₹5 Lakhs.

• Returns based on Jana Small Finance Bank FD rates for non-senior citizens 

Disclaimer: The rates are subject to change at the bank’s discretion. The returns computed above are based on the prevailing interest rate. The Fixed deposit interest rates are subject to change at bank’s discretion. The depositors shall ascertain the rates on the value date of the fixed deposit. The revised FD rates shall be applicable for new FDs and renewal of existing FDs.

• Returns based on Jana Small Finance Bank FD interest rates for senior citizens 

Disclaimer: The rates are subject to change at the bank’s discretion. The returns computed above are based on the prevailing interest rate. The Fixed deposit interest rates are subject to change at bank’s discretion. The depositors shall ascertain the rates on the value date of the fixed deposit. The revised FD rates shall be applicable for new FDs and renewal of existing FDs.

Financial institutions across the country offer fixed deposits, making it vital that you compare the rates before investing. Doing this will ensure that you get the best returns and security for your investment.

Given below is a tabular overview of the top FD rates offered by financial institutions:

Disclaimer: The above interest rates are subject to change at the issuer’s discretion.

Jana Small Finance Bank offers fixed deposit options to Indian Citizens staying outside the country. It is important to note that these FDs do not come with additional interest rate benefits like regular FDs. This means that FD interest rates for senior citizens are the same as non-senior citizens in NRI deposits.

Given below is an overview of Jana Small Finance Bank FD rates of NRE and NRO deposits across different tenors:

Disclaimer: The above interest rates are subject to change at the issuer’s discretion.

Some top features of the Jana Small Finance Bank Fixed Deposit are:

• Attractive interest rates and flexible tenors to maximise your returns

• Numerous payout options to ensure that you can tailor the investment to your preference

• Simple investment requirements enabling you to book a deposit at your convenience

• Various fixed deposit schemes to choose from, allowing you to find the best option 

The Jana Small Finance Bank FD is available to both existing and new customers. Given below is the list of entities who can invest in the FD:

• Individuals

• Hindu Undivided Family (HUF)

• Proprietors

• Minors

• Cooperative societies

• Unregistered and registered body

• Partnerships

• Trusts

• Private Limited Companies

• NGOs 

Now that you know how Jana Small Finance Bank FD rates can positively impact your return on investments, be sure to choose the right tenor. Use the Jana Small Finance Bank FD calculator to estimate your returns beforehand and accumulate your corpus.