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Fixed deposits offered by Karnataka Bank are an excellent financial tool to grow your savings through a secure investment avenue. However, to get the maximum advantages, use the Karnataka Bank FD calculator to plan your finances and select suitable investment terms. 


The Karnataka Bank FD calculator is an easy-to-use, free online tool that calculates the estimated returns on maturity for your fixed deposit investments. However, it has more uses and benefits than just calculating your earned interests. 

It can also help you in selecting the best tenor, helping you easily achieve your financial goals. Read on to know the other benefits of using a Karnataka Bank fixed deposit calculator and the current interest rates of Karnataka Bank FDs.

Karnataka Bank Fixed Deposit Calculator

Deposit Amount
Interest Rate
Interest Payout
Your Total Maturity Amount is
Your Total Maturity Amount is
Total Investment
Total Interest Earned

Interest Rates for Karnataka Bank FD

Before you use a Karnataka Bank FD calculator, know the interest rate options available. This is because you will need to enter these values when calculating your maturity amount and interest earnings. 


Keeping that in mind, here are the interest rates for deposits of up to ₹2 Crores for senior citizens and regular citizens: 


Regular Citizens (p.a.)

Senior Citizens (p.a.)

7 days to 10 years 

3.50% - 7.25%

3.50% - 7.65%

Disclaimer: The above interest rates are current as of October 2023 and are subject to change as per the bank’s policy.

Benefits of the Karnataka Bank FD Calculator

Now that you know the interest rates you can avail on your deposit, here are some benefits of using the Karnataka Bank FD calculator. 

1. Quick Maturity Amount Calculation

You can use it to calculate your maturity amount based on your chosen tenor. An estimated figure can help you analyse your financial standing and plan your investment accordingly.

2. Find Ideal Deposit Tenor 

The Karnataka Bank fixed deposit calculator can help you choose a suitable tenor that matches your investment goals. Since the interest rates change as per your chosen deposit tenor, you can use the FD calculator to find a tenor that gives you a maximum ROI. 

3. Saves Time with Accurate Results 

Planning your investment is a tedious task that requires multiple calculations. When doing such a repetitive task manually, there are chances that you may make some errors. However, with the Karnataka Bank fixed deposit calculator, you can avoid such errors, which will also help you save time. 

4. Efficient Investment Planning

Another use of the Karnataka Bank fixed deposit calculator is that it helps you choose the right FD scheme. For example, Karnataka Bank offers a special tenor of 444 days and a Tax saving scheme with a 5-year lock-in period. 


These plans offer a higher interest rate without the option of a premature withdrawal. Using the Karnataka Bank FD calculator, you can decide if these plans match your financial goals before parking your funds in the FD. 


Keeping these benefits in mind will help you use the FD calculator when booking your FD. Furthermore, you can also use it to compare interest rates offered by various other financial institutions. 

If you plan to invest your surplus funds in a fixed deposit, you can check out FD issuers on Bajaj Markets, offering competitive interest rates. Choose an ideal plan and open an FD account in just a few clicks.


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial investment advice or endorsement of any sort. 

The information including interest rates with regard to fixed deposit, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any investment or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products. 

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FAQs on the Karnataka Bank FD Calculator

The Karnataka Bank fixed deposit calculator calculates your interest earnings based on the parameters you enter. By providing the deposit amount, tenor and the applicable interest rate in the calculator, you can get the interest earned and maturity amount without much hassle.

For ₹1 Lakh deposit, you can get attractive interest rates ranging from 3.50% to 7.25% p.a.

For a special tenor of 444 days, Karnataka Bank Fixed Deposit offers you a higher interest rate. For a non-senior account, you can get an interest rate of 7.25% p.a., while senior citizens can enjoy an interest rate of up to 7.65% p.a.

To use the Karnataka Bank FD calculator, enter the amount you want to deposit in your fixed deposit account. Then, select a suitable tenor on the calculator and its corresponding interest rate. 


This will help you calculate your estimated returns. By adjusting the values on the calculator, you can visualise your return and set the terms that fit your financial plan.

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